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JM Focused Fund | Investment Objective, Fund Manager & Performance Analysis 2025

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Learn about JM Focused Fund's investment strategy, fund managers, returns, and key details. Get complete information on this equity focused fund from JM Financial Mutual Fund.

Investment Objective and Approach

The objective of the fund is to generate returns by investing predominantly in a concentrated portfolio of equity and equity related securities. The 'concentrated portfolio' will comprise of not more than 11 stocks with each stock being invested to the extent of 9.09% of the NAV of the scheme.

JM Focused Fund - Direct Plan is mandated to invest at least 65 per cent of its assets in equity stocks at all times. Since it follows a focused investment strategy, it limits the number of stocks in its portfolio to a maximum of 30.

The fund follows a focused investment approach:

- Investment Strategy: Concentrated equity portfolio with maximum 11 core holdings

- Equity Allocation: Minimum 65% in equity and equity-related securities

- Portfolio Size: Maximum 30 stocks in total portfolio

- Market Cap Focus: Flexi-cap approach with freedom to invest across market capitalizations

- Investment Horizon: Designed for long-term capital appreciation (minimum 5 years recommended)

Fund Managers

Primary Fund Manager: Asit Bhandarkar

Mr. Bhandarkar has a B.Com (H) and an MBA in Finance from the University of Mumbai. He is currently working as a Senior Fund Manager at JM Financial Asset Management Ltd. Prior to joining JM Financial, he worked with Lotus India AMC Pvt. Ltd. and SBI Funds Management Pvt.

At JM Financial Mutual Fund, Mr. Bhandarkar has managed multiple funds, mostly in the Equity section. Currently, he oversees 27 schemes with a cumulative AuM of Rs. 2,454 Crore. He is considered one of the most dynamic fund managers in the industry with a multitude of his plans returning over 16% per annum.

Key Qualifications & Experience:

- Bachelor of Commerce (Honours) and MBA in Finance from University of Mumbai

- Extensive experience in equity fund management

- Previously associated with Lotus India AMC and SBI Funds Management

- Currently manages multiple equity schemes at JM Financial

About the Fund House (AMC)

JM Financial Asset Management Limited is one of India's pioneering private sector mutual fund companies with a rich heritage:

JM Financial Mutual Fund is one of the first privately operated mutual funds company, which commenced its operations back in 1993-94. It is a subsidiary of the much older JM Financial Group, which has a rich pedigree and long standing in the financial services sector of India. The mother company's origins can be traced back to the first decade of Indian independence, when the group's founder, the Kampani family, started taking an interest in the then embryonic capital funds market. The first financial company under the group, JM Financial & Investment Consultancy Services, opened its gates on 15 September 1973.

Key Facts about JM Financial Mutual Fund:

- Establishment: Operations began in 1993-94

- AUM: As of March 2024, they manage assets worth Rs. 5819.13 Crore spread across 74 schemes.

- Fund Categories: Complete range including equity, debt, ELSS, liquid and fixed income funds

- Vision: JM Financial operates with the vision to be the most trusted partner for all stakeholders in the world of finance. The company believes that earning trust is a process, and sharing trust results in creating great teams. The JM Financial fund house aspires to help individuals create wealth.

With a team of highly experienced fund managers who have an in-depth understanding of the industry, JM Financial Ltd. is set to continue playing a pivotal part in the financial services sector of the Indian economy.

Should I Invest in JM Focused Fund?

Investment Considerations:

Who Should Consider:

- Investors seeking concentrated equity exposure

- Long-term investment horizon (minimum 5 years)

- Those comfortable with flexi-cap strategy across market capitalizations

- Investors looking for professional stock selection through focused approach

Key Metrics (as of latest available data):

- AUM: ₹227.74 Cr as of 25th March 2025

- Expense Ratio: 0.78 as of 25th March 2025

- Minimum Investment: Lump sum minimum amount for JM Focused Fund is ₹1,000 and for SIP, it is ₹100

Investment Approach Recommendations:

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing. Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Risk Profile:

- High risk due to equity concentration

- Suitable for investors with moderate to high risk tolerance

- Standard deviation indicates higher volatility compared to diversified funds

FAQs

What is today's NAV of JM Focused Fund?

Latest NAV for JM Focused Fund is at ₹ 21.69. The NAV is updated daily after market closure and may vary between direct and regular plans.

What is the AUM of JM Focused Fund?

The AUM (i.e. assets under management) of JM Focused Fund is ₹227.74 Cr as of 25th March 2025.

What is the expense ratio of JM Focused Fund?

The expense ratio of JM Focused Fund Plan is 0.78 as of 25th March 2025. Direct plans typically have lower expense ratios than regular plans.

What are the returns of JM Focused Fund since inception?

It has delivered 14.68% returns since inception. The fund was launched in January 2013 and has completed over 12 years of operations.

What is the minimum SIP amount to invest in JM Focused Fund?

Lump sum minimum amount for JM Focused Fund is ₹1,000 and for SIP, it is ₹100.

How do I invest in JM Focused Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, and choosing between SIP or lump sum investment options. The process is completely online and paperless.

How to start a SIP in JM Focused Fund?

Through Allvest, log in to your account, search for JM Focused Fund, select SIP option, choose your monthly amount (minimum ₹100), select SIP date, and complete the transaction to start your systematic investment.

How do I automate an SIP in JM Focused Fund?

After setting up your SIP through Allvest, enable auto-debit from your bank account. The system will automatically deduct the SIP amount on your chosen date each month without manual intervention.

How can I withdraw/redeem my investment in JM Focused Fund?

You can redeem through Allvest by logging into your account, selecting the fund from your holdings, choosing partial or full redemption, and submitting the request. Redemption proceeds are typically credited within 3-4 business days.