Investment Objective and Approach

ITI Bharat Consumption Fund aims to generate long-term capital appreciation by investing primarily in Equity and Equity related securities of companies engaged in consumption and consumption related activities or allied sectors. However, there can be no assurance that the investment objective of the scheme would be achieved.

The fund follows a thematic investment approach focusing on the consumption sector, which provides exposure to companies across various consumption-driven industries. The fund's portfolio includes investments across sectors such as Automobile (40.88%), FMCG (35.58%), Healthcare (17.85%), Consumer Durables (11.03%), E-Commerce/App based Aggregator (8.87%), Air Transport Service (8.42%), and Diamond, Gems and Jewellery (7.54%).

The investment strategy capitalizes on India's growing consumption story, targeting companies that benefit from rising disposable incomes, changing consumer preferences, and demographic advantages. The fund maintains a diversified approach within the consumption theme to manage sector-specific risks while capturing growth opportunities.

Fund Managers

Dhimant Shah is the current Fund Manager of ITI Bharat Consumption Fund. Rohan Korde is also mentioned as one of the current fund managers of this mutual fund.

Key Fund Manager Details:

- Rohan Korde: He has done a Master's in Management Studies (Finance) and Bachelor of Commerce. Before getting associated with ITI Mutual Fund, he worked with BOB Capital Markets as a Vice President. Mr Korde has been a fund manager at ITI AMC since May 2021. Prior to joining ITI Mutual Fund, he was with BOB Capital Markets, Prabhudas Lilladher, and Anand Rathi Share & Stock Brokers. Mr Korde is a Masters in Management Studies (Finance), and also did Bachelors of Commerce.

About the Fund House (AMC)

ITI Mutual Fund is a part of ITI Asset Management Limited, a subsidiary of The Investment Trust of India Limited. Established to offer a range of mutual fund schemes, ITI Mutual Fund aims to cater to diverse investor needs with a focus on long-term wealth creation.

Key Highlights of ITI Asset Management Limited:

- Establishment: Incorporated in 2008, ITI (Investment Trust of India Ltd) Asset Management Limited is a well-known name in India's fund management sector.

- Assets Under Management: As the company continues to provide a wide range of services, it has successfully managed assets worth Rs. 5,968.33 crore as of 31st December 2023. Currently, the AMC handles Rs. 6396.15 crores worth of assets.

- Investment Philosophy: It prides itself on offering considerate and investor-focused investment solutions, supported by a highly experienced team of researchers and investment managers. With a team comprising some of the industry's leading equity and credit researchers, as well as investment managers, ITI AMC operates on a distinctive investment philosophy and strategy designed to deliver long-term returns.

- Business Scope: The AMC is a part of the ITI Group of Companies which is an emerging conglomerate offering various financial services like equity research (retail and institutional), equity broking (retail and institutional), investment banking, asset-based lending, alternative investment funds, etc.

- Portfolio Range: Its extensive portfolio includes 10 equity schemes, 5 debt schemes, 2 hybrid schemes and 2 money market schemes.

- Leadership: Mr Joseph is the Chief Executive Officer and Chief Investor Officer at ITI Asset Management Ltd. His association with the Company started in November 2018. He has an overall 20 years of experience in Equity Research. He is responsible for the entire business of the Company.

Should I Invest in ITI Bharat Consumption Fund?

Investment Considerations:

Pros:

- Thematic Focus: The fund provides targeted exposure to India's consumption story, which benefits from demographic dividends and rising disposable incomes

- Low Expense Ratio: The expense ratio of ITI Bharat Consumption Fund Plan is 0.50 as of 18th August 2025, which is relatively competitive

- Experienced Management: The fund is managed by experienced professionals with relevant industry expertise

- Diversified Consumption Exposure: Investments across various consumption-related sectors help reduce concentration risk

Risk Factors:

- The ITI Bharat Consumption Fund Direct Growth is rated Very High risk.

- Being a thematic fund, it has higher concentration risk compared to diversified equity funds

- After being launched on 2025-03-06, the fund is relatively new with limited track record

- Performance may be cyclical and dependent on consumption sector trends

Suitability:

This fund is suitable for investors who:

- Have a long-term investment horizon (5+ years)

- Believe in India's consumption growth story

- Can tolerate high volatility

- Want thematic exposure as part of a diversified portfolio

- Are comfortable with sector-specific risks

Current Fund Metrics (as of August 18, 2025):

- NAV: ₹11.56

- AUM: ₹246.90 Cr

- Expense Ratio: 0.50%

FAQs

What is today's NAV of ITI Bharat Consumption Fund?

The current NAV of ITI Bharat Consumption Fund is ₹11.56, as of 18th August 2025.

What is the AUM of ITI Bharat Consumption Fund?

The AUM (assets under management) of ITI Bharat Consumption Fund is ₹246.90 Cr as of 18th August 2025.

What is the expense ratio of ITI Bharat Consumption Fund?

The expense ratio of ITI Bharat Consumption Fund Plan is 0.50 as of 18th August 2025.

What are the returns of ITI Bharat Consumption Fund since inception?

The fund was launched on 2025-03-06, making it a very new fund with limited return history available for evaluation.

What is the minimum SIP amount to invest in ITI Bharat Consumption Fund?

It allows minimum SIP of Rs 5000 and lumpsum of Rs 5000 to start the investment.

How do I invest in ITI Bharat Consumption Fund?

You can invest in ITI Bharat Consumption Fund through Allvest's platform by completing your KYC, selecting the fund, choosing between SIP or lump sum investment, and making payment through various digital modes.

How to start a SIP in ITI Bharat Consumption Fund?

Log into your Allvest account, search for ITI Bharat Consumption Fund, select 'Monthly SIP' option, enter your preferred investment amount and SIP date, then complete the payment process.

How do I automate an SIP in ITI Bharat Consumption Fund?

After setting up your SIP through Allvest, you can automate payments by setting up a standing instruction with your bank or enabling auto-debit from your registered bank account.

How can I withdraw/redeem my investment in ITI Bharat Consumption Fund?

You can redeem your investments through Allvest's platform by logging into your account, selecting the fund, choosing partial or full redemption, and submitting the redemption request. The amount will be credited to your registered bank account within 3-4 working days.