Investment Objective and Approach

Franklin India Technology Fund aims to generate long-term capital appreciation by primarily investing in technology and technology-enabled companies in India. The fund focuses on companies operating in the information technology sector, telecommunications, software services, and other technology-related businesses.

The fund follows a bottom-up approach to stock selection, focusing on companies with strong fundamentals, competitive advantages, and growth potential in the technology space. The fund is classified as an equity mutual fund scheme under the sectoral-technology category. The investment strategy emphasizes identifying companies that can benefit from India's digital transformation and the growing adoption of technology across various sectors.

The fund maintains a concentrated portfolio approach, investing in companies that demonstrate strong business models, sustainable competitive advantages, and the potential for long-term growth in the technology ecosystem.

Fund Managers

The fund is managed by Anand Radhakrishnan, who serves as the Chief Investment Officer - Equity at Franklin Templeton Mutual Fund. Mr. Radhakrishnan holds a B.Tech in Chemical Engineering from Anna University, Chennai, and a PGDM from Indian Institute of Management, Ahmedabad. He is also a Chartered Financial Analyst (CFA) and has been associated with the investment management sector since 1994.

He initially worked as Deputy Manager of Equity Research at SBI Funds Management Ltd and previously spent 8 consecutive years at Sundaram Mutual Fund. Mr. Radhakrishnan currently serves as the Chief Investment Officer – Equity at Franklin Templeton Mutual Fund with more than 26 years of experience and is responsible for overseeing all local equity funds at Franklin MF.

He manages several other schemes including Franklin India Technology Fund, Franklin India Multi-Asset Solution Fund, and various other equity and hybrid funds. His extensive experience in equity research and portfolio management makes him well-positioned to navigate the complexities of the technology sector.

About the Fund House (AMC)

Franklin Templeton Mutual Fund operates in India through Templeton Asset Management India Pvt. Ltd., which entered the Indian market in 1996. As of March 31, 2024, the company offers around 197 schemes with an asset under management (AuM) of Rs. 87,897 crores.

The company acquired Pioneer ITI AMC Ltd. in 2002, a joint venture between Pioneer and the Investment Trust of India, which helped it become one of the largest mutual fund houses in India. Franklin Templeton currently has 21 funds that have crossed both the 10-year and 20-year mark, demonstrating its long-term commitment to the Indian market.

Franklin Templeton is one of the few asset management companies that offers an in-house registrar for better service management and quality. The company also provides loyalty programs where clients can engage with the fund management team, get invited to external management development programs, and participate in annual thought leadership platforms.

The AMC has undertaken various corporate social responsibility initiatives, including installation of 4 water purifier plants supporting 6000 families in partnership with Bala Vikasa Social Service Society and facilitating the provision of 5000 rickshaws in partnership with the American India Foundation Trust.

Should I Invest in Franklin India Technology Fund?

Franklin India Technology Fund can be suitable for investors who:

Positive Aspects:

- Believe in the long-term growth potential of India's technology sector

- Have a high-risk tolerance and investment horizon of at least 5-7 years

- Want concentrated exposure to technology and IT companies

- The fund has delivered a CAGR of 19.03% since inception (launched on January 1, 2013)

- The fund has one of the lowest expense ratios in the technology sector category at 1.08%, which is lower than the category average of 1.2%

Key Financial Metrics (as of latest available data):

- AUM: ₹1,887.99 crores as of August 12, 2025

- Expense Ratio: 1.05%

- Minimum SIP Amount: ₹500 (some platforms show ₹101)

- Minimum Lumpsum Investment: ₹5,000

Considerations:

- Technology sector can be volatile and cyclical

- The fund is rated as "Very High Risk"

- Sectoral funds carry concentration risk

- Recent performance shows -3.89% returns in the last 1 year, though 3-year returns are 80.57%

The fund is ideal for investors seeking growth opportunities in India's expanding technology landscape, but should be part of a diversified portfolio due to its sectoral concentration.

FAQs

What is today's NAV of Franklin India Technology Fund?

The NAV is updated daily after market hours. You can check the current NAV on Allvest platform or the fund house website for real-time updates.

What is the AUM of Franklin India Technology Fund?

The fund has an AUM of ₹1,887.99 crores as of August 12, 2025, indicating substantial investor interest and fund size.

What is the expense ratio of Franklin India Technology Fund?

The expense ratio is 1.05%, which represents the annual fee charged for fund management and is competitive within the technology sector category.

What are the returns of Franklin India Technology Fund since inception?

The fund has delivered a CAGR of 19.03% since its inception on January 1, 2013, demonstrating strong long-term performance in the technology sector.

What is the minimum SIP amount to invest in Franklin India Technology Fund?

The minimum SIP amount is ₹500, making it accessible for retail investors looking to start systematic investments.

How do I invest in Franklin India Technology Fund?

You can invest in Franklin India Technology Fund through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lumpsum, and making the payment online.

How to start a SIP in Franklin India Technology Fund?

Log into your Allvest account, search for Franklin India Technology Fund, select 'Start SIP', choose your investment amount and frequency, and set up auto-debit instructions.

How do I automate an SIP in Franklin India Technology Fund?

Through Allvest, you can set up auto-debit from your bank account by providing necessary permissions, ensuring your SIP runs automatically on scheduled dates.

How can I withdraw/redeem my investment in Franklin India Technology Fund?

You can redeem your investment through Allvest platform by selecting the fund, choosing partial or full redemption, and the amount will be credited to your registered bank account within 3-4 business days.