Investment Objective and Approach

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments across market capitalisation. Bajaj Finserv Flexi Cap Fund employs a distinctive investment philosophy built on three key pillars:

Megatrend Investing Strategy: Bajaj Finserv Flexi Cap Fund employs a forward-thinking strategy by anticipating influential, long-term megatrends rather than following current trends. This approach enhances the potential for long-term returns by identifying future growth opportunities beyond traditional sector classifications, while also mitigating behavioral biases such as recency bias.

INQUBE Investment Philosophy: Bajaj Finserv Asset Management's INQUBE philosophy leverages informational, quantitative, and behavioral edges to gain a competitive advantage. It focuses on acquiring timely information, developing predictive models, and making informed decisions to optimize investment returns over the long term.

Portfolio Diversification: A flexi cap mutual fund invests across large, mid, and small-cap stocks, aiming for optimal returns and portfolio stability. This flexible allocation allows the fund to capitalize on opportunities across different market segments based on prevailing market conditions.

Fund Performance: Bajaj Finserv Flexi Cap Fund Direct-Growth scheme return performance in last 1 year is 3.93%, is 48.50% since scheme launch. The fund has rated Very High risk classification.

Investment Details:

- Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹500.

- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 6 months

- No, the Bajaj Finserv Flexi Cap Fund does not have a lock-in period.

Fund Managers

The fund is managed by experienced professionals with diverse expertise in Indian capital markets:

Sorbh Gupta - Current Fund Manager: Sorbh Gupta is the Current Fund Manager of Bajaj Finserv Flexi Cap Fund Direct Growth fund. Mr. Gupta is a B.Com, CA and CFA. Prior to joining Bajaj Finserv Mutual Fund, he was associated with Quantum Mutual Fund, Siddhesh Capital Markets Pvt. Ltd. & Pranav Securities Pvt. Ltd. He has over 11 years of overall experience in the equity research.

Nimesh Chandan: Nimesh Chandan has over 24 years of experience in the Indian Capital Markets. He has spent 18 years in Fund Management- managing and advising domestic and international investors, retail as well as institutional. Prior to joining Bajaj Finserv Asset Management Ltd., he has worked with Canara Robeco Asset Management as Head of Investments, Equities (Domestic and Offshore). He has also worked with other asset management companies including Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.

Siddharth Chaudhary: Siddharth Chaudhary joined the Company in July 2022 as a Senior Fund Manager – Fixed Income. Prior to this, he was associated with Sundaram Asset Management Co. Ltd from April 2019 - July 2022 as Head Fixed Income – Institutional Business. From April 2017 – March 2019, he served as a Head – Fixed Income, and from August 2010 – March 2017 as a Fund Manager – Fixed Income with Sundaram Asset Management Co.

About the Fund House (AMC)

Bajaj Finserv Asset Management Limited is part of the prestigious Bajaj Group, one of India's most respected financial conglomerates. In March 2023, the final registration from the Securities and Exchange Board of India was granted to commence mutual fund business operations under Bajaj Finserv Mutual Fund.

Company Heritage: One of India's leading and most diversified financial services institutions, Bajaj Finserv Ltd provides simple financial solutions to crores of people every day through its group companies. Through continuous innovation, it strives to enrich the lives of communities across the length and breadth of the country and make financial security accessible to all.

Fund House Strength: 20,000-crore AUM milestone as of February 28, 2025. As of August 2024, the company operates 13 active mutual funds in the country and offers a portfolio that includes equity, debt, and hybrid asset classes. It is ranked among the top 30 out of 45 mutual fund houses in India by AUM.

Investment Philosophy: The differentiation reflected in each of its offerings is driven by the three-stage investment philosophy of Bajaj Finserv Asset Management Ltd – InQube – a synergy of informational, quantitative, and behavioural edge.

Should I Invest in Bajaj Finserv Flexi Cap Fund?

This fund may be suitable for investors with specific characteristics and goals:

Target Investor Profile:

- Investors who seek long-term capital appreciation and have a high risk-appetite can potentially invest in flexi cap funds.

- Investors comfortable with high-risk equity investments seeking diversification across market capitalizations

- Those looking for professional fund management with a megatrend-focused approach

Key Considerations:

- The fund currently has an Asset Under Management(AUM) of ₹25,444 Cr and the Latest NAV as of 01 Aug 2025 is ₹14.88.

- The expense ratio of Bajaj Finserv Flexi Cap Fund Plan is 0.48 as of 23rd July 2025.

- The fund offers both direct and regular investment plans to suit different investor preferences

Investment Flexibility: You can invest in Bajaj Finserv Flexi Cap Fund either in lumpsum or through SIP, depending on your financial goals and investment strategy.

Risk Profile: Given the fund's very high-risk rating, investors should carefully assess their risk tolerance and investment horizon before investing.

FAQs

What is today's NAV of Bajaj Finserv Flexi Cap Fund?

The latest NAV varies by plan - check the fund's official page for the most current NAV as it updates daily based on market movements.

What is the AUM of Bajaj Finserv Flexi Cap Fund?

The fund currently has an Asset Under Management(AUM) of ₹25,444 Cr as of 01 Aug 2025.

What is the expense ratio of Bajaj Finserv Flexi Cap Fund?

The expense ratio is 0.48 as of 23rd July 2025 for the direct plan, which is competitive compared to industry standards.

What are the returns of Bajaj Finserv Flexi Cap Fund since inception?

The scheme return performance since launch is 48.50% as the fund is relatively new, launched in 2021-2023.

What is the minimum SIP amount to invest in Bajaj Finserv Flexi Cap Fund?

Minimum SIP Investment is set to ₹500 making it accessible for regular investors to start systematic investing.

How do I invest in Bajaj Finserv Flexi Cap Fund?

You can invest through Allvest's platform by selecting the fund, choosing between SIP or lumpsum investment, completing KYC requirements, and making your investment online.

How to start a SIP in Bajaj Finserv Flexi Cap Fund?

Register with Allvest, complete your KYC documentation, select Bajaj Finserv Flexi Cap Fund, choose SIP option with your preferred amount and frequency, and set up auto-debit instructions.

How do I automate an SIP in Bajaj Finserv Flexi Cap Fund?

After setting up your SIP through Allvest, enable auto-debit from your bank account to ensure automatic monthly investments without manual intervention.

How can I withdraw/redeem my investment in Bajaj Finserv Flexi Cap Fund?

You can redeem your units through Allvest's platform by placing a redemption request. Funds typically reach your bank account within 2-3 business days, subject to exit load conditions if applicable.