Investment Objective and Approach

The primary investment objective of ICICI Prudential Pharma Healthcare and Diagnostics Fund is to generate long-term capital appreciation by creating a portfolio that is invested in equity and equity related securities of pharma, healthcare, hospitals, diagnostics, wellness and allied companies. However there can be no assurance or guarantee that the investment objectives of the scheme would be achieved.

The fund follows a focused investment approach by concentrating on the healthcare and pharmaceutical sector, which includes companies across the entire healthcare value chain. The fund has allocated its funds majorly in Cash Equivalent, Health, Basic Materials, Financial Services, with top holdings including Sun Pharmaceuticals Industries Ltd, Dr Reddy's Laboratories Ltd, Divi's Laboratories Ltd, Cipla Ltd, and Aurobindo Pharma Ltd.

Fund Managers

The fund is currently managed by Ihab Dalwai and Priyanka Khandelwal. According to some sources, Dharmesh Kakkad is also mentioned as a fund manager who has been managing the fund since May 2, 2020. The fund managers bring extensive experience in managing healthcare and pharmaceutical sector investments.

About the Fund House (AMC)

ICICI Prudential Asset Management Company Ltd. is the leading AMC in the country. The AMC is a joint venture between ICICI Bank and Prudential Plc, one of the UK's largest players in the financial services sectors.

ICICI Prudential Mutual Fund was started as a joint venture between ICICI Bank and Prudential Plc of the United Kingdom (UK) in 1993. Prudential Plc is one of the largest companies in the financial services space in the UK. ICICI Prudential Mutual Fund commenced operations after registering with SEBI, Securities and Exchange Board of India which is the capital market regulator in India. ICICI Bank and Prudential Plc are the sponsors of ICICI Prudential Mutual Fund.

The AMC has built a strong reputation for managing diversified investment portfolios and has one of the largest asset bases in the Indian mutual fund industry.

Should I Invest in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

This sectoral fund is suitable for investors who:

Pros:

- Have a positive outlook on India's healthcare and pharmaceutical sector

- Seek focused exposure to healthcare companies across the value chain

- Are comfortable with sector-specific volatility and risks

- Have a long-term investment horizon (5+ years recommended)

- The fund has delivered strong annualized returns of 21.08% over the past five years as of August 11, 2025

Key Performance Metrics (as of recent data):

- 1-year returns: 9.64%, 3-year returns: 116.31%, returns since inception: 336.77%

- Fund AUM: ₹5,507.52 Cr as of June 20, 2025

- Expense ratio: 1.06% as of June 20, 2025

Considerations:

- This is a high-risk sectoral fund with concentrated exposure to healthcare

- The fund is rated as "Very High risk"

- Sector-specific funds can be more volatile than diversified equity funds

- Suitable for investors who understand pharmaceutical industry dynamics

FAQs

What is today's NAV of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

The latest NAV is ₹43.530 as of August 22, 2025. NAV is updated daily and reflects the current market value of the fund's holdings.

What is the AUM of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

The fund has an AUM of ₹5,507.52 Cr as of June 20, 2025. This represents the total value of assets managed by the fund.

What is the expense ratio of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

The expense ratio is 1.06% as of June 20, 2025. This is the annual fee charged for managing the fund.

What are the returns of ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund since inception?

The fund has generated 336.77% returns since its inception. This demonstrates the fund's long-term wealth creation potential in the healthcare sector.

What is the minimum SIP amount to invest in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

The minimum SIP amount is ₹100. This makes it accessible for small investors to start their investment journey.

How do I invest in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

You can invest through Allvest platform, directly from ICICI Prudential website, or through authorized distributors. Choose between direct or regular plans based on your preference.

How to start a SIP in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

Register with Allvest, complete your KYC, select the fund, choose SIP option, set the amount and frequency, and set up auto-debit for seamless investments.

How do I automate an SIP in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

Set up an auto-debit mandate through Allvest platform or your bank. This ensures automatic monthly deductions from your bank account without manual intervention.

How can I withdraw/redeem my investment in ICICI Prudential Pharma Healthcare and Diagnostics (P.H.D) Fund?

The fund has an exit load of 1% if redeemed within 0-15 days. You can redeem through Allvest platform or the AMC website by submitting a redemption request.