Investment Objective and Approach

The scheme seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy. Bandhan Sterling Value Fund follows a value/contrarian style of investing, which endeavours to find stocks that are priced significantly lower than what the fund management team believes their true worth is.

The fund focuses on identifying undervalued securities in the market and capitalizes on their potential for long-term appreciation. The fund's primary objective is to invest in value stocks with a high potential for capital appreciation over the long term and utilises an active stock selection strategy to identify undervalued stocks across multiple sectors and market capitalisations.

Key investment highlights:

- The fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Energy, Basic Materials, Tech, Consumer Defensive, Industrial, Health, Real Estate, Utilities

- Top holdings include HDFC Bank Ltd, Reliance Industries Ltd, Axis Bank Ltd, ICICI Bank Ltd, Tata Consultancy Services Ltd

- As of 28-Feb-2025, the fund had invested 94% in Equity, 5.94% in Cash & Cash Eq. and 0.05% in Debt

Fund Managers

Daylynn Pinto - Mr. Pinto has been associated with IDFC AMC, now under Bandhan Mutual Fund, since October 2016. Before joining IDFC AMC, he had worked with UTI Asset Management Company Ltd as Fund Manager. He holds a Post Graduate Diploma in Management (PGDM) and Bachelor's degree in Commerce. Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he was associated with UTI AMC (Jul 2006-Sep 2016) as fund manager.

Anoop Bhaskar - Anoop Bhaskar is the Current Fund Manager of Bandhan Value Fund Direct Growth fund.

The fund management team brings extensive experience in equity research and fund management, with expertise in value investing strategies and active stock selection.

About the Fund House (AMC)

Established in 2000, Bandhan AMC (Erstwhile IDFC AMC) is focused on helping savers become investors and create wealth. Before being named Bandhan Mutual Fund, the AMC was named IDFC Mutual Fund and its parent company was IDFC Ltd. Established in 2000, IDFC Mutual Fund was one of the largest Mutual Fund houses in India.

In April 2022, a consortium including Bandhan Financial Holding (60%), ChrysCapital (20%), and Singapore's sovereign fund GIC (20%) began the process of acquiring IDFC Asset Management Company, after which IDFC Mutual Fund was rebranded as Bandhan Mutual Fund (in March 2023).

Key AMC Details:

- By AUM or Assets Under Management, it was in the list of the 10 largest players in the sector – with more than ₹1.16 lakh crore as AUM as of March 2022

- The fund house has 52 primary mutual fund schemes of which, 15 are debt schemes, 12 are equity schemes, 5 are hybrid schemes, and 10 from other categories

- Registered Office at One World Centre, 841 Senapati Bapat Marg, Jupiter Mills Compound, Mumbai 400013

Bandhan AMC is the leading asset management company in India helping you achieve better outcomes for your savings by making smarter investment choices. Bandhan AMC can help in this journey through a wide range of quality investment solutions that target optimal returns for a given objective or risk profile.

Should I Invest in Bandhan Value Fund?

Bandhan Value Fund is suitable for investors seeking:

Investment Horizon: When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. Warning: Do not invest in this, or any other value-oriented fund, if you need to redeem your investment in less than five years.

Risk Profile: The fund is categorized as high-risk equity fund and requires investors to have adequate risk tolerance for equity market volatility.

Performance Track Record:

- The fund has generated a return of 3.32% in 1 year, 22.88% in 3 years, 33.83% in 5 years

- It has delivered 16.61% returns since inception

- The fund has delivered a CAGR of 17.61% since inception

Cost Structure:

- The expense ratio is 0.68% for direct plan

- The exit load is 1% if redeemed in 0-365 Days

Investment Approach: Like for all equity funds, you must invest only through the SIP route to benefit from rupee cost averaging and reduce market timing risks.

FAQs

What is today's NAV of Bandhan Value Fund?

The NAV of the fund today is ₹166.70 (as of recent date). NAV changes daily based on market movements.

What is the AUM of Bandhan Value Fund?

The AUM of the fund is ₹9961 Cr (as of June 2025). The AUM of Bandhan Sterling Value Fund, is ₹9773.98 crore.

What is the expense ratio of Bandhan Value Fund?

The expense ratio varies by plan type - direct plan charges approximately 0.68% while regular plan charges around 1.75% annually.

What are the returns of Bandhan Value Fund since inception?

The fund has delivered a CAGR of 17.61% since inception and 16.61% returns since inception (launched in 2013).

What is the minimum SIP amount to invest in Bandhan Value Fund?

The minimum SIP for Bandhan Sterling Value Fund is ₹100 per month, making it accessible for small investors.

How do I invest in Bandhan Value Fund?

You can invest through Allvest platform easily. Simply log in, search for Bandhan Value Fund, choose SIP or lump sum, enter amount and complete KYC if required.

How to start a SIP in Bandhan Value Fund?

Through Allvest, select SIP option, choose investment amount (minimum ₹100), select date and frequency, set up auto-debit mandate for seamless investing.

How do I automate an SIP in Bandhan Value Fund?

Set up auto-debit mandate through Allvest platform which will automatically deduct the SIP amount from your bank account on chosen dates.

How can I withdraw/redeem my investment in Bandhan Value Fund?

You can redeem through Allvest platform online. You can expect to receive the proceeds of equity funds in your registered bank account within 2-4 working days of initiating the withdrawal.