Investment Objective and Approach

The scheme seeks to generate long term capital appreciation by investing in a dynamic mix of equity and equity related instruments across market capitalizations. The fund aims to invest across sectors, in companies that have strong business and economic fundamentals, reputed management, and good long-term growth prospects.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. The fund offers complete flexibility with no market cap limits, allowing it to dynamically allocate investments across large-cap, mid-cap, and small-cap companies based on market conditions and opportunities.

Baroda BNP Paribas Flexi Cap Fund - Direct Plan is mandated to invest at least 65 per cent of its assets in equity stocks at all times. As of 28-Feb-2025, Baroda BNP Paribas Flexi Cap Fund - Direct Plan had invested 94.99% in Equity, 4.39% in Debt and 0.62% in Cash & Cash Eq.

The fund follows a benchmark of Nifty 500 Total Return Index and aims to adapt to changing market conditions by maintaining the flexibility to invest across various market segments for optimal returns.

Fund Managers

Sanjay Chawla - Chief Investment Officer - Equity

The fund is managed by Sanjay Chawla. Mr. Chawla has over 34 years of experience in fund management, equity research and Management Consultancy. Currently, he is Chief Investment Officer - Equity at Baroda BNP Paribas Asset Management India Private Limited.

Professional Background:

- Mr. Chawla is graduated with a Masters of Management Studies from Birla Institute of Technology & Science (BITS), Pilani.

- In his prior roles, he has worked with Baroda Asset Management India Limited as Chief Investment officer, Birla SunLife AMC as Sr. Fund Manager-Equity, managing various schemes with different strategies. Mr. Chawla has also worked as Head of Research with SBI Capital Markets and in various capacities in the equity research space in Motilal Oswal Securities, IDBI Capital Markets, SMIFS Securities, IIT Invest Trust & Lloyds Securities.

About the Fund House (AMC)

Baroda BNP Paribas Asset Management India Private Limited

Bank of Baroda, one of India's leading public sector banks, has partnered with BNP Paribas Asset Management, the asset management arm of BNP Paribas, a leading financial services group in Europe with global reach, to form Baroda BNP Paribas Mutual Fund.

Key Statistics:

- As of 31 March 2024, the company's AUM stood at Rs 35646.45 crores.

- The Baroda BNP Paribas Mutual Fund offers approx 34 mutual fund schemes which cover equity schemes, hybrid schemes, debt schemes, etc.

- Currently, the representatives of the merged AMC have a prominent presence across 90 Indian cities.

Fund Specific Details (as of May 2025):

- Baroda BNP Paribas Flexi Cap Fund Direct Growth has ₹1227 Cr worth of assets under management (AUM) as on Apr 2025

- This fund was started on 22 August, 2022.

- Baroda BNP Paribas Flexi Cap Fund Direct Growth has given a CAGR return of 18.82% since inception.

- The expense ratio of Baroda BNP Paribas Flexi Cap Fund - Direct Plan is 0.95.

Should I Invest in Baroda BNP Paribas Flexi Cap Fund?

Suitable For:

- This scheme is ideal for investors who are seeking long term wealth creation and looking for a core equity portfolio. However, the scheme does require a very high risk appetite.

- If you are an investor who is new to investing, Baroda BNP Paribas Flexi Cap Fund Direct Plan Growth could be a good start for you.

Investment Horizon:

- When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options.

- Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Key Benefits:

- Flexibility: Flexi cap funds have complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains.

- Diversification: Flexi cap funds invest in businesses with different market capitalisations, such as large-cap, mid-cap, and small-cap. A diversified portfolio reduces the risks associated with investing in a single market area

- Professional Management: This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Investment Mode:

- Like for all equity funds, you must invest only through the SIP route.

- The minimum investment required to start investing in Baroda BNP Paribas Flexi Cap Fund - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.

FAQs

What is today's NAV of Baroda BNP Paribas Flexi Cap Fund?

The latest NAV varies for different plan options. The Direct Growth plan NAV is updated daily and can be checked on the official website or through investment platforms like Allvest.

What is the AUM of Baroda BNP Paribas Flexi Cap Fund?

As of April 2025, the fund has ₹1,227 Crores worth of assets under management (AUM).

What is the expense ratio of Baroda BNP Paribas Flexi Cap Fund?

The expense ratio of the Direct Plan is 0.95%, while the Regular Plan has a higher expense ratio due to distributor commissions.

What are the returns of Baroda BNP Paribas Flexi Cap Fund since inception?

The fund has delivered a CAGR return of 18.82% since inception (launched in August 2022). Returns may vary between different plan options.

What is the minimum SIP amount to invest in Baroda BNP Paribas Flexi Cap Fund?

The minimum SIP investment amount is ₹500, making it accessible for regular investors to start their investment journey.

How do I invest in Baroda BNP Paribas Flexi Cap Fund?

You can invest through Allvest's platform online, directly through the fund house website, or through registered mutual fund distributors. Complete your KYC, choose between SIP or lumpsum, and make the payment.

How to start a SIP in Baroda BNP Paribas Flexi Cap Fund?

Register on Allvest, complete KYC verification, select the fund, choose SIP frequency (monthly/quarterly), set the amount (minimum ₹500), select start date, and set up auto-pay for seamless investments.

How do I automate an SIP in Baroda BNP Paribas Flexi Cap Fund?

After setting up your SIP on Allvest, enable auto-pay through your bank account or UPI. This ensures automatic deduction on your chosen SIP dates without manual intervention.

How can I withdraw/redeem my investment in Baroda BNP Paribas Flexi Cap Fund?

Log into your Allvest account, select the fund units to redeem, submit the redemption request. The amount will be credited to your registered bank account within 3-4 working days. No exit load after 1 year.