Investment Objective and Approach

Bajaj Finserv Multi Cap Fund is a multi cap equity scheme designed to provide long-term capital appreciation through diversified investments across large, mid, and small-cap companies. The fund follows a multi-cap investment strategy, allowing flexible allocation across different market capitalizations to optimize returns based on market conditions.

The fund employs a behavioral finance approach to exploit situations where securities are mispriced by the market due to behavioral factors, giving it an edge in investment decision-making. The fund leverages Bajaj Finserv AMC's INQUBE investment philosophy, which combines informational, quantitative, and behavioral edges to gain competitive advantage through timely information, predictive models, and informed decision-making.

Key financial metrics as of recent data:

- AUM: ₹603.84 Crores as of May 20, 2025

- Expense Ratio: 2.31%

- Minimum SIP Amount: ₹500

- Minimum Lumpsum Investment: ₹500

- Fund Launch Date: February 6, 2025

Fund Managers

The fund is managed by an experienced team of investment professionals:

Nimesh Chandan - Investment professional with over 22-24 years of experience in Indian capital markets. He has spent 18 years in fund management, managing and advising domestic and international investors. Previously served as Head of Investments at Canara Robeco AMC. He has also worked with Birla Sunlife Asset Management, SBI Asset Management and ICICI Prudential Asset Management.

Sorbh Gupta - Senior Fund Manager, Equity at Bajaj Finserv Asset Management Limited. Prior to joining Bajaj Finserv Mutual Fund, he had been with Canara Robeco MF, ICICI Prudential MF, SBI MF and Aditya Birla Sun Life AMC as fund manager. He is a B.Com, CA and CFA with over 11 years of overall experience in equity research.

Siddharth Chaudhary - Has 17 years of experience in fixed-income markets, of which 12 years are in the Asset Management Industry. Previously served as Head of Fixed Income, Institutional Business at Sundaram AMC. He is a B.Com (H) and PGDM (Securities Markets).

About the Fund House (AMC)

Bajaj Finserv Asset Management Limited is a wholly-owned subsidiary of Bajaj Finserv Limited. In March 2023, SEBI granted approval for Bajaj Finserv Asset Management Limited to begin its mutual fund business operations under the name Bajaj Finserv Mutual Fund.

The AMC offers a plethora of innovative products and investment schemes across fixed income, equity and hybrid categories. The company has filed multiple schemes with SEBI including liquid fund, overnight fund, money market fund, flexi cap, arbitrage fund, balanced advantage fund, large and mid-cap fund.

With a future-focused and customer-first approach, Bajaj Finserv Asset Management Limited aims to enable everyone to meet their financial aspirations. The AMC's total Assets Under Management as of July 31, 2025 reflects its growing presence in the mutual fund industry.

The company emphasizes behavioral finance principles, recognizing that people don't always behave with extreme rationality and these deviations from rationality are often systematic. This approach helps in identifying investment opportunities that others might miss.

Should I Invest in Bajaj Finserv Multi Cap Fund?

Bajaj Finserv Multi Cap Fund could be suitable for investors seeking:

Investment Suitability:

- Long-term capital appreciation through equity investments

- Diversification across market capitalizations (large, mid, small-cap)

- Professional fund management with behavioral finance expertise

- Flexible investment options with low minimum amounts

Key Considerations:

- The fund is relatively new, launched in February 2025, so historical performance data is limited

- The expense ratio of 2.31% is reasonable for equity mutual fund schemes

- Multi-cap approach provides flexibility to capitalize on opportunities across different market segments

- Experienced fund management team with proven track records at previous organizations

Risk Factors:

- Equity mutual funds are subject to market risks and volatility

- Returns are not guaranteed and past performance may not be sustained

- Being a new fund, it lacks a long-term performance track record

Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing. The fund is suitable for those with a long-term investment horizon of at least 5-7 years and moderate to high risk appetite.

FAQs

What is today's NAV of Bajaj Finserv Multi Cap Fund?

The NAV changes daily based on market movements. Please check the latest NAV on Allvest or the official AMC website for real-time updates.

What is the AUM of Bajaj Finserv Multi Cap Fund?

The fund has an AUM of ₹603.84 Crores as of May 20, 2025.

What is the expense ratio of Bajaj Finserv Multi Cap Fund?

The fund has an expense ratio of 2.31%.

What are the returns of Bajaj Finserv Multi Cap Fund since inception?

As the fund was launched on February 6, 2025, it has a limited performance track record. Please check current returns on Allvest platform for the latest performance data.

What is the minimum SIP amount to invest in Bajaj Finserv Multi Cap Fund?

The minimum SIP amount is ₹500.

How do I invest in Bajaj Finserv Multi Cap Fund?

You can easily invest in this fund through Allvest platform by logging into your account, selecting the fund, and choosing either SIP or lump sum investment option. Complete KYC verification is required.

How to start a SIP in Bajaj Finserv Multi Cap Fund?

To start SIP through Allvest, login to your account, select the fund, choose 'Start SIP' option, select your investment amount and frequency. Set up auto-debit for seamless monthly investments.

How do I automate an SIP in Bajaj Finserv Multi Cap Fund?

SIP automation is available through Allvest platform by setting up auto-debit mandate with your bank account. This ensures automatic monthly deduction and investment without manual intervention.

How can I withdraw/redeem my investment in Bajaj Finserv Multi Cap Fund?

You can redeem your investment through Allvest platform by placing a redemption request. The amount typically gets credited to your registered bank account within 2-3 working days after processing.