Investment Objective and Approach

The scheme seeks to generate long-term capital appreciation from a portfolio of equity and equity related securities across market capitalization. Investment in equity and equity related securities across market capitalisation.

Kotak Multicap Fund invests minimum 25% each in large, mid, and small caps, aiming for diversification and long term capital growth across segments. The fund follows a disciplined investment approach that offers investors exposure to companies across the entire market capitalization spectrum.

Key investment features include:

- Multi-cap allocation: SEBI changed the guidelines earlier, which indicates Multicap funds should invest minimum 25% each in large-cap, mid-cap and small-cap stocks.

- Dynamic allocation model: The scheme will maintain the allocation mandated by SEBI and balance 25% will be dynamically allocated with the assistance of the fund house proprietary model. It will optimise overweight of largecaps, midcaps, and smallcaps. This model is based on mean reversion indicators and momentum; the mean reversion helps in timing of overweight and momentum guides on how long the position can stay.

- BMV framework: The portfolio construction will be based on a thematic approach to bottom-up stock picking using the Business, Management and Valuation (BMV) model.

The fund benchmarks its performance against the Nifty 500 Multicap 50:25:25 TRI and aims to outperform this benchmark through active stock selection and tactical allocation adjustments.

Fund Managers

The fund is managed by an experienced team of fund managers:

Mr. Abhishek Bisen - Abhishek Bisen is the Current Fund Manager of Kotak Multicap Fund Direct Growth fund. Abishek Bisen holds a BA (Management) and MBA (Finance) degree. Before joining Kotak, Mr. Bisen worked in the Portfolio Advisory and Sales & Trading of Fixed Income Products of the Securities Trading Corporation of India Ltd. He joined KMAMC or October 2006 and manages debt schemes.

Mr. Devender Singhal - Mr. Devender Singhal & Mr. Abhishek Bisen has been managing the fund since 29/09/2021.

The fund management team brings together extensive experience in equity and debt markets, providing a comprehensive approach to portfolio management. Mr. Abhishek has been associated with the company since October 2006 and his key responsibilities include fund management of debt schemes.

About the Fund House (AMC)

Kotak Mahindra Asset Management Company Limited (KMAMC) is one of India's leading fund houses with a strong track record in mutual fund management.

Key highlights of Kotak AMC:

- Strong AUM base: As of 31st March 2024, the asset under management of Kotak AMC is more than 3.81 lakh crores.

- Wide reach: KMAMC has 86 branches spread over 82 cities in India and has 25.9 lakh unique investors.

- Comprehensive offerings: Currently, the company offers around 261 schemes catering to the variable risk appetite of investors.

- Market position: Boasting a substantial investor base exceeding 8.1 million, the fund house is the 5th largest based on its quarterly AUM as of March 2023.

Kotak Mutual Fund stands as a significant player among India's AMCs, with Kotak Mahindra Asset Management Company Limited (KMAMC) serving as its designated asset manager. The ownership of the fund house rests with Kotak Mahindra Bank Limited, which commenced its mutual fund investment operations in June 1998.

The AMC provides comprehensive investment solutions and maintains high standards of governance and regulatory compliance under SEBI guidelines.

Should I Invest in Kotak Multicap Fund?

Kotak Multicap Fund may be suitable for investors seeking:

Investment Suitability:

- Long-term wealth creation through equity market participation

- Diversified exposure across market capitalizations

- Professional fund management with active allocation strategies

- Investment horizon of 5+ years for optimal results

Key Fund Metrics (as of August 2025):

- Latest NAV: The fund currently has an Asset Under Management(AUM) of ₹5,41,199 Cr and the Latest NAV as of 22 Aug 2025 is ₹20.07.

- AUM: The AUM (i.e. assets under management) of Kotak Multicap Fund is ₹18854.40 Cr as of 22nd August 2025.

- Expense Ratio: The expense ratio of Kotak Multicap Fund Plan is 0.42 as of 22nd August 2025.

- Risk Rating: The Kotak Multicap Fund Direct Growth is rated Very High risk.

Performance Indicators:

- Since inception return: Kotak Multicap Fund Regular Growth, gave a CAGR of 17.82% since inception.

- Alpha generation: The alpha ratio for the Kotak Multicap Fund is 6.46

Important Considerations:

- High-risk, high-return investment suitable for risk-tolerant investors

- Market volatility can significantly impact short-term returns

- Regular monitoring and long-term commitment recommended

- Consult with financial advisor for personalized advice

FAQs

What is today's NAV of Kotak Multicap Fund?

Latest NAV for Kotak Multicap Fund is at ₹ 20.07. NAV is updated daily after market closure and represents the per-unit value of the fund.

What is the AUM of Kotak Multicap Fund?

The AUM (i.e. assets under management) of Kotak Multicap Fund is ₹18854.40 Cr as of 22nd August 2025. This reflects the total market value of assets managed by the fund.

What is the expense ratio of Kotak Multicap Fund?

The expense ratio of Kotak Multicap Fund Plan is 0.42 as of 22nd August 2025. This is the annual fee charged by the fund for managing your investment.

What are the returns of Kotak Multicap Fund since inception?

Kotak Multicap Fund Regular Growth has given a CAGR return of 17.82% since inception. The fund was launched on September 29, 2021.

What is the minimum SIP amount to invest in Kotak Multicap Fund?

Minimum SIP Investment is set to ₹100. This makes the fund accessible to investors starting their investment journey with small amounts.

How do I invest in Kotak Multicap Fund?

You can invest in Kotak Multicap Fund through Allvest platform by completing your KYC, selecting the fund, choosing investment amount, and making payment through multiple options including net banking and UPI.

How to start a SIP in Kotak Multicap Fund?

Start SIP in Kotak Multicap Fund on Allvest by logging in, selecting the fund, choosing SIP option, setting amount and frequency, providing bank mandate, and your SIP will be activated automatically.

How do I automate an SIP in Kotak Multicap Fund?

To automate an SIP in Kotak Multicap Fund, use the Auto-Invest feature on Kotak Securities. This allows you to set up automatic investments, SIPs in mutual funds at regular intervals. Once configured, your chosen amount will be invested in the Kotak Multicap Fund automatically, ensuring consistent contributions without manual intervention. Allvest provides similar automated SIP facilities.

How can I withdraw/redeem my investment in Kotak Multicap Fund?

You can redeem your investment through Allvest platform by logging into your account, selecting the fund units to redeem, and submitting the redemption request. Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. The proceeds will be credited to your registered bank account within 3-4 business days.