Investment Objective and Approach

The Scheme seeks to generate long-term capital growth by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies across market capitalization. Baroda BNP Paribas Focused Fund is mandated to invest at least 65 per cent of its assets in equity stocks at all times. Since it follows a focused investment strategy, it limits the number of stocks in its portfolio to a maximum of 30.

The fund follows a concentrated investment approach, which means it invests in a limited number of carefully selected stocks rather than diversifying across a large number of holdings. Flexi cap funds have complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains. This concentrated strategy allows fund managers to have deeper conviction in their stock picks but also increases the risk due to lower diversification.

Key investment features:

- Investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies across market capitalization

- Benchmark Index is Nifty 500 TRI

- As of 28-Feb-2025, the fund had invested 94.29% in Equity, 3.45% in Debt and 2.26% in Cash & Cash Eq.

- Investment in Top 10 scrips constitutes 54.30% of the portfolio

Fund Managers

Abhijeet Dey, Karthikraj Lakshmanan is the Current Fund Manager of Baroda BNP Paribas Focused Fund Direct Growth fund. The fund benefits from the expertise of seasoned fund managers who bring extensive experience in equity research and portfolio management.

The fund management team follows a research-driven approach to stock selection, focusing on companies with strong fundamentals and growth potential across different market capitalizations. Their concentrated investment philosophy requires deep conviction and thorough analysis of each holding.

About the Fund House (AMC)

Baroda BNP Paribas Mutual Fund is a joint venture between the Bank of Baroda and BNP Paribas Asset Management Asia Ltd. On October 11, 2019, these 2 companies came into a binding agreement to merge their AMC and Trustee Companies. March 14, 2022, marked the period when the entities got merged effectively. It has been stated that the Bank of Baroda (parent company of Baroda AMC) will tend to hold a 50.1% stake in the merged entity, while on the other hand, BNP Paribas AMC will hold the remaining 49.9%.

Bank of Baroda, one of India's leading public sector banks, has partnered with BNP Paribas Asset Management, the asset management arm of BNP Paribas, a leading financial services group in Europe with global reach, to form Baroda BNP Paribas Mutual Fund. The fund house is backed by Bank of Baroda and BNP Paribas AM, institutions that have more than 100 year of expertise.

Key highlights of the AMC:

- Currently, the representatives of the merged AMC have a prominent presence across 90 Indian cities

- As of 31 March 2024, the company's AUM stood at Rs 35,646.45 crores

- Touchpoints at more than 121+ Indian cities to service investors and distributors. Serving over a million investor folios and 25,400+ distributors

- A stellar team of investment experts with 300+ years of cumulative asset management experience. 42 schemes across a wide variety of categories for varied financial needs

Should I Invest in Baroda BNP Paribas Focused Fund?

This fund is suitable for investors who:

Pros:

- Seek concentrated exposure to high-conviction stock picks

- Have a high risk appetite and long investment horizon

- Want professional management with flexibility across market capitalizations

- The fund has delivered 9.56% returns since inception as of recent data

- Backed by the expertise of established financial institutions

Cons:

- The riskometer level is Very High due to concentrated portfolio

- The expense ratio is 2.28% for the regular plan

- Higher volatility compared to diversified funds due to limited holdings

- Exit Load: Up to 12 months • Redeemed or switched out up to 10% of the allotment: Nil • Redeemed or switched out more than 10% of the allotment : 1%

Investment Details:

- Minimum Application Amount: ₹ 5,000 and in multiples of ₹ 1 thereafter

- Minimum SIP Investment is set to ₹500

- No lock-in period

The fund is ideal for investors who understand the risks associated with concentrated investing and have the patience to stay invested for the long term to benefit from the fund managers' stock selection expertise.

FAQs

What is today's NAV of Baroda BNP Paribas Focused Fund?

The Latest NAV as of 17 Apr 2025 is ₹23.36 for the Direct Growth plan. NAV changes daily based on market movements and you can check the current NAV on the fund house website or financial platforms.

What is the AUM of Baroda BNP Paribas Focused Fund?

The fund currently has an Asset Under Management(AUM) of ₹42,368 Cr as of recent data. The AUM reflects the total value of assets managed by the fund.

What is the expense ratio of Baroda BNP Paribas Focused Fund?

The expense ratio of Baroda BNP Paribas Focused Fund - Regular Plan is 2.28. Direct plans typically have lower expense ratios as they don't include distributor commissions.

What are the returns of Baroda BNP Paribas Focused Fund since inception?

The fund has delivered 9.56% returns since inception. Past performance doesn't guarantee future returns and investors should consider their risk profile before investing.

What is the minimum SIP amount to invest in Baroda BNP Paribas Focused Fund?

Minimum SIP Investment is set to ₹500. This allows investors to start systematic investment with a relatively small monthly commitment.

How do I invest in Baroda BNP Paribas Focused Fund?

You can invest through Allvest by completing your KYC, selecting the fund, and choosing between lump sum or SIP investment. Allvest provides a seamless digital platform for mutual fund investments with comprehensive research tools.

How to start a SIP in Baroda BNP Paribas Focused Fund?

Register with Allvest, complete KYC verification, select the fund, choose SIP option, set your investment amount (minimum ₹500), and select the date and frequency. Allvest makes SIP setup simple and convenient.

How do I automate an SIP in Baroda BNP Paribas Focused Fund?

Through Allvest, set up auto-debit instructions from your bank account when starting the SIP. This ensures automatic monthly deductions without manual intervention, making investment discipline easier to maintain.

How can I withdraw/redeem my investment in Baroda BNP Paribas Focused Fund?

You can redeem your investment through Allvest platform by placing a redemption request. After placing the redemption request, you can expect your investment to land in your bank account within two-three business days.