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Kotak Healthcare Fund - NAV, Returns, Portfolio Analysis & Investment Guide

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Invest in Kotak Healthcare Fund (NAV ₹14.15) - Specialized equity mutual fund focusing on pharmaceutical and healthcare sectors. Get latest performance, AUM ₹453 Cr, fund managers & investment details.

Investment Objective and Approach

The investment objective of the scheme is to seek to generate long term capital appreciation through investing in equity and equity related securities of companies benefitting directly or indirectly Pharma, Healthcare, and allied sectors. However, there is no assurance that the objective of the scheme will be achieved.

The fund follows a focused investment approach targeting companies across the healthcare value chain. Kotak Healthcare Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Health, Basic Materials. Its top holdings are Sun Pharmaceuticals Industries Ltd, Max Healthcare Institute Ltd Ordinary Shares, Divi's Laboratories Ltd, Cipla Ltd, Jubilant Pharmova Ltd

This is a relatively new fund with scheme inception date of 11/12/2023 and currently has ₹453 Cr worth of assets under management (AUM) as on Jul 2025.

Key investment parameters:

- Minimum SIP Investment is set to ₹100

- Minimum Lumpsum Investment is ₹100

- The expense ratio is 0.79% (Direct Plan)

- The exit load is 0.5% if redeemed in 0-30 Days

Fund Managers

The fund is managed by an experienced team of three fund managers:

Shibani Sircar Kurian - Ms. Shibani Sircar Kurian has a total experience of 20 years in the Indian equity markets of which almost more than 15 years have been with Kotak Mahindra Asset Management Company Limited. Her primary responsibilities include equity fund management and heading the equity research team. She holds a PGDM (with a specialization in Finance) from T.A. Pai Management Institute, Manipal and a BSc (Hons) in Economics from St. Xavier's College, Kolkata.

Abhishek Bisen - Mr. Bisen is a BA and MBA in Finance. Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.

Dhananjay Tikariha - Mr. Tikariha has done B.Tech, M. Tech from IIT Madras and PGDM (Finance & Marketing) from IIM Lucknow

All three managers have been managing the fund since 11/12/2023 (fund inception date).

About the Fund House (AMC)

Kotak Mahindra Asset Management Company Limited is part of the larger Kotak Mahindra Group. Kotak Mutual Fund, founded in 1998, has grown significantly, expanding its product range and enhancing technology to improve customer service. As of June 30, 2025, we manage an average AUM of ₹5.57 lakh crores.

The AMC has a strong foundation with Kotak Mahindra Mutual Fund started with 2 funds- Kotak Gilt Long term fund (which is called Kotak Gilt Fund now), Kotak Gilt Savings short term fund (which is now called Kotak Banking PSU Debt Fund). Both the funds were allotted on 29th December, 1998.

Mr. Nilesh Shah is the Current MD of Kotak Mutual Fund. The fund house operates with a robust risk management framework that includes diversification strategies and continuous monitoring of market conditions.

Should I Invest in Kotak Healthcare Fund?

Kotak Healthcare Fund is a sectoral fund that requires careful consideration before investment. Here are key factors to evaluate:

Suitable for:

- Investors with high risk tolerance who understand sector concentration risks

- Those with a long-term investment horizon (minimum 7 years recommended)

- Investors bullish on India's healthcare sector growth prospects

- Those looking for sector-specific exposure in their portfolio

Key Considerations:

- This is a fund that invests mainly in shares of pharmaceutical and healthcare companies. We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

- Warning: Do not invest in this, or any other pharma sector fund, if you need to redeem your investment in less than seven years.

- But if you do invest, you must do so only through the SIP route.

Recent Performance:

- Kotak Healthcare Fund fund has generated a return of 16.86% in 1 year

- Kotak Healthcare Fund Direct - Growth scheme return performance in last 1 year is 16.76%, is 40.92% since scheme launch.

Given its sectoral focus and recent launch, investors should allocate only a small portion of their portfolio (5-10%) to this fund and maintain a long-term perspective.

FAQs

What is today's NAV of Kotak Healthcare Fund?

The latest NAV varies daily. You can check the current NAV on Allvest platform or the fund house website for real-time updates.

What is the AUM of Kotak Healthcare Fund?

The fund has ₹453 Cr worth of assets under management (AUM) as of July 2025.

What is the expense ratio of Kotak Healthcare Fund?

The expense ratio is 0.79% for the Direct Plan.

What are the returns of Kotak Healthcare Fund since inception?

The fund has generated 40.92% returns since scheme launch (launched in December 2023).

What is the minimum SIP amount to invest in Kotak Healthcare Fund?

Minimum SIP Investment is set to ₹100.

How do I invest in Kotak Healthcare Fund?

You can invest through Allvest platform, which offers a seamless online investment experience with zero commission on direct plans.

How to start a SIP in Kotak Healthcare Fund?

Log into your Allvest account, search for Kotak Healthcare Fund, select SIP option, choose amount and frequency, then complete the mandate setup.

How do I automate an SIP in Kotak Healthcare Fund?

After starting your SIP through Allvest, set up an automated bank mandate or UPI autopay for seamless monthly investments.

How can I withdraw/redeem my investment in Kotak Healthcare Fund?

You can place redemption requests through your Allvest account online. Note that exit load of 0.5% applies if redeemed within 30 days.