Investment Objective and Approach

The Investment Objectives of the scheme are to provide capital growth and income by investing primarily in a Well-Diversified portfolio of dividend paying companies that have a relatively high dividend yield. The scheme aims to generate returns by investing in high dividend paying companies. It would aim to build a portfolio that provides high dividend yield, substantial capital protection and a strong possibility of capital gains.

The primary objective of the Aditya Birla Sun Life Dividend Yield Fund Growth Direct Plan is to provide capital appreciation by investing primarily in dividend-yielding stocks. The fund aims to identify and invest in companies that have a history of paying dividends, which can potentially provide investors with a regular income stream in addition to capital appreciation.

The fund follows a well-diversified approach by:

- Focusing on dividend-paying companies with high dividend yields

- Building substantial capital protection mechanisms

- Creating opportunities for capital gains alongside dividend income

- The fund has a majority of its money invested in the top 5 sectors such as Financial Services, Technology, Consumer Defensive, Utilities, Industrials Sectors.

Key fund details as of July 2025:

- The latest NAV of Aditya Birla Sun Life Dividend Yield Fund - Growth - Regular Plan as of 29-07-2025 is 437.96.

- The assets under Management (AUM) of Aditya Birla Sun Life Dividend Yield Fund Growth is Rs 1,523.63 crores.

- After being launched on 2003-02-26.

- It allows minimum SIP of Rs 100 and lumpsum of Rs 1000 to start the investment.

Fund Managers

Dhaval Gala, Dhaval Joshi are the current fund managers of this mutual fund.

Dhaval Gala serves as the lead fund manager with impressive credentials:

- Dhaval Gala is a Fund Manager and Senior Analyst with Aditya Birla Sun Life AMC Limited (ABSLAMC). He has an overall experience of 19 years in equity and capital market space.

- He joined ABSLAMC in February 2011 as a part of the Equity Fund Management and Analyst team.

- He specializes in Banking and Financial Services sector.

- Prior to joining the firm, Mr. Gala has worked with B&K Securities Limited and JP Morgan Chase India Private Limited. He received his MBA in Finance from N L Dalmia Institute of Management and Research, Mumbai.

Dhaval Joshi is the co-fund manager:

- Dhaval Gala, Dhaval Joshi, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

About the Fund House (AMC)

Aditya Birla Sun Life Asset Management Company Limited stands as one of India's leading fund houses:

- Established in 1994, Aditya Birla Sun Life AMC Limited (ABSLAMC), investment manager for Aditya Birla Sun Life Mutual Fund, is a joint venture between the Aditya Birla Capital Limited and Sun Life (India) AMC Investments Inc.

- Aditya Birla Sun Life AMC Ltd manages assets worth ₹ 4,13,962.67 crores.

- It's current offering of mutual fund schemes includes 40 equity, 86 debt and 16 hybrid schemes.

- Your investing partners with over 30 years of experience in helping you achieve your dreams.

The AMC offers comprehensive investment solutions:

- ABSLAMC offers investors a range of comprehensive investment options, which includes diversified and sector specific equity schemes, hybrid funds and a wide range of debt and treasury products.

- ABSLAMC also operates multiple alternate strategies including Portfolio Management Services, Real Estate Investments and Alternative Investment Funds.

Should I Invest in Aditya Birla Sun Life Dividend Yield Fund?

This fund can be suitable for specific investor profiles:

Suitable for:

- This fund could be suitable for investors who are seeking a combination of potential capital appreciation and regular dividend income. It might be appealing to individuals who prioritize income generation in addition to growth potential. Investors who have a moderate risk tolerance and a longer investment horizon could find this fund interesting.

- Investors seeking exposure to dividend-paying companies

- Those looking for a combination of income and capital appreciation

- Long-term investors with moderate to high risk appetite

Performance considerations:

- Aditya Birla Sun Life Dividend Yield Fund - Growth - Regular Plan trailing returns over different times are -7.74% (1 year), 21.08% (3 year), 22.89% (5 year).

- The fund has delivered a CAGR of 13.68 since inception.

- The risk level of Aditya Birla Sun Life Dividend Yield Fund Growth is Very High.

Important investment parameters:

- Exit load of 1%, if redeemed within 90 days.

- Its expense ratio is 2.37 %. (Regular Plan)

- Tax implications: Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Important Note: Before making any investment decision, it's important to carefully review the fund's documents, align the investment with your financial objectives and risk tolerance, and possibly consult a financial advisor.

FAQs

What is today's NAV of Aditya Birla Sun Life Dividend Yield Fund?

The NAV fluctuates daily based on market conditions. You can check the latest NAV on the fund house website or through your investment platform.

What is the AUM of Aditya Birla Sun Life Dividend Yield Fund?

The assets under Management (AUM) of Aditya Birla Sun Life Dividend Yield Fund Growth is Rs 1,523.63 crores.

What is the expense ratio of Aditya Birla Sun Life Dividend Yield Fund?

The expense ratio varies between regular and direct plans. The regular plan has an expense ratio of around 2.37% while direct plans have lower fees.

What are the returns of Aditya Birla Sun Life Dividend Yield Fund since inception?

The fund has delivered a CAGR of 13.68 since inception. The fund was launched in February 2003.

What is the minimum SIP amount to invest in Aditya Birla Sun Life Dividend Yield Fund?

It allows minimum SIP of Rs 100 and lumpsum of Rs 1000 to start the investment.

How do I invest in Aditya Birla Sun Life Dividend Yield Fund?

You can invest through Allvest's platform online, directly through the AMC website, or through registered mutual fund distributors and banks.

How to start a SIP in Aditya Birla Sun Life Dividend Yield Fund?

You can start a SIP through Allvest by selecting the fund, choosing SIP option, setting the amount (minimum Rs 100) and frequency, then completing the investment process online.

How do I automate an SIP in Aditya Birla Sun Life Dividend Yield Fund?

Through Allvest, set up auto-debit from your bank account when starting the SIP. This ensures automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in Aditya Birla Sun Life Dividend Yield Fund?

You can redeem through Allvest's platform by placing a redemption request. Exit load of 1%, if redeemed within 90 days. Redemption proceeds are typically credited within 3-5 business days.