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HDFC Technology Fund: NAV, Returns, Investment Guide 2024-25

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Invest in HDFC Technology Fund - Get latest NAV ₹13.56, returns, AUM ₹1,469.67 Cr, expense ratio, and complete investment guide. Start SIP from ₹100.

Investment Objective and Approach

The HDFC Technology Fund aims to provide long-term capital appreciation by investing predominantly in equity and equity related securities of Technology & technology related companies. The fund has been specifically designed to provide exposure to technology-based high-potential companies in basic industries like IT products and hardware including computers, electronic components, internet companies and internet-enabled services, and such other basic industries.

By focusing on this dynamic sector, technology funds target industries known for innovation and disruption so that your investments can benefit from the technology's transformative impact on the economy and equity markets. Unlike diversified funds, these mutual funds investing in tech companies provide targeted exposure to the technology sector.

Key Investment Features:

- Minimum SIP amount: ₹100

- Minimum lumpsum investment: ₹100

- Exit load of 1% if redeemed within 30 days from the date of allotment

- Very High risk rating

Fund Managers

Dhruv Muchhal is the Current Fund Manager of HDFC Technology Fund Direct Growth fund. Balakumar Balasubramanian are the current fund managers of this mutual fund.

Dhruv Muchhal's Credentials:

- B.Com, CA and CFA qualified

- Prior to joining HDFC MF, he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte

About the Fund House (AMC)

HDFC Asset Management Company Ltd., or HDFC Mutual Fund, is currently the largest mutual fund and actively managed equity mutual fund in India. It is one of the most profitable asset management companies (AMC) in the country. The company manages assets worth Rs. 6.1L Cr crores as of Mar 31, 2024.

Company Highlights:

- HDFC Mutual Fund, managed by HDFC Asset Management Company Limited, was founded in 1999. Positioned as one of the largest mutual fund houses in India, it currently manages assets worth Rs. 5.56 lakh crore as of December 2023.

- The fund house transitioned to a publicly listed entity in August 2018.

- The company serviced more than 75000 empanelled distribution partners through 210 branches spread across more than 200 cities in India.

- HDFC Asset Management Company Ltd. received approval to act as an AMC from SEBI back on 30 June 2000 under the registration number MF/044/00/6. It also offers portfolio management/non-binding investment advisory services since 18 September 2016 under the registration code PM /INP000000506 from SEBI.

Recent Performance Metrics (as of various dates in 2024-25):

- AUM: ₹1,319.67 Cr as of 6th May 2025 to ₹1,469.67 Cr as on 2025-07-31

- Expense ratio: 0.95% (Direct plan)

- Regular plan expense ratio: 2.15%

- Latest NAV: ₹13.56 as of 31 Jul 2025

Should I Invest in HDFC Technology Fund?

The HDFC Technology Fund offers targeted exposure to India's technology sector, which has shown significant growth potential. The primary goal of these technology funds is the generation of long-term capital appreciation by investing in tech and tech-related companies.

Considerations for Investment:

- High Risk Profile: The HDFC Technology Fund Direct Growth is rated Very High risk.

- Sector Concentration: The sub-category of this fund is sectoral-technology.

- Market Volatility: The volatility or standard deviation for the HDFC Technology Fund is 18.16

Fund Performance Metrics:

- The alpha ratio for the HDFC Technology Fund is 1.03

- The Sharpe ratio for the HDFC Technology Fund is 0.77

- HDFC Technology Fund fund has generated a return of 20.70% in 1 year

This fund is suitable for investors with high risk tolerance seeking long-term capital appreciation through technology sector exposure. The best Technology fund for you is determined by your investment goals, risk appetite, and market conditions.

FAQs

What is today's NAV of HDFC Technology Fund?

The Latest NAV as of 31 Jul 2025 is ₹13.56.

What is the AUM of HDFC Technology Fund?

HDFC Technology Fund - Growth Option has an Asset Under Management (AUM) of 1469.67 as on 2025-07-31.

What is the expense ratio of HDFC Technology Fund?

The expense ratio is 0.95% for the direct plan and 2.15% for the regular plan.

What are the returns of HDFC Technology Fund since inception?

HDFC Technology Fund fund has generated a return of 20.70% in 1 year and The fund has generated a return of 38.42% since its launch.

What is the minimum SIP amount to invest in HDFC Technology Fund?

The minimum SIP amount of HDFC Technology Fund is ₹100

How do I invest in HDFC Technology Fund?

You can invest in HDFC Technology Fund through Allvest platform by completing your KYC, selecting the fund, choosing investment mode (SIP/lumpsum), and making payment through various online methods.

How to start a SIP in HDFC Technology Fund?

Log into Allvest app, search for HDFC Technology Fund, select SIP option, enter investment amount (minimum ₹100), choose SIP date, and complete the payment setup.

How do I automate an SIP in HDFC Technology Fund?

To automate an SIP in HDFC Technology Fund, use the Auto-Invest feature on Kotak Securities. This allows you to set up automatic investments, SIPs in mutual funds at regular intervals. Once configured, your chosen amount will be invested in the HDFC Technology Fund automatically, ensuring consistent contributions without manual intervention. Similar automation features are available on Allvest platform.

How can I withdraw/redeem my investment in HDFC Technology Fund?

You can redeem your investment through the Allvest platform by logging in, selecting the fund, choosing partial or full redemption, and submitting the request. Exit load of 1% is payable if units are redeemed within 30 days from the date of allotment.