INF179KC1AW9
₹100
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. An open ended thematic equity scheme with an endeavor to generate capital appreciation by investing in entities belonging to businesses that are engaged in and/or expected to benefit out of the demand for housing in India.
The fund follows a thematic investment approach focusing on:
- Primary Focus: Housing sector companies and allied business activities
- Asset Allocation Strategy: The fund allocates 80 to 100% assets in high-risk equities and related instruments in housing and allied activities, up to 20% in high-risk equities other than housing, up to 20% in low to medium risk debt and money market instruments, and up to 10% in medium to high-risk REIT and InVIT units.
- Market Capitalization Exposure: Accordingly, its exposure in percentage points to the NAV is 77.12 in Large Cap, 3.18 in Mid Cap, and 13.37 in Small-Cap equities.
- Investment Focus: Construction, banking, cement, and real estate sectors primarily
Key Financial Metrics (as of latest available data):
- AUM: ₹1257.48 crore
- Expense Ratio: 1.23% (Direct plan)
- Since Inception CAGR: 11.71%
- Fund Launch Date: Nov 16 2017
- Minimum SIP Amount: ₹100
The fund is currently managed by experienced professionals:
Srinivasan Ramamurthy:
Mr. Ramamurthy studied Engineering at Jadavpur University and did his MBA from IIM Calcutta. Before joining HDFC Asset Management Company Limited, he worked with Mahindra Mutual Fund, Ageas Federal Life Insurance, IIFL Capital Limited, Credit Suisse and KPMG Advisory.
Other Fund Managers:
Srinivas Rao Ravuri, Rakesh Vyas is the Current Fund Manager of HDFC Housing Opportunities Fund Direct Growth fund. The fund management team brings collective expertise in equity research and portfolio management with focus on sectoral themes.
The HDFC Housing Opportunities Fund was promoted by the HDFC Asset Management Company (AMC). The company is often referred to as the HDFC Mutual Fund. It is a subsidiary of the HDFC Group, a conglomerate engaged in varied financial services covering Banking, Insurance, Housing and Education Finance, and Mutual Fund.
Key Highlights of HDFC AMC:
- The Fund house has emerged as a market leader in the Mutual Fund market, holding an asset value of Rs.4.1 trillion in 9.1 million retail and institutional accounts.
- The Fund house was established in 1999 as a joint venture enterprise comprising HDFC Ltd and Standard Life Investments, based in the UK.
- Total AUM: ₹780,967.38 Cr.
- Number of Schemes: 174
- After the company went public through the IPO route in August 2018, the company shareholding pattern has changed.
This thematic fund suits investors with specific characteristics and investment goals:
Suitable For:
- Investors seeking exposure to India's housing and real estate sector growth
- Those with high risk tolerance as The HDFC Housing Opportunities Fund Direct Growth is rated Very High risk.
- Long-term investors with minimum 3-year investment horizon
- Investors who believe in the structural growth story of Indian housing demand
Key Considerations:
- The HDFC Housing Opportunities Fund has thus been tagged with a Very High-Risk profile and it suits the investors looking for capital appreciation in the long term regardless of the risk involved. Accordingly, the minimum suggested time horizon is three years.
- Thematic nature means concentrated exposure to specific sectors
- Performance linked to housing sector cycles and policy changes
- Five-year annualized return: 24.70% as of 02-Aug-2025
Exit Load & Taxation:
- Exit load of 1%, if redeemed within 30 days
- If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 20%. Gains over Rs 1.25 lakh are taxed at the rate of 12.5%.
The NAV varies daily based on market conditions. You can check the current NAV on the HDFC Mutual Fund website or through financial platforms for the most up-to-date information.
The AUM of HDFC Housing Opportunities Fund, is ₹1257.48 crore.
The expense ratio of HDFC Housing Opportunities Fund is 1.23% for the direct plan.
The fund has delivered a CAGR of 11.71 since inception. The fund was launched in November 2017.
Minimum SIP Investment is set to ₹100.
You can invest in HDFC Housing Opportunities Fund through Allvest by logging into the platform, selecting the fund, and choosing your investment amount and mode (SIP or lumpsum).
To start a SIP through Allvest, select the HDFC Housing Opportunities Fund, choose the SIP option, set your monthly investment amount (minimum ₹100), select your preferred date, and complete the investment process.
Allvest provides automated SIP features where you can set up automatic investments at regular intervals. Once configured, your chosen amount will be invested automatically without manual intervention.
You can redeem your investment through Allvest by accessing your portfolio, selecting the fund, and choosing the redemption option. Note that Exit load of 1%, if redeemed within 30 days applies.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer