Investment Objective and Approach

The Bajaj Finserv Consumption Fund invests primarily in stocks of sectors allied with the consumption theme. A consumption-themed mutual fund invests primarily in companies benefiting from consumer spending and lifestyle trends. Such funds can target businesses across various sectors – retail, food and beverages, travel, technology, healthcare, etc – that cater to consumer needs and benefit from consumer spending.

The Bajaj Finserv Consumption Fund follows a megatrends approach. Megatrends are large, significant, and sweeping shifts that influence economies, societies, and geographies. These trends tend to have lasting impact, and investing in them early on offers significant long-term growth potential.

The fund capitalizes on India's growing consumption story driven by:

- Rapidly growing middle class, increasing per-capita income, growing disposable incomes, and technological advancements that have made purchasing quicker and more convenient

- The consumption sector in India is growing rapidly and is projected to experience a boom

Fund Managers

Nimesh Chandan - Chief Investment Officer

Nimesh Chandan has over 24 years of experience in the Indian Capital Markets. He has spent 18 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd, he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management, and ICICI Prudential Asset Management.

Sorbh Gupta - Senior Fund Manager, Equity

Sorbh Gupta has over 16 years of experience in the Indian Capital Markets. In November 2022, he was appointed as Head – Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Asset Management Limited, he was associated with Quantum Asset Management Company Private Ltd.

About the Fund House (AMC)

Bajaj Finserv Asset Management Ltd, a wholly owned subsidiary of Bajaj Finserv Ltd, has carved a niche in India's mutual fund industry as an organisation committed to meaningful innovation. This rapid growth has helped it surpass the Rs. 20,000-crore AUM milestone as of February 28, 2025.

Bajaj Finserv Limited, an unregistered Core Investment Company (CIC) under RBI Regulations 2020, is a part of the renowned Bajaj Group. One of India's leading and most diversified financial services institutions, Bajaj Finserv Ltd provides simple financial solutions to crores of people every day through its group companies.

Investment Philosophy - InQuBe

The differentiation reflected in each of its offerings is driven by the three-stage investment philosophy of Bajaj Finserv Asset Management Ltd – InQube – a synergy of informational, quantitative, and behavioural edge.

The AMC focuses on:

- Informational Edge: Superior research and business analysis

- Quantitative Edge: Data-driven investment decisions

- Behavioural Edge: Behavioural managers try to exploit situations where securities are mispriced by the market because of behavioural factors

Fund Details

Launch Date: 03-12-2024

AUM: ₹519.46 crore (as on July 16, 2025)

Expense Ratio: 1.37% (Regular Plan)

Minimum Investment: Investments (both lumpsum and SIP) start at Rs. 500

Benchmark: NIFTY 500 TRI with NIFTY 50 TRI serving as an addition

Risk Level: Very High risk

Exit Load: Exit loads apply for redemptions made before three months of allotment

Should I Invest in Bajaj Finserv Consumption Fund?

This fund is suitable for investors who:

1. Believe in India's Consumption Story: The fund capitalizes on India's growing domestic consumption driven by rising disposable incomes and lifestyle changes.

2. Have Long-term Investment Horizon: As a thematic fund following megatrends, it requires patience to realize the full potential of the consumption theme.

3. Can Handle High Risk: Being classified as very high risk, investors should be prepared for volatility.

4. Want Professional Management: The experienced fund management team brings deep expertise in identifying consumption-themed opportunities.

Consider this fund as part of a diversified portfolio rather than a standalone investment, given its thematic nature and concentrated focus on consumption sectors.

FAQs

What is today's NAV of Bajaj Finserv Consumption Fund?

The NAV fluctuates daily based on market conditions. For the most current NAV, please check the fund's official factsheet or the AMC website.

What is the AUM of Bajaj Finserv Consumption Fund?

The fund has an AUM of ₹519.46 crore as of July 16, 2025.

What is the expense ratio of Bajaj Finserv Consumption Fund?

The expense ratio is 1.37% for the Regular Plan.

What are the returns of Bajaj Finserv Consumption Fund since inception?

Since the fund was launched recently in December 2024, historical returns data is limited. Please refer to the latest factsheet for current performance metrics.

What is the minimum SIP amount to invest in Bajaj Finserv Consumption Fund?

The minimum SIP amount is ₹500.

How do I invest in Bajaj Finserv Consumption Fund?

You can invest through Allvest's platform online, directly through the AMC website, or through registered mutual fund distributors. Simply complete your KYC, choose your investment amount, and start your investment journey.

How to start a SIP in Bajaj Finserv Consumption Fund?

Log into your Allvest account, select the Bajaj Finserv Consumption Fund, choose the SIP option, set your monthly amount (minimum ₹500), and set up auto-debit instructions for seamless investing.

How do I automate an SIP in Bajaj Finserv Consumption Fund?

After setting up your SIP through Allvest, provide your bank mandate for auto-debit. This ensures your SIP amount is automatically debited monthly without manual intervention.

How can I withdraw/redeem my investment in Bajaj Finserv Consumption Fund?

You can redeem your investment online through Allvest or the AMC's portal. Select the units you wish to redeem, submit the request, and the proceeds will be credited to your registered bank account within 3-4 business days.