Investment Objective and Approach

The scheme seeks to provide medium to long term appreciation by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. There is no assurance that the investment objective of the Scheme will be achieved.

Baroda BNP Paribas Dividend Yield Fund, aims to invest 65 to 100% of its net assets, into equity and equity related instruments of dividend paying companies. The fund may also invest in buyback opportunities. The fund aims to maintain a diversified portfolio of companies across various sectors and market caps.

The fund follows a focused approach to select dividend-paying companies based on:

- The scheme aims to invest in companies with predictable and stable cash flows, led by managements that prioritise rewarding shareholders with regular dividends.

- High free cash flows: businesses that have a history of having high free cash flows.

- Avoid Dividend Traps: Companies With high dividend yields but falling market price, higher debt and overall weak fundamentals.

Key fund statistics as of May 2025:

- The fund currently has an Asset Under Management(AUM) of ₹47,481 Cr and the Latest NAV as of 16 May 2025 is ₹9.49.

- The expense ratio of Baroda BNP Paribas Dividend Yield Fund Plan is 0.52 as of 16th May 2025. (Direct Plan)

- The expense ratio of Baroda BNP Paribas Dividend Yield Fund - Regular Plan is 2.15. (Regular Plan)

- Minimum SIP Investment is set to ₹500. Minimum Lumpsum Investment is ₹1,000.

Fund Managers

The fund is managed by experienced professionals:

Mr. Shiv Chanani - Mr. Chanani is PGDM from IIM Bangalore, CFA from USA and ICSI . Prior to joining Baroda BNP Paribas, he has worked with Elara Securities(India) Pvt. Ltd., E. Fund Management (HK) Co. Ltd., Sundaram Mutual Fund, ICICI Securities Ltd, Shivam Capstock Pvt Ltd and Nippon Life India Asset Management Ltd.

Mr. Miten Vora - He has worked with IDBI capital market & securities , Prabhudas Lilladher Pvt Ltd, Crisil Ltd and HSBC Global market.

About the Fund House (AMC)

BNP Paribas Mutual Fund was set up in the year 2004 with BNP Paribas Asset Management Asia Limited as its sponsor. The fund house offers a wide range of investment options for individuals to choose from.

BNP Paribas Asset Management is a global giant in the investment space and has assets worth nearly Rs 42 trillion under its management. The AMC operates as Baroda BNP Paribas Asset Management India Pvt. Ltd. and manages 110 schemes across various categories.

The fund house combines the expertise of Bank of Baroda's deep understanding of the Indian market with BNP Paribas's global asset management capabilities, providing investors with professionally managed investment solutions.

Should I Invest in Baroda BNP Paribas Dividend Yield Fund?

This fund is suitable for investors seeking:

- Long term capital appreciation through dividend-paying companies

- Exposure to companies with stable business models and consistent cash flows

- Investment in businesses that have a track record of rewarding shareholders through dividends

Investment Considerations:

- The Baroda BNP Paribas Dividend Yield Fund Direct Growth is rated Very High risk.

- One should stay invested in for a minimum time horizon of 3 years in the Baroda BNP Paribas Dividend Yield Fund, as it is a sufficient time for one's investments to compound and grow.

- This fund was started on 11 September, 2024. being a relatively new fund with limited track record

Tax Treatment:

- Returns are taxed at 20%, if you redeem before one year.

- After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

Exit Load:

- If units are redeemed or switched out in excess of the limit within 1 year from the date of allotment - 1% of the applicable NAV. If units are redeemed or switched out after 1 year from the date of allotment - Nil.

FAQs

What is today's NAV of Baroda BNP Paribas Dividend Yield Fund?

The current NAV of Baroda BNP Paribas Dividend Yield Fund is ₹9.49, as of 16th May 2025. The NAV is updated daily and reflects the per-unit value of the fund.

What is the AUM of Baroda BNP Paribas Dividend Yield Fund?

The AUM (i.e. assets under management) of Baroda BNP Paribas Dividend Yield Fund is ₹974.65 Cr as of 16th May 2025.

What is the expense ratio of Baroda BNP Paribas Dividend Yield Fund?

The expense ratio varies by plan - The expense ratio of Baroda BNP Paribas Dividend Yield Fund Plan is 0.52 as of 16th May 2025. (Direct Plan) while the Regular Plan has a higher expense ratio of around 2.15%.

What are the returns of Baroda BNP Paribas Dividend Yield Fund since inception?

Returns since inception · -5.43%p.a. Since the fund launched in September 2024, it has a limited track record for performance evaluation.

What is the minimum SIP amount to invest in Baroda BNP Paribas Dividend Yield Fund?

The min. SIP amount to invest in this scheme is ₹500.

How do I invest in Baroda BNP Paribas Dividend Yield Fund?

You can invest through Allvest platform by selecting the fund, choosing your investment amount, and completing the transaction. Allvest provides a seamless investment experience with zero commission and easy online access.

How to start a SIP in Baroda BNP Paribas Dividend Yield Fund?

Through Allvest, you can start a SIP by selecting the fund, choosing SIP option, setting your monthly amount (minimum ₹500), and selecting the SIP date that suits your convenience.

How do I automate an SIP in Baroda BNP Paribas Dividend Yield Fund?

Allvest allows you to set up automatic SIP deductions from your bank account through mandate setup, ensuring your investments continue without manual intervention each month.

How can I withdraw/redeem my investment in Baroda BNP Paribas Dividend Yield Fund?

You can redeem your investment anytime through Allvest platform. Yes, investors can redeem from the fund anytime, subject to an exit load. There is no lock-in period for the fund. However, exit load may apply based on holding period.