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LIC MF Healthcare Fund - NAV, Returns, Performance & Investment Details 2025

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Explore LIC MF Healthcare Fund with complete investment details including latest NAV, returns since inception, AUM, expense ratio, fund manager details and investment approach. Start investing today.

Investment Objective and Approach

The scheme seeks to achieve long-term capital appreciation by predominantly investing in equity and equity-related instruments of companies engaged in Healthcare and Allied sectors. The fund follows an actively managed approach focused on healthcare sector opportunities.

Key Investment Features:

- Asset Allocation: The fund's asset allocation comprises around 95.82% in equities, 0.00% in debts, and 4.18% in cash & cash equivalents as of December 2024

- Investment Philosophy: Focus on companies in healthcare, pharmaceutical and allied sectors

- Fund Category: Sectoral equity fund with high-risk profile

- Investment Approach: Active portfolio management with sector-specific expertise

Financial Highlights:

- AUM: ₹84.15 Crores as of 30-Dec-24

- Expense Ratio: 1.21% for direct plan

- CAGR Since Inception: 22.60%

- 3-Year Returns: 22.39% (annualized)

- 5-Year Returns: 15.95% (annualized)

Fund Managers

Alok Ranjan is the Current Fund Manager of LIC MF Healthcare Fund. The fund benefits from LIC Mutual Fund's experienced investment team that brings sector-specific expertise to healthcare investments.

Fund Management Team Features:

- Sector-focused investment approach

- Deep research capabilities in healthcare and pharmaceutical sectors

- Risk management expertise for sectoral concentration

About the Fund House (AMC)

LIC Mutual Fund was established on 20th April 1989 by LIC of India. Being an associate company of India's premier and most trusted brand, LIC Mutual Fund is one of the well known players in the asset management sphere.

Company Overview:

- Establishment: Registered with SEBI in 1994, LIC Mutual Fund has a rich history of almost 30 years in effectively managing investors' funds

- Total AUM: LIC Mutual Funds currently operate with funds worth Rs. 30170.82 Crores

- Fund Offerings: Currently, LIC Mutual Fund provides investors with about 26 different schemes catering to investors of varied risk appetites

Ownership Structure:

In LIC AMC, LIC of India holds 44.61%, LIC Housing Finance Ltd. holds 33.52%, GIC Housing Finance holds 9.98%, and the remaining is held by Union Bank of India and IDBI Asset Management Limited

Investment Philosophy:

With a systematic investment discipline coupled with a high standard of financial ethics and corporate governance, LIC Mutual Fund is emerging as a preferred Investment Manager amongst the investor fraternity. LIC Mutual Fund endeavours to create value for its investors by adopting innovative and robust investment strategies, catering to all segments of investors.

Leadership:

LIC Mutual Fund is headed by Mr Dinesh Pangtey, Whole-time Director and Chief Executive Officer.

Should I Invest in LIC MF Healthcare Fund?

This fund suits investors who believe in the long-term growth potential of India's healthcare sector. The sector benefits from demographic trends, increasing health awareness, and government healthcare initiatives.

Consider This Fund If You:

- Have high risk tolerance for sectoral concentration

- Believe in healthcare sector's long-term growth prospects

- Seek diversified exposure to healthcare companies

- Can invest with a long-term horizon (5+ years)

Investment Considerations:

- Sectoral funds carry higher concentration risk compared to diversified funds

- Healthcare sector can be cyclical and affected by regulatory changes

- The LIC MF Healthcare Fund Direct Growth is rated High risk

- Past performance doesn't guarantee future returns

Investment Minimums:

- SIP: ₹200 monthly

- Lump sum: ₹5,000 minimum investment

FAQs

What is today's NAV of LIC MF Healthcare Fund?

The NAV changes daily. You can check the latest NAV on the official LIC Mutual Fund website or through your investment platform for real-time updates.

What is the AUM of LIC MF Healthcare Fund?

As of 30-Dec-24, the fund has Assets Under Management (AUM) of ₹84.15 Crores.

What is the expense ratio of LIC MF Healthcare Fund?

The expense ratio of LIC MF Healthcare Fund - Direct Plan is 1.21. Regular plan expense ratios are typically higher.

What are the returns of LIC MF Healthcare Fund since inception?

LIC MF Healthcare Fund Direct Growth has given a CAGR return of 22.60% since inception. However, past performance doesn't guarantee future results.

What is the minimum SIP amount to invest in LIC MF Healthcare Fund?

Minimum SIP Investment is set to ₹200 per month for this fund.

How do I invest in LIC MF Healthcare Fund?

You can invest in LIC MF Healthcare Fund through Allvest's platform by completing your KYC, selecting the fund, choosing SIP or lump sum option, and making payment online.

How to start a SIP in LIC MF Healthcare Fund?

Through Allvest, select LIC MF Healthcare Fund, choose 'Start SIP', enter your monthly investment amount (minimum ₹200), select frequency, and set up auto-debit instructions.

How do I automate an SIP in LIC MF Healthcare Fund?

After setting up SIP through Allvest, enable auto-pay facility with your bank account to ensure automatic monthly deductions without manual intervention.

How can I withdraw/redeem my investment in LIC MF Healthcare Fund?

You can redeem your investment through Allvest's platform by selecting the fund, choosing redemption option, specifying units or amount, and submitting the request. Redemption proceeds are typically credited within 2-4 working days.