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Kotak Focused Fund - Investment Objective, NAV, Returns & Fund Manager Details

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Learn about Kotak Focused Fund investment objective, fund approach, AUM, and fund manager Shibani Kurian's profile. Get complete details before investing in this focused equity fund.

Investment Objective and Approach

The investment objective of the scheme is to generate long term capital appreciation/income by investing in equity & equity related instruments across market capitalization of up to 30 companies. However, there is no assurance that the objective of the scheme will be realized.

The fund follows a concentrated investment strategy with the following key features:

- Maximum investment in 30 stocks across large-cap, mid-cap and small-cap categories

- Mandated to invest at least 65 per cent of its assets in equity stocks at all times

- Concentrated portfolio across sectors like banking, IT and automobiles for long-term growth

- Complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains

Key Fund Information:

- Scheme inception date: 16th July 2019

- AUM: ₹3,707 Crores as on 30th June 2025

- Expense ratio: 1.93%

- Minimum SIP amount: ₹100

Fund Managers

Ms. Shibani Sircar Kurian is the primary fund manager of Kotak Focused Fund. She has been managing the fund since 16th July 2019 (inception date).

Professional Background:

- Rich experience spanning over 19 years in the Indian equity markets, with more than 11 years at Kotak Mahindra Asset Management Company Limited

- Primary responsibilities include equity fund management and heading the equity research team

- Holds PGDM (Specialisation in Finance) from T.A.Pai Management Institute and BSc (Hons) in Economics

- Previously worked with Dawnay Day AV India Advisors Pvt Ltd and UTI AMC before joining Kotak

Ms. Kurian manages 3 funds of Kotak Mahindra Mutual Fund (Regular plans) - Kotak India EQ Contra Fund - Growth, Kotak India Growth Fund Series 7, and Kotak Focused Equity fund.

About the Fund House (AMC)

Kotak Mahindra Asset Management Company Limited (KMAMC) is the asset management company behind Kotak Focused Fund.

Company Overview:

- Commenced mutual fund investment operations in June 1998

- 5th largest AMC based on quarterly AUM as of March 2023, with investor base exceeding 8.1 million

- As of 31st March 2024, total AUM of Kotak AMC is more than ₹3.81 lakh crores

- Network of 86 branches spread over 82 cities in India with 25.9 lakh unique investors

Services & Offerings:

- Provides mutual fund and portfolio management services under SEBI regulations

- Offers pension fund management services through subsidiary Kotak Mahindra Pension Fund Limited

- Currently offers around 261 schemes catering to variable risk appetite of investors

- Primarily invests in AAA and AA rated companies

- Provides customers option to avail income tax benefits under Section 80C

Should I Invest in Kotak Focused Fund?

Kotak Focused Fund is suitable for investors with specific characteristics and investment goals:

Ideal for:

- Investors seeking long-term capital appreciation (5+ years investment horizon)

- Those comfortable with high-risk, high-reward investment approach

- Investors who prefer concentrated portfolio strategy over diversified approach

- Those wanting exposure across all market capitalizations through single fund

Key Considerations:

- The fund carries "Very High" risk rating

- Delivered CAGR of 20.48% since inception (as per Angel One data)

- Delivered 15.95% returns since inception (as per Value Research data)

- Portfolio quality is somewhat good with large proportion of Green and Orange stocks, making it comparatively safer within focused fund category

Investment Terms:

- Exit Load: Nil for redemption up to 10% of investment within 1 year; 1% for excess redemption within 1 year; Nil after 1 year

- Recommended to invest only through SIP route for all equity funds

FAQs

What is today's NAV of Kotak Focused Fund?

The NAV changes daily. You can check the current NAV on the official Kotak Mutual Fund website or financial platforms like Allvest.

What is the AUM of Kotak Focused Fund?

The AUM is ₹3,707 Crores as on 30th June 2025.

What is the expense ratio of Kotak Focused Fund?

The expense ratio is 1.93% which includes applicable fees and GST.

What are the returns of Kotak Focused Fund since inception?

The fund has delivered a CAGR of 20.48% since inception (launched in July 2019).

What is the minimum SIP amount to invest in Kotak Focused Fund?

The minimum SIP amount is ₹100.

How do I invest in Kotak Focused Fund?

You can invest through Allvest platform, Kotak Mutual Fund website, or other registered mutual fund distributors. Complete your KYC, select the fund, and choose between lump sum or SIP investment.

How to start a SIP in Kotak Focused Fund?

Log in to Allvest, search for Kotak Focused Fund, select SIP option, choose amount and date, and set up auto-debit instructions for regular investments.

How do I automate an SIP in Kotak Focused Fund?

Set up auto-debit mandate through Allvest platform by linking your bank account and authorizing automatic monthly deductions for your chosen SIP amount.

How can I withdraw/redeem my investment in Kotak Focused Fund?

You can redeem through Allvest platform or Kotak website. Note the exit load structure: nil for up to 10% redemption within 1 year, 1% for excess, and nil after 1 year.