Investment Objective and Approach

Kotak Consumption Fund aims to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities. This open ended fund scheme is suitable for investors seeking investment in portfolio of predominantly equity & equity related securities of companies engaged in Consumption & consumption related activities.

The fund follows a consumption theme strategy, investing across various market capitalizations in sectors such as:

- FMCG (Fast Moving Consumer Goods)

- Automotive

- Healthcare

- Telecommunications

- Retail and other consumption-related sectors

The scheme was launched on November 16, 2023 and represents a relatively new offering in the thematic fund category. The fund seeks to capitalize on India's growing consumption story by investing in companies that directly benefit from increasing consumer spending patterns.

Fund Managers

The fund is jointly managed by Mr. Devender Singhal and Mr. Abhishek Bisen, both managing the fund since inception on November 16, 2023.

Mr. Devender Singhal brings substantial expertise to the fund management:

- Has 14 years of experience in fund management and equity research, primarily concentrating on covering research on media, automobiles, and FMCG sectors at KMAMC.

- Previously worked with Kotak Portfolio Management Services before moving to the company's AMC wing and has been associated with the Kotak Group for almost 12 years.

- Previously worked as a Fund Manager at Religare and Manager at Karvy.

Mr. Abhishek Bisen contributes significant financial market experience:

- Holds a BA (Management) and MBA (Finance) degree, and was awarded "Highly Commended Investors in Indian Rupees Bonds" twice by Hong Kong-based financial magazine The Asset.

- Before joining Kotak, worked in Portfolio Advisory and Sales & Trading of Fixed Income Products at Securities Trading Corporation of India Ltd., and joined KMAMC in October 2006.

About the Fund House (AMC)

Kotak Mahindra Asset Management Company Limited (KMAMC) stands as a prominent player in India's mutual fund industry. The ownership of the fund house rests with Kotak Mahindra Bank Limited, which commenced its mutual fund investment operations in June 1998.

Key highlights about Kotak Mutual Fund:

- As of 31st March 2024, the asset under management of Kotak AMC is more than 3.81 lakh crores.

- As of June 30, 2025, they manage an average AUM of ₹5.57 lakh crores.

- KMAMC has 86 branches spread over 82 cities in India and has 25.9 lakh unique investors.

- The fund house is the 5th largest based on its quarterly AUM as of March 2023, with a substantial investor base exceeding 8.1 million.

Mr. Nilesh Shah is the current MD of Kotak Mutual Fund. Kotak Mutual Fund, founded in 1998, started with 2 funds - Kotak Gilt Long term fund and Kotak Gilt Savings short term fund, both allotted on December 29, 1998.

The AMC employs robust risk management processes including diversification across sectors and securities, regular monitoring of fund performance, in-depth research for informed investment decisions, and strict adherence to regulatory guidelines.

Should I Invest in Kotak Consumption Fund?

Kotak Consumption Fund may be suitable for investors with specific characteristics and investment goals:

Suitable for:

- Investors seeking exposure to India's consumption growth story

- Those comfortable with thematic investing and concentrated sector exposure

- Investors with high risk tolerance, as consumption-themed funds can be volatile

- Long-term investors who can stay invested for 5+ years to ride out market cycles

Key considerations:

- The fund has an AUM of ₹1,334.30 crores as of August 2025, indicating reasonable investor interest since its recent launch

- The fund carries a "Very High" risk rating, reflecting its thematic and concentrated investment approach

- Since scheme launch, the fund has delivered returns of 40.97%, though this represents less than two years of performance

- The minimum SIP investment is ₹100, making it accessible for small investors

Important notes:

- Past performance doesn't guarantee future results

- Thematic funds can experience higher volatility than diversified funds

- Consider this as part of a diversified portfolio rather than a standalone investment

- Consult with a financial advisor to assess suitability based on your risk profile and investment objectives

FAQs

What is today's NAV of Kotak Consumption Fund?

The latest NAV is ₹14.134 as of August 6, 2025, though daily NAV updates are available on the fund house website and financial platforms.

What is the AUM of Kotak Consumption Fund?

The fund has an AUM of ₹1,334.30 crores as of August 2025, reflecting steady growth since its launch in November 2023.

What is the expense ratio of Kotak Consumption Fund?

The expense ratio of Kotak Consumption Fund is 2.1% for the regular plan, while direct plans typically have lower expense ratios.

What are the returns of Kotak Consumption Fund since inception?

The fund has delivered 40.97% returns since scheme launch, representing performance over approximately 21 months since its November 2023 inception.

What is the minimum SIP amount to invest in Kotak Consumption Fund?

The minimum SIP amount to invest in this scheme is ₹100, making it accessible for retail investors.

How do I invest in Kotak Consumption Fund?

You can invest through Allvest platform by selecting the fund, choosing between lump sum or SIP options, completing your KYC documentation, and making the payment through your preferred mode.

How to start a SIP in Kotak Consumption Fund?

Log into Allvest, search for Kotak Consumption Fund, select 'Start SIP', enter your investment amount and preferred date, complete the authentication process, and set up auto-debit for seamless monthly investments.

How do I automate an SIP in Kotak Consumption Fund?

Through Allvest platform, you can set up automated SIP with auto-debit facility from your bank account, ensuring regular investments without manual intervention each month.

How can I withdraw/redeem my investment in Kotak Consumption Fund?

Access your Allvest account, navigate to your portfolio, select the Kotak Consumption Fund units, choose partial or full redemption, and submit the request. Note the exit load: 0.5% for redemption within 90 days from allotment date, nil thereafter.