Investment Objective and Approach

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. As an Equity Linked Savings Scheme (ELSS), this is an Open Ended Equity Linked Savings Scheme with a statutory lock-in of 3 years and tax benefit.

Key Investment Features:

- Minimum investment in equity & equity related instruments - 80% of total assets (in accordance with Equity Linked Saving Scheme, 2005 notified by Ministry of Finance).

- For defensive considerations and/or managing liquidity, the Scheme may also invest in money market instruments.

- Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

Investment Approach:

Disciplined investment approach with "fundamental research" as the foundation of our investment decision making process · Focus on companies with an attractive combination of profitability and valuation · Look to own scalable businesses with strong execution capability, proven management track record and strong financials

Fund Performance Data (as of June 27, 2025):

- AUM: ₹244.42 Crores as of 27th June 2025

- Expense ratio: 1.80% as of 27th June 2025

- Lock-in period: 3 years

- Minimum SIP investment: ₹500

- Minimum Lumpsum investment: ₹500

Fund Managers

Aditya Khemani is the Current Fund Manager of HSBC Tax Saver Equity Fund Direct Growth fund. The fund is managed by a team of experienced professionals who have demonstrated expertise in equity investment management.

Other Key Fund Managers at HSBC include:

- Cheenu Gupta: CFA Charter holder (USA), PGDBM (Finance) and has also done B.E.(I.T). Before becoming a part of HSBC Mutual Fund, she was associated with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager.

- Gautam Bhupal: He holds a B.Com (Hons), PGDBM and is also a CA, CS. He has over 11 years of experience in the field of Research and Fund Management.

About the Fund House (AMC)

HSBC Asset Management (India) Private Limited is a well-established asset management company with strong global backing. HSBC Asset Management Private Limited (HSBC AMC) is among the leading asset management companies in India. The AMC is a subsidiary of HSBC Global Asset Management, one of the world's largest asset managers.

Company Overview:

- HSBC AMC was incorporated in December 2001 and offers a wide range of investment options, which include equity funds, debt funds, hybrid funds and solution-oriented funds.

- As of March 2024, the AUM of HSBC Mutual Fund stands at Rs. 1,08,785.1 crore.

- HSBC Mutual Fund serves more than 1 million customers through its 1000 plus offices spread all over India.

- The full form of HSBC is Hong Kong and Shanghai Banking Corporation.

Global Presence:

An abbreviation of the Hong Kong and Shanghai Banking Corporation, the HSBC empire is over 100 years old and was established by Sir Thomas Sutherland in 1886. It is the world's 7th largest bank in terms of total assets and revenues.

Should I Invest in HSBC Tax Saver Equity Fund?

This ELSS fund is suitable for investors seeking tax-efficient long-term wealth creation. Here are key considerations:

Suitable for:

- Investors looking for tax savings under Section 80C

- Those with investment horizon of 5+ years

- Individuals comfortable with equity market volatility

- Investors seeking professional fund management

Key Benefits:

- Tax deduction up to ₹1.5 lakh under Section 80C

- Long-term capital appreciation potential

- Professional fund management by experienced team

- Diversified equity portfolio across sectors

Important Considerations:

- 3-year mandatory lock-in period

- High-risk investment due to equity exposure

- Be prepared for ups and downs in your investment value along the way

- Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years

Note: Subscription in this fund has been suspended. To invest in our ELSS product, visit HSBC ELSS Fund - investors should consider the newer HSBC ELSS Tax Saver Fund for fresh investments.

FAQs

What is today's NAV of HSBC Tax Saver Equity Fund?

The current NAV varies daily based on market conditions. Please check the latest NAV on your investment platform or the HSBC Mutual Fund website for real-time information.

What is the AUM of HSBC Tax Saver Equity Fund?

The AUM (assets under management) of HSBC Tax Saver Equity Fund is ₹244.42 Cr as of 27th June 2025.

What is the expense ratio of HSBC Tax Saver Equity Fund?

The expense ratio of HSBC Tax Saver Equity Fund Plan is 1.80% as of 27th June 2025.

What are the returns of HSBC Tax Saver Equity Fund since inception?

The HSBC Tax Saver Equity Fund was launched on 1st January 2013. Returns vary over time periods, and investors should check current performance data on financial platforms for the latest information.

What is the minimum SIP amount to invest in HSBC Tax Saver Equity Fund?

The minimum investment required to start investing in HSBC Tax Saver Equity Fund is ₹500 for the SIP (Systematic Investment Plan) option.

How do I invest in HSBC Tax Saver Equity Fund?

You can invest through Allvest platform, which offers a convenient online investment process. Simply register on the Allvest website, complete your KYC, and start your investment journey.

How to start a SIP in HSBC Tax Saver Equity Fund?

Through Allvest, you can set up SIP by selecting the fund, choosing SIP option, setting your investment amount and frequency. The platform will guide you through the entire process.

How do I automate an SIP in HSBC Tax Saver Equity Fund?

Allvest provides automated SIP facilities through bank mandate or UPI autopay options, ensuring seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in HSBC Tax Saver Equity Fund?

You cannot withdraw your money from this fund before completing three years from the date of investment. After the lock-in period, you can redeem through your investment platform or directly through the AMC.