Investment Objective and Approach

The HSBC Focused Fund seeks long term capital growth through investments in a concentrated portfolio of equity & equity related instruments of up to 30 companies across market capitalization. The fund employs a top down and bottom up approach to invest in equity and equity related instruments, with investments based on the Investment Team's analysis of business cycles, regulatory reforms, competitive advantages and more.

The investment objective is to generate long-term capital appreciation by investing in a diversified portfolio of equity shares. The fund will invest at least 80% of its assets in equity shares.

The fund follows a concentrated investment approach, typically investing in a limited number of carefully selected companies that demonstrate strong growth potential and competitive advantages. This true-to-label fund strategy aims to create a corpus through generating inflation-adjusted returns to cater to long-term goals.

Key features of the investment approach include:

- Focused portfolio of up to 30 companies across market capitalizations

- Active stock selection based on fundamental analysis

- Long-term wealth creation objective

- Risk management through careful security selection

Fund Managers

Neelotpal Sahai is the current Fund Manager of HSBC Focused Fund Direct Growth fund. Mr. Neelotpal Sahai is the current Head of Equities at HSBC AM (India). He is an Indian Institute of Technology (Varanasi) graduate, with a Post Graduate Diploma in Management from Indian Institute of Management, Kolkata.

Mr. Sahai started his career as a Senior Management Trainee for Hewlett Packard in 1994. In 1997, he moved to SBC Warburg as a Research Analyst and later joined Infosys Technologies Ltd. as a Senior Project Manager. Mr. Sahai's tryst in the financial sector started in 2006 when he joined IDFC Investment Advisors Ltd. as a Senior Research Analyst. He became the Director of Equity Portfolio management for IDFC in 2010 and shifted to HSBC Asset Management as the Head of Equities department in 2013.

Mr. Sahai brings over two decades of experience in investment management and equity research, making him well-positioned to manage the fund's concentrated portfolio strategy.

About the Fund House (AMC)

HSBC Asset Management India is part of the HSBC empire which is over 100 years old and was established by Sir Thomas Sutherland in 1886. It is the world's 7th largest bank in terms of total assets and revenues.

HSBC Mutual Fund, a fund house with a 21-year history in India, offers a diverse range of investment options spanning equity, debt and hybrid categories. It operates under HSBC Asset Management, a global asset manager overseeing $641 billion in assets across 23 countries as of March 2023.

As of December 2023, the AMC manages assets worth Rs.102162 crores in India. The HSBC empire has more than 100 million active customers all over the world in every continent except the Polar regions. All their businesses in this sector in India are controlled by their wholly-owned subsidiary, the HSBC Asset Management (India) Private Limited.

Key highlights about the AMC:

- SEBI registration number: MF/046/02/5 (dated May 27, 2002)

- Global presence with strong international expertise

- Focus on sustainable investment solutions

- Comprehensive product suite across asset classes

Should I Invest in HSBC Focused Fund?

HSBC Focused Fund may be suitable for investors seeking:

Ideal for:

- Long-term wealth creation through equity investments

- Investors comfortable with concentrated portfolio approach

- Those seeking professional fund management with a focused strategy

- Investors with risk tolerance for equity market volatility

Investment considerations:

- The HSBC Focused Fund is rated Very High risk.

- The fund is more risky than investing in a broader index fund. There is a risk of losing money if the companies that the fund invests in do not perform as well as expected.

- Concentrated portfolio may lead to higher volatility compared to diversified funds

- Suitable for investors with long-term investment horizon (5+ years)

Minimum investment requirements:

- Minimum SIP Investment is ₹500. Minimum Lumpsum Investment is ₹5,000.

- Exit load of 1% will be charged for redemption within 1 year for units in excess of 10% of the investment.

FAQs

What is today's NAV of HSBC Focused Fund?

The latest NAV as of 11 Aug 2025 is ₹26.65 for the direct growth plan. NAV is updated daily and reflects the current market value of the fund's holdings.

What is the AUM of HSBC Focused Fund?

The fund currently has an Asset Under Management (AUM) of ₹1,35,012 Cr as of August 11, 2025. This indicates strong investor confidence in the fund's strategy.

What is the expense ratio of HSBC Focused Fund?

The fund has an expense ratio of 2.12% for the regular plan, which is reasonable compared to other equity mutual fund schemes in its category.

What are the returns of HSBC Focused Fund since inception?

The fund has delivered returns of 166.98% since scheme launch and has consistently aimed to generate long-term capital appreciation through its focused investment approach.

What is the minimum SIP amount to invest in HSBC Focused Fund?

The minimum SIP amount of HSBC Focused Fund is ₹500, making it accessible for regular investors to start their investment journey systematically.

How do I invest in HSBC Focused Fund?

You can invest through Allvest platform by selecting the fund, choosing between lump sum or SIP option, completing KYC requirements, and making payment through various online methods available on the platform.

How to start a SIP in HSBC Focused Fund?

To start a SIP through Allvest, log into your account, search for HSBC Focused Fund, select SIP option, choose your monthly investment amount and date, complete the mandate setup for automatic deductions.

How do I automate an SIP in HSBC Focused Fund?

Automate your SIP through Allvest by setting up an auto-debit mandate with your bank during the SIP registration process, ensuring seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in HSBC Focused Fund?

You can redeem your investment through Allvest platform by selecting the redemption option, choosing partial or full redemption amount, and submitting the request. Funds are typically credited within 1-3 working days.