Investment Objective and Approach

The Bandhan Flexi Cap Fund seeks to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. The scheme aims to generate long-term capital growth by investing in a diversified portfolio of equity and equity related instruments across market capitalization – large cap, mid cap and small cap, fixed income securities and Money Market Instruments.

The scheme invests in Indian equities, foreign equities and related instruments and debt securities. This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

The fund's investment approach focuses on active portfolio management with flexibility to adjust allocation across market capitalizations based on market opportunities. The fund's allocation of assets is distributed as 95.47% in equities, 0.00% in bonds, and 4.53% in cash and cash equivalents.

Fund Managers

Anoop Bhaskar is the Current Fund Manager of Bandhan Flexi Cap Fund Direct Growth fund. The fund is managed by experienced professionals with strong backgrounds in equity research and portfolio management:

- Manish Gunwani: Mr. Gunwani is a B.Tech. and PGDM. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund), he has worked with Nippon India Mutual Fund, ICICI Prudential Mutual Fund as Fund Manager and as Analyst in various organisations: Vicisoft Technologies, Lehman Brothers, Brics Securities , Lucky Securities, SSKI Securities and Prime Securities.

- Viraj Kulkarni: Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance). Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with Franklin Templeton Asset Management (India) Pvt. Ltd. (May 2014-Sept.

About the Fund House (AMC)

Established in 2000, Bandhan AMC (Erstwhile IDFC AMC) is focused on helping savers become investors and create wealth. Bandhan Mutual Fund was set up on March 13, 2000. It is one of the largest Mutual Fund houses in India's domestic market. In terms of Assets under Management (AUM), it is one of the largest players in the sector.

As of March 2024, the fund house manages assets worth Rs. 137193.31 crores. April 2022 marked the acquisition of IDFC Asset Management Company by Bandhan along with a consortium. The consortium included Bandhan Financial Holdings Limited, Singapore's Sovereign Fund GIC, and ChrysCapital. Post the acquisition, the IDFC Mutual Fund was renamed Bandhan Mutual Fund in March 2023.

Backed by the legacy, goodwill, and inclusiveness that our shareholders, Bandhan Financial Services Limited, ChrysCapital, and GIC (Singapore) represent, we bring together a strong foundation in serving investors through a slew of well-defined products and a deep commitment to empowering communities.

Bandhan AMC has a seasoned investment team, an on-the-ground presence in over 60 cities, and investors in over 790 cities and towns across the country. We offer a range of prudently constructed investment products – across Mutual Funds, AIF, and PMS platforms with the aim to provide performance consistent with the product's well-defined objectives.

It currently offers 76 mutual fund schemes to its investors. These are diversified across debt, equity, hybrid, and other schemes.

Should I Invest in Bandhan Flexi Cap Fund?

Bandhan Flexi Cap Fund can be suitable for investors seeking:

Suitable For:

- Long-term wealth creation goals (5+ years investment horizon)

- Investors comfortable with equity market volatility

- Those seeking diversified exposure across market capitalizations

- Investors looking for professional fund management with flexibility

Key Performance Metrics (as of August 26, 2025):

- The fund has delivered a CAGR of 14.77 since inception.

- The 1-year, 3-year and 5-year returns of this fund were -0.20, 14.83 and 18.33 respectively.

Risk Considerations:

- When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

- Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Investment Recommendation:

Like for all equity funds, you must invest only through the SIP route. This fund is suitable for investors with moderate to high risk appetite who can stay invested for the long term and want exposure to a diversified equity portfolio managed by experienced fund managers.

FAQs

What is today's NAV of Bandhan Flexi Cap Fund?

The NAV varies daily. The NAV of Bandhan Flexi Cap Fund Regular Growth, as of 26-Aug-2025, is ₹207.66. Please check with your investment platform for the most current NAV.

What is the AUM of Bandhan Flexi Cap Fund?

The AUM of Bandhan Flexi Cap Fund, is ₹7178.75 crore. The fund has an Asset Under Management (AUM) of 7446.94 as on 2025-08-26.

What is the expense ratio of Bandhan Flexi Cap Fund?

The expense ratio of Bandhan Flexi Cap Fund is 1.15% for the direct plan. The regular plan has a higher expense ratio.

What are the returns of Bandhan Flexi Cap Fund since inception?

The Bandhan Flexi Cap Fund was launched on Jan 01 2013. The fund has delivered a CAGR of 14.77 since inception.

What is the minimum SIP amount to invest in Bandhan Flexi Cap Fund?

The minimum SIP for Bandhan Flexi Cap Fund is ₹100. Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00.

How do I invest in Bandhan Flexi Cap Fund?

You can invest through Allvest platform by logging into your account, selecting the fund, choosing between SIP or lumpsum, and completing the payment process. Alternatively, you can invest directly through the AMC website or other authorized distributors.

How to start a SIP in Bandhan Flexi Cap Fund?

Through Allvest, select the fund, choose SIP option, set your monthly amount (minimum ₹100), select frequency (monthly/quarterly), and authorize the auto-debit from your bank account.

How do I automate an SIP in Bandhan Flexi Cap Fund?

After setting up your SIP through Allvest, provide your bank mandate for auto-debit authorization. The platform will automatically deduct the SIP amount on your chosen dates and invest in the fund.

How can I withdraw/redeem my investment in Bandhan Flexi Cap Fund?

Log into your Allvest account, go to your portfolio, select the fund, enter redemption amount, and confirm. You will receive your funds within three working days of placing the order. Note that exit loads may apply for redemptions within one year.