Investment Objective and Approach

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of Technology & technology related sectors. The fund is mandated to invest at least 80 per cent of its assets in the shares of companies in the information technology sector.

The fund follows a focused approach by concentrating its investments in:

- Information Technology companies

- Technology-enabled services

- Digital infrastructure providers

- Software and hardware manufacturers

- Telecom and communication services

- Technology-related financial services

The fund benchmarks its performance against the BSE Teck Index TRI, ensuring alignment with the broader technology sector performance.

Fund Managers

Mr. Abhishek Bisen & Ms. Shibani Sircar Kurian have been managing the fund since 04/03/2024.

Mr. Abhishek Bisen

Abhishek Bisen holds a BA (Management) and MBA (Finance) degree. Hong Kong-based financial magazine The Asset awarded him the Highly Commended Investors in Indian Rupees Bonds twice. Before joining Kotak, Mr. Bisen worked in the Portfolio Advisory and Sales & Trading of Fixed Income Products of the Securities Trading Corporation of India Ltd. He joined KMAMC in October 2006 and manages debt schemes.

Ms. Shibani Sircar Kurian

Ms. Shibani Sircar Kurian has a total experience of 20 years in the Indian equity markets of which almost more than 15 years have been with Kotak Mahindra Asset Management Company Limited. Her primary responsibilities include equity fund management and heading the equity research team. Prior to joining Kotak Mahindra Asset Management Company Limited, she worked for almost 6 years with UTI Asset Management Company Limited.

About the Fund House (AMC)

Kotak Mahindra Asset Management Company Limited is a wholly-owned subsidiary of Kotak Mahindra Bank Limited. Kotak Mutual Fund, founded in 1998, has grown significantly, expanding its product range and enhancing technology to improve customer service. In 1998, Kotak Mahindra Mutual Fund started with 2 funds- Kotak Gilt Long term fund (which is called Kotak Gilt Fund now), Kotak Gilt Savings short term fund (which is now called Kotak Banking PSU Debt Fund). Both the funds were allotted on 29th December, 1998.

Key highlights of Kotak AMC:

- As of June 30, 2025, we manage an average AUM of ₹5.57 lakh crores.

- As of 31st March 2024, the asset under management of Kotak AMC is more than 3.81 lakh crores. KMAMC has 86 branches spread over 82 cities in India and has 25.9 lakh unique investors.

- Currently, the company offers around 261 schemes catering to the variable risk appetite of investors.

- Mr. Nilesh Shah is the Current MD of Kotak Mutual Fund. Kotak Mutual Fund is a part of the Kotak Mahindra Group, which also includes Kotak Mahindra Bank.

Should I Invest in Kotak Technology Fund?

This fund is suitable for investors who:

Ideal For:

- Seek exposure to India's growing technology sector

- Have a long-term investment horizon (minimum 7 years)

- Can tolerate sector-specific volatility

- Believe in the growth potential of technology companies

Key Considerations:

- Scheme Inception date is 04/03/2024. This is a relatively new fund launched in March 2024

- Kotak Technology Fund Direct Growth has ₹555 Cr worth of assets under management (AUM) as on Apr 2025

- It has delivered 9.60% returns since inception.

- Minimum investment: Rs 100 for both lump sum and SIP

- Exit Load: For redemption/switch out within 30 days from the date of allotment: 0.5%. If units are redeemed or switched out on or after 30 days from the date of allotment: NIL.

Risk Factors:

- Technology sector funds can be volatile due to market cycles

- Concentration risk as investments are limited to one sector

- Regulatory changes in technology sector can impact performance

- Global economic factors affecting technology companies

FAQs

What is today's NAV of Kotak Technology Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on the official Kotak Mutual Fund website or through financial platforms like Allvest.

What is the AUM of Kotak Technology Fund?

Kotak Technology Fund Direct Growth has ₹555 Cr worth of assets under management (AUM) as on Apr 2025.

What is the expense ratio of Kotak Technology Fund?

The expense ratio of Kotak Technology Fund Plan is 0.96 as of 21st May 2025.

What are the returns of Kotak Technology Fund since inception?

It has delivered 9.60% returns since inception. The fund has given a CAGR return of 13.04% since inception.

What is the minimum SIP amount to invest in Kotak Technology Fund?

The minimum SIP amount is Rs 100 and any amount thereafter.

How do I invest in Kotak Technology Fund?

You can invest through Allvest platform online, directly through Kotak Mutual Fund website, or through authorized distributors. Complete your KYC, choose the investment amount, and start your investment journey.

How to start a SIP in Kotak Technology Fund?

Register on Allvest platform, complete KYC verification, select Kotak Technology Fund, choose SIP option, set investment amount and frequency, and authorize the bank mandate for automatic debits.

How do I automate an SIP in Kotak Technology Fund?

Set up a bank mandate or use UPI autopay through Allvest platform to ensure seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in Kotak Technology Fund?

Log into your Allvest account, navigate to your portfolio, select the fund, choose redemption option, specify the amount or units, and submit the request. Funds typically get credited within 3-4 business days.