Investment Objective and Approach

The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The main investment objective is to generate long-term capital appreciation through a diversified portfolio consisting mainly of equity and equity-related instruments.

Investment Strategy:

- The scheme follows a strategy of investing 65% or more in equity and related securities, creating a concentrated stock portfolio

- The fund aims to identify and invest in fundamentally strong companies with the potential for sustainable growth, seeking to deliver attractive returns to its investors over the long run

- Focused on picking quality companies and holding them for a long duration to generate good compounding returns

Key Features:

- Save up to Rs 46,800 in taxes every year with highest returns compared to other 80C investments and lowest lock-in of 3 years

- Statutory lock-in period of 3 years enabling long term wealth accumulation along with the benefit of tax saving

- Eligible to claim tax deduction of up to Rs 1.5 lakh under Section 80C of the Income Tax Act 1961

Fund Managers

Ajay Khandelwal - Primary Fund Manager

Mr. Ajay Khandelwal, Executive Group Vice President – Fund Management, has 14 years of experience in fund management and research. A CFA Level 3 candidate, he holds a PGDM from TAPMI, Manipal, and a B.E. in Electrical Engineering from MITS, Gwalior.

Professional Experience:

- Previously, he was a Fund Manager at Canara Robeco AMC, managing their Small Cap Fund

- He began his career as a Research Analyst at BOI AXA Investment Managers, focusing on IT and BFSI sectors through detailed data analysis

- Prior experience includes working with Canara Robeco Mutual Fund, BOI AXA Mutual Fund, B&K Securities and Infosys

Co-Fund Managers:

- Currently co-managed by Ajay Khandelwal, Rakesh Shetty and Atul Mehra

- The fund is primarily managed by Ajay Khandelwal

About the Fund House (AMC)

Motilal Oswal Asset Management Company Limited

Motilal Oswal Asset Management Company Ltd. (MOAMC) is a public limited company incorporated under the Companies Act, 1956 on November 14, 2008. MOAMC is promoted by Motilal Oswal Financial Services Limited (MOFSL).

Company Overview:

- Motilal Oswal Mutual Fund is a part of Motilal Oswal Financial Services Limited (MOFSL) and was established in 2009

- Overseen by Motilal Oswal Asset Management Company (MOAMC), promoted by Motilal Oswal Financial Services Limited (MOFSL), a publicly listed company on BSE and NSE. Established in 2009, MOAMC is registered with the Securities and Exchange Board of India (SEBI)

Scale and Operations:

- Managing a substantial portfolio, the fund house manages investor funds exceeding Rs. 30,000 crore and maintains over 12 lakh client accounts

- As of December 2023, the average Assets Under Management (AUM) for the fund house reached Rs. 42,406 crores

- Total AUM of ₹99,318.30 Cr across 89 schemes

Should I Invest in Motilal Oswal ELSS Tax Saver Fund?

Fund Performance:

- Given a CAGR return of 18.79% since inception

- Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.20%, 32.86% and 28.81% respectively

- The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods

Key Financial Metrics (as of August 2025):

- Asset Under Management (AUM) of ₹1,17,829 Cr and Latest NAV as of 25 Aug 2025 is ₹58.45

- Expense ratio of 0.64 as of 9th June 2025

- Minimum investment required is ₹500 for the lump sum option and ₹500 for the SIP option

Suitability:

- Suitable for investors with a long-term investment horizon of at least three years

- Those seeking the combined benefits of potential income tax savings under applicable provisions apart from the expectation of higher returns might find this scheme appealing

- Equity investments come with inherent market risks, and investors should be aware of the possibility of moderate risk during their investment tenure

Rankings and Ratings:

- Ranked 8 out of 23 mutual funds in the ELSS (tax savings) category as per INDmoney

- Very High Risk · ELSS · 5 Star rating

FAQs

What is today's NAV of Motilal Oswal ELSS Tax Saver Fund?

The latest NAV is ₹58.448 as on 26 Aug 2025 for the Direct plan. NAV changes daily based on market performance.

What is the AUM of Motilal Oswal ELSS Tax Saver Fund?

The fund has ₹4360 Cr worth of assets under management (AUM) as on Jun 2025, which is more than the category average.

What is the expense ratio of Motilal Oswal ELSS Tax Saver Fund?

The fund has an expense ratio of 0.6 for the direct plan, which is quite competitive in the ELSS category.

What are the returns of Motilal Oswal ELSS Tax Saver Fund since inception?

Returns since inception are 16.93% p.a. for the regular plan, showcasing consistent long-term wealth creation.

What is the minimum SIP amount to invest in Motilal Oswal ELSS Tax Saver Fund?

Minimum SIP Investment is set to ₹500 and the minimum lumpsum investment is also ₹500.

How do I invest in Motilal Oswal ELSS Tax Saver Fund?

You can invest through Allvest by downloading the app, searching for the fund, selecting SIP or lumpsum option, entering the amount, and setting up payments via bank mandate or UPI.

How to start a SIP in Motilal Oswal ELSS Tax Saver Fund?

Through Allvest, you can easily start a SIP by selecting the fund, choosing the SIP option, setting the monthly amount (minimum ₹500), and automating payments through bank mandate.

How do I automate an SIP in Motilal Oswal ELSS Tax Saver Fund?

Allvest offers automated SIP features where you can set up recurring investments at regular intervals. Once configured, your chosen amount will be invested automatically without manual intervention.

How can I withdraw/redeem my investment in Motilal Oswal ELSS Tax Saver Fund?

The fund has a lock-in period of 3 years. After the lock-in period, you can redeem through Allvest by placing a redemption request in the app's investment section.