LIC MF Value Fund - Complete Investment Analysis and Guide

Investment Objective and Approach

LIC MF Value Fund follows a value investing approach, seeking to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. The scheme invests in Indian equities, foreign equities and related instruments and debt securities. The fund focuses on identifying undervalued stocks with strong fundamentals that have the potential for long-term capital appreciation.

The fund employs fundamental analysis to select securities that are trading below their intrinsic value, making it suitable for investors who believe in the value investing philosophy. The investment approach emphasizes thorough research and analysis of company financials, market position, and growth prospects to identify quality stocks at attractive valuations.

Fund Manager

LIC MF Value Fund is currently managed by Nikhil Rungta, who took over the fund management responsibilities in July 2021. Nikhil Rungta manages assets worth ₹3,235.72 crores across multiple funds and brings 12 years of experience in fund management. His investment philosophy focuses on identifying value opportunities in the market through rigorous fundamental analysis.

Nikhil Rungta also manages other LIC schemes including the LIC MF Small Cap Fund, demonstrating his expertise across different market capitalizations. His approach involves careful stock selection based on valuation metrics, financial strength, and growth potential of companies.

About the Fund House (AMC)

LIC Mutual Fund was established in April 1989 by Life Insurance Corporation of India, the world's largest life insurer. LIC Mutual Fund has a significant ownership of 45% held by LIC of India, making it the principal shareholder in LIC Mutual Fund Asset Management. Other noteworthy stakeholders include LIC Housing Finance (39.30%), GIC Housing Finance (11.70%), and Union Bank of India (4%).

Registered with SEBI in 1994, LIC Mutual Fund has a rich history of almost 30 years in effectively managing investors' funds. As of December 2023, the fund house boasts total assets under management (AUM) amounting to approximately Rs. 26,058 crores.

LIC Mutual Fund endeavors to create value for its investors by adopting innovative and robust investment strategies, catering to all segments of investors. The fund house believes in providing delight to its customers and partners through superior investment experience and unparalleled service.

Key Financial Metrics (as of latest available data):

- Fund AUM: ₹153 crores (as of June 6, 2025)

- Alternative source shows AUM: ₹169.84 crores

- 1-year return: 6.31%, 3-year return: 18.58%, Since inception return: 14.86%

- Inception date: July 30, 2018, CAGR since inception: 14.31%

- Minimum SIP amount: ₹200

Should I Invest in LIC MF Value Fund?

LIC MF Value Fund can be suitable for investors who:

Suitable for:

- Long-term investors with a horizon of 5+ years

- Investors who believe in value investing philosophy

- Those seeking exposure to undervalued quality stocks

- Investors comfortable with moderate to high risk

- Those looking for systematic investment through SIPs starting at just ₹200

Consider carefully if:

- You need short-term liquidity as value investing requires patience

- You prefer growth or momentum investing strategies

- You cannot tolerate market volatility in the short term

- You are looking for guaranteed returns

The fund's performance shows 18.58% returns over 3 years and 14.86% since inception, indicating reasonable long-term performance. However, investors should consider this fund as part of a diversified portfolio and align their investment with their risk tolerance and financial goals.

FAQs

What is today's NAV of LIC MF Value Fund?

The latest NAV of LIC MF Value Fund is ₹22.10, though NAV changes daily based on market movements.

What is the AUM of LIC MF Value Fund?

The AUM of LIC MF Value Fund is ₹153 crores as of June 6, 2025. AUM indicates the total value of assets managed by the fund.

What is the expense ratio of LIC MF Value Fund?

The expense ratio of LIC MF Value Fund is 0.96% as of March 13, 2025. This represents the annual fee charged for managing your investment.

What are the returns of LIC MF Value Fund since inception?

LIC MF Value Fund has delivered 14.86% returns since inception (July 30, 2018). Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in LIC MF Value Fund?

The minimum SIP amount for LIC MF Value Fund is ₹200. This makes it accessible for small investors to start their investment journey.

How do I invest in LIC MF Value Fund?

You can invest in LIC MF Value Fund through Allvest platform by completing KYC, selecting the fund, choosing investment amount, and making payment. Allvest provides a seamless investment experience.

How to start a SIP in LIC MF Value Fund?

To start SIP through Allvest, login to your account, select LIC MF Value Fund, choose SIP option, set monthly amount and date, complete mandate setup for automatic deductions.

How do I automate an SIP in LIC MF Value Fund?

Set up a bank mandate through Allvest platform which automatically deducts your chosen SIP amount monthly from your bank account and invests in the fund.

How can I withdraw/redeem my investment in LIC MF Value Fund?

You can redeem your investment through Allvest platform by placing a redemption request. The amount will be credited to your registered bank account within 3-4 business days.