Investment Objective and Approach

HSBC Flexi Cap Fund seeks long term capital growth through investments made dynamically across market capitalization (i.e., Large, Mid, and Small Caps). The investment could be in any one, two or all three types of market capitalization.

The Scheme aims to predominantly invest in equity and equity related securities. However, in line with the asset allocation pattern of the Scheme, it could move its assets between equity and fixed income securities depending on its view on these markets.

Key investment principles include:

- Disciplined investment approach with "fundamental research" as the foundation of our investment decision making process

- A top down and bottom up approach will be used to invest in equity and equity related instruments

- True to label fund – The fund will stay true to its objective in keeping with the mandate reposed by the investor whilst investing in the fund

- To create a corpus through generating inflation-adjusted returns to cater to long-term goals

The fund provides complete flexibility to fund managers to invest across market capitalizations based on opportunities and market conditions.

Fund Managers

Neelotpal Sahai is the Current Fund Manager of HSBC Flexi Cap Fund Direct Growth fund. The fund management team also includes experienced professionals with strong credentials:

- Sonal Gupta: Ms. Gupta has done PGDM (IIM Bangalore), CFA and Bachelors in Mechanical Engineering. Prior to joining HSBC Mutual Fund, she has worked with L&T Investment Management Limited and UBS Securities India Private Limited, Fidelity Investments and PWC

- Abhishek Gupta: Mr. Gupta is a B. Com., PGDM (Finance) CFA (Investments). Prior to joining HSBC Mutual Fund, he has worked with Edelweiss Asset Management Limited, Goldman Sachs, Baer Capital and Deutsche Asset Management

The fund management team combines extensive experience from leading financial institutions with strong academic credentials.

About the Fund House (AMC)

HSBC Global Asset Management (India) Private Limited is one of the leading AMCs in the investment market of the country. It serves more than 1 million customers through its 1000 plus offices spread all over India.

Key AMC highlights:

- Part of the global HSBC Group with international expertise

- Strong presence across India with extensive branch network

- Focus on connecting clients to investment opportunities globally

- Experienced investment team with proven track record

The AMC benefits from HSBC's global investment expertise while maintaining strong local market understanding and research capabilities.

Should I Invest in HSBC Flexi Cap Fund?

HSBC Flexi Cap Fund is suitable for investors seeking:

Investment Suitability:

- Long-term wealth creation with investment horizon of 5+ years

- Exposure to opportunities across all market capitalizations

- Professional fund management with flexibility to navigate market cycles

- This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund

Key Investment Metrics (as of recent dates):

- The fund currently has an Asset Under Management(AUM) of ₹1,15,577 Cr and the Latest NAV as of 26 Jun 2025 is ₹247.61

- Over the past five years, HSBC Flexi Cap Fund has delivered an annualised return of 25.35% as of 26-May-2025

- HSBC Flexi Cap Fund Direct Growth has given a CAGR return of 15.90% since inception

- Over the last 1, 3 and 5 years the fund has given a CAGR return of 12.44%, 23.64% and 28.18% respectively

Investment Requirements:

- The minimum investment required to start investing in HSBC Flexi Cap Fund is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option

Important Considerations:

- Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years

- Like for all equity funds, you must invest only through the SIP route

FAQs

What is today's NAV of HSBC Flexi Cap Fund?

The NAV changes daily and is updated after market hours. You can check the latest NAV on Allvest platform or the fund house website for current values.

What is the AUM of HSBC Flexi Cap Fund?

The fund currently has an Asset Under Management(AUM) of ₹1,15,577 Cr as of 26 Jun 2025, making it one of the larger flexi cap funds in the market.

What is the expense ratio of HSBC Flexi Cap Fund?

The expense ratio of HSBC Flexi Cap Fund Plan is 1.18 as of 6th May 2025 for the direct plan. Regular plan expense ratio is typically higher.

What are the returns of HSBC Flexi Cap Fund since inception?

HSBC Flexi Cap Fund Direct Growth has given a CAGR return of 15.90% since inception. The fund was launched in 2002 and has delivered consistent long-term performance.

What is the minimum SIP amount to invest in HSBC Flexi Cap Fund?

The minimum SIP investment is ₹500, making it accessible for retail investors to start their investment journey.

How do I invest in HSBC Flexi Cap Fund?

You can invest through Allvest platform online, directly through HSBC website, or through authorized distributors. Allvest provides a convenient platform for direct plan investments with zero commission.

How to start a SIP in HSBC Flexi Cap Fund?

Register on Allvest platform, complete KYC, select HSBC Flexi Cap Fund, choose SIP amount and frequency, and set up auto-debit instructions for seamless investing.

How do I automate an SIP in HSBC Flexi Cap Fund?

Set up auto-debit instructions with your bank through Allvest platform. This ensures automated monthly investments without manual intervention.

How can I withdraw/redeem my investment in HSBC Flexi Cap Fund?

You can redeem online through Allvest platform or fund house website. Exit load of 1% will be charged for redemption within 1 year for units in excess of 10% of the investment.