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ICICI Prudential Housing Opportunities Fund 2025: NAV, Returns, Investment Guide

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Explore ICICI Prudential Housing Opportunities Fund - Latest NAV ₹17.61, AUM ₹2,452 crores (June 2025), fund managers, investment strategy, and comprehensive analysis for housing sector opportunities.

Investment Objective and Approach

The scheme seeks to generate long-term capital appreciation by investing in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

The fund follows a thematic investment approach focusing specifically on the housing sector ecosystem. This includes companies directly involved in housing construction, real estate development, building materials, home financing, infrastructure development, and allied services that benefit from the housing growth story in India.

The investment strategy encompasses both direct beneficiaries of housing growth such as construction companies, cement manufacturers, steel producers, and financial institutions providing home loans, as well as indirect beneficiaries like consumer durables companies, paint manufacturers, and utility providers.

Fund Managers

The fund manager of ICICI Prudential Housing Opportunities Fund is Anand Sharma, Sharmila D'mello. Anand V Sharma, Sharmila D'mello, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

The fund management team brings substantial experience in equity research and portfolio management, with a particular focus on identifying quality companies within the housing theme that can deliver sustained long-term growth.

About the Fund House (AMC)

ICICI Prudential Mutual Fund was started as a joint venture between ICICI Bank and Prudential Plc of the United Kingdom (UK) in 1993. Prudential Plc is one of the largest companies in the financial services space in the UK. ICICI Prudential Mutual Fund commenced operations after registering with SEBI, Securities and Exchange Board of India which is the capital market regulator in India. ICICI Bank and Prudential Plc are the sponsors of ICICI Prudential Mutual Fund.

The AMC operates with ICICI Prudential Trust Limited as the Trustee and manages 185 schemes across various categories. This extensive experience and robust governance structure make it one of India's leading asset management companies.

ICICI Prudential AMC leverages the combined expertise of ICICI Bank's deep understanding of the Indian market and Prudential Plc's global investment management capabilities, providing investors with world-class fund management services.

Key Fund Information

Recent Performance Metrics (as of June 2025):

- The fund manages total assets worth ₹2,452.83 crores, and the current NAV stands at ₹18.1300 as of 30 Jun 2025.

- The fund has delivered absolute returns of 4.86% in the past 1 year.

- For the last 3 years the fund has delivered a CAGR of 23.87%.

- The expense ratio of the fund is 1.08%.

Investment Parameters:

- The minimum investment required to start investing in ICICI Prudential Housing Opportunities Fund is ₹5,000 for the lump sum option and ₹100 for the SIP (Systematic Investment Plan) option.

- Exit load of 1% if redeemed within 1 month.

- On the risk scale of Low, Moderately Low, Moderate, Moderately High, High and Very High, the risk-o-meter of ICICI Prudential Housing Opportunities Fund is Very High.

Should I Invest in ICICI Prudential Housing Opportunities Fund?

This thematic fund is suitable for investors who believe in India's long-term housing growth story and are comfortable with high-risk equity investments. The fund is ideal for:

Suitable for:

- Investors with high risk tolerance seeking exposure to housing sector growth

- Those with investment horizon of 5+ years to ride out market volatility

- Investors looking for thematic diversification in their equity portfolio

- Those who understand sectoral concentration risks

Consider carefully if:

- You prefer diversified equity funds over thematic investments

- Your risk appetite is moderate or low

- You need short-term liquidity as the fund carries exit load

- You're not comfortable with concentrated sector exposure

The fund's "Very High" risk rating indicates significant volatility potential, making it suitable only for experienced investors who can withstand market fluctuations while staying invested for the long term.

FAQs

What is today's NAV of ICICI Prudential Housing Opportunities Fund?

The current NAV of ICICI Prudential Housing Opportunities Fund is ₹18.1300 as of 30 Jun 2025. NAV is updated daily and reflects the per-unit value of the fund.

What is the AUM of ICICI Prudential Housing Opportunities Fund?

The latest value of AUM of ICICI Prudential Housing Opportunities Fund is ₹2,452.83 crores as of 30 Jun 2025.

What is the expense ratio of ICICI Prudential Housing Opportunities Fund?

The expense ratio of ICICI Prudential Housing Opportunities Fund is 1.08%. This represents the annual fee charged for fund management.

What are the returns of ICICI Prudential Housing Opportunities Fund since inception?

ICICI Prudential Housing Opportunities Fund Direct - Growth scheme return performance in last 1 year is 9.11%, in last 3 years is 79.88% and 76.63% since scheme launch.

What is the minimum SIP amount to invest in ICICI Prudential Housing Opportunities Fund?

Minimum SIP Investment is set to ₹100. This makes it accessible for investors starting their investment journey.

How do I invest in ICICI Prudential Housing Opportunities Fund?

You can invest through Allvest platform, ICICI Prudential's website, or other registered mutual fund platforms. Complete your KYC, select the fund, choose between SIP or lumpsum, and make the investment.

How to start a SIP in ICICI Prudential Housing Opportunities Fund?

Register with Allvest or any registered platform, complete KYC verification, select the fund, choose SIP option with minimum ₹100 monthly amount, set up auto-debit, and start investing.

How do I automate an SIP in ICICI Prudential Housing Opportunities Fund?

Set up an auto-debit mandate through Allvest or your chosen platform by providing bank account details and NACH authorization for automatic monthly deductions.

How can I withdraw/redeem my investment in ICICI Prudential Housing Opportunities Fund?

Log into Allvest or your investment platform, select the fund from your portfolio, choose partial or full redemption, and submit the request. Funds are typically credited within 3-4 business days.