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LIC MF Focused Fund: NAV, Performance, SIP Returns & Investment Guide 2025

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Invest in LIC MF Focused Fund - Check latest NAV, AUM, returns since inception, expense ratio & fund manager details. Start SIP with minimum ₹200 or lumpsum ₹5000.

Investment Objective and Approach

LIC MF Focused Fund is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. The fund follows a focused investment approach, concentrating on a select portfolio of high-quality companies across market capitalizations.

This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund. The fund aims to generate long-term capital appreciation by investing in equity securities of companies with strong fundamentals and growth potential.

Key investment features include:

- Focus on top-quality stocks with strong business models

- Diversification across sectors to reduce concentration risk

- Active portfolio management to capitalize on market opportunities

- Investment in companies across large, mid, and small-cap segments

Fund Managers

Alok Ranjan is the Current Fund Manager of LIC MF Focused Fund Direct Growth fund. Mr. Alok Ranjan, an MBA in Finance and a BSc in Physics (Honors), brings 25 years of expertise in equity research and fund management.

Currently with ITI Mutual Fund, he has previously served as Fund Manager (Equity) at IDBI Asset Management Ltd. and Shriram Asset Management Ltd. His extensive experience in equity research and fund management brings valuable expertise to the fund's investment decisions.

The fund management team also includes experienced professionals like:

- Mr. Sumit Bhatnagar and Mr. Jaiprakash Toshniwal who contribute to the overall investment strategy

About the Fund House (AMC)

LIC Mutual Fund was established in April, 1989, by Life Insurance Corporation of India, the world's largest life insurer. LIC Mutual Fund has a significant ownership of 45% held by LIC of India, making it the principal shareholder in LIC Mutual Fund Asset Management.

Other noteworthy stakeholders in this Asset Management Company (AMC) include LIC Housing Finance (39.30%), GIC Housing Finance (11.70%), and Union Bank of India (4%). Registered with SEBI in 1994, LIC Mutual Fund has a rich history of almost 30 years in effectively managing investors' funds.

As of December 2023, the fund house boasts total assets under management (AUM) amounting to approximately Rs. 26058 crores. The AMC has built a reputation for consistent performance and prudent fund management over the decades.

Key highlights of LIC Mutual Fund:

- Backed by India's largest life insurer - LIC of India

- Over 30 years of fund management experience

- Strong regulatory compliance and governance standards

- Diversified product portfolio across equity, debt, and hybrid categories

Should I Invest in LIC MF Focused Fund?

LIC MF Focused Fund can be suitable for investors who:

Consider this fund if you:

- Have a long-term investment horizon of at least 5-7 years

- Seek capital appreciation through equity investments

- Want professional fund management with focused stock selection

- Are comfortable with moderate to high risk

- Prefer flexi-cap approach with flexibility across market segments

Fund Metrics (as of recent data):

- AUM: ₹140.33 Crores as of June 2025

- Expense Ratio: 1.61% (Direct Plan)

- Minimum SIP: ₹200

- Minimum Lumpsum: ₹5,000

- Launch Date: October 30, 2017, with CAGR of 12.3% since inception

- Exit Load: 1% for redemption within 12 months for units in excess of 12% of investment

Risk Considerations:

- The fund is rated Very High risk

- Equity market volatility can impact returns in the short term

- Do not invest if you need to redeem your investment in less than five years

Like for all equity funds, you must invest only through the SIP route. This helps in rupee cost averaging and reduces the impact of market volatility on your investments.

FAQs

What is today's NAV of LIC MF Focused Fund?

The latest NAV varies daily based on market conditions. You can check the current NAV on the official LIC MF website or through your investment platform.

What is the AUM of LIC MF Focused Fund?

The fund has an AUM of ₹140.33 Crores as of June 2025.

What is the expense ratio of LIC MF Focused Fund?

The expense ratio is 1.61% for the Direct Plan as of June 2025.

What are the returns of LIC MF Focused Fund since inception?

The fund has delivered a CAGR of 12.3% since inception (launched in October 2017).

What is the minimum SIP amount to invest in LIC MF Focused Fund?

The minimum SIP amount is ₹200.

How do I invest in LIC MF Focused Fund?

You can invest through Allvest by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and making payment through various modes available on the platform.

How to start a SIP in LIC MF Focused Fund?

Log into your Allvest account, search for LIC MF Focused Fund, select SIP option, choose amount and date, then complete the payment to start your SIP.

How do I automate an SIP in LIC MF Focused Fund?

You can set up auto-debit through Allvest's automated investment feature, which will automatically deduct the SIP amount from your bank account on the chosen date.

How can I withdraw/redeem my investment in LIC MF Focused Fund?

Access your portfolio on Allvest, select the fund units you want to redeem, specify the amount or units, and submit the redemption request. The proceeds will be credited to your registered bank account.