Investment Objective and Approach

HDFC Value Fund is an open-ended equity scheme following a value investment strategy, designed to generate substantial wealth for investors through disciplined stock selection. The fund focuses on identifying and investing in undervalued securities that trade below their intrinsic worth, offering significant upside potential over the long term.

The scheme seeks to achieve capital appreciation/income in the long term by primarily investing in undervalued stocks. The investment philosophy centers around rigorous fundamental analysis to identify companies with strong business fundamentals that are available at attractive valuations. The fund managers employ a bottom-up approach, carefully analyzing financial metrics, management quality, competitive positioning, and growth prospects before making investment decisions.

The fund primarily invests in equity and equity-related instruments, focusing on companies across market capitalizations that demonstrate strong earnings potential but are temporarily undervalued by the market. This value-oriented approach aims to capture the price appreciation when market sentiments improve and these stocks trade closer to their fair value.

Fund Managers

Miten Lathia is the Current Fund Manager of HDFC Value Fund Direct Plan Growth fund. Miten Lathia has 8 years of fund management experience in his 20+ years of working in the equity markets. Miten managed the HDFC Capital Builder Value Fund from May-12 to May-20, demonstrating consistent performance with the fund beat its benchmark in 6 out of the 8 fiscal years during his tenure.

Miten Lathia is a Chartered Accountant, Chartered Financial Analyst and Financial Risk Manager. Before working at HDFC Asset Management, Miten was an analyst at broking houses – Brics, SSKI, Enam and Anand Rathi, bringing extensive market research and analysis experience to fund management.

The fund also benefits from the expertise of other seasoned professionals at HDFC Asset Management, including equity analysts and fund managers who contribute to the investment decision-making process.

About the Fund House (AMC)

HDFC Asset Management Company, investment manager to HDFC Mutual Fund, is one of the leading AMCs in the country. The company operates as a joint venture between Housing Development Finance Corporation (HDFC) and Standard Life Investments (SLI), combining the local market expertise of HDFC with international investment management capabilities.

HDFC Asset Management Company Ltd. was formed under the Companies Act, 1956, on December 10, 1999, and was conformed to act an Asset Management Company for the HDFC Mutual Fund by SEBI vide its letter dated July 3, 2000. HDFC Mutual Fund AMC was incorporated on 10, Dec 1999, and has an AUM size of Rs. 8,37,348 Cr as on 30, Jun 2025.

Since the inception of its first scheme in 2000, HDFC Mutual Fund just concentrated on achieving one objective - to generate consistent performance across categories. Vision of the AMC is to be a dominant mutual fund player industry and also being identified for its extraordinary levels of professional conduct and works only towards augmenting the investors' interests.

The fund house manages a comprehensive suite of investment solutions across equity, debt, and hybrid categories, serving millions of investors across India. With robust research capabilities, experienced fund management team, and strong risk management framework, HDFC Mutual Fund has established itself as a trusted name in the Indian mutual fund industry.

Should I Invest in HDFC Value Fund?

HDFC Value Fund presents an attractive investment opportunity for investors seeking long-term wealth creation through a disciplined value investing approach. The fund's focus on undervalued stocks provides potential for significant capital appreciation when market conditions improve and these stocks re-rate to their fair valuations.

Key Investment Highlights:

- AUM of ₹7348.29 Cr as of 25th August 2025

- Expense ratio of 1.01 as of 25th August 2025

- Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹100

- The fund has delivered a CAGR of 16.51 since inception

- Exit load of 1% if redeemed within 1 year

Ideal For: Investors with moderate to high risk tolerance seeking long-term capital appreciation over 3+ years investment horizon. The fund suits investors who believe in the value investing philosophy and have patience to wait for undervalued stocks to realize their potential.

Risk Considerations: The HDFC Value Fund Direct Plan Growth is rated Very High risk. Value investing strategies may underperform in certain market conditions, and the fund's performance depends on the fund manager's stock selection abilities and market cycles.

FAQs

What is today's NAV of HDFC Value Fund?

The NAV varies daily based on market conditions. Please check the latest NAV on financial websites or the fund house website for current pricing.

What is the AUM of HDFC Value Fund?

The AUM (Assets Under Management) of HDFC Value Fund is ₹7,348.29 Cr as of 25th August 2025.

What is the expense ratio of HDFC Value Fund?

The expense ratio of HDFC Value Fund is 1.01% as of 25th August 2025, which covers fund management and operational costs.

What are the returns of HDFC Value Fund since inception?

The fund has delivered a CAGR of 16.51% since inception, demonstrating consistent long-term wealth creation potential.

What is the minimum SIP amount to invest in HDFC Value Fund?

Minimum SIP Investment is set to ₹100, making it accessible for investors to start their investment journey with small amounts.

How do I invest in HDFC Value Fund?

You can invest through Allvest's platform online, or directly through HDFC Mutual Fund's website, or via registered mutual fund distributors and banks.

How to start a SIP in HDFC Value Fund?

Register with Allvest, complete your KYC, select HDFC Value Fund, choose SIP amount (minimum ₹100), and set up auto-debit instructions for seamless investing.

How do I automate an SIP in HDFC Value Fund?

Set up auto-debit mandate with your bank through Allvest's platform, which will automatically deduct the SIP amount on your chosen date each month.

How can I withdraw/redeem my investment in HDFC Value Fund?

Submit redemption request through Allvest or the fund house's website. Exit load of 1% applies if redeemed within 1 year of investment.