Investment Objective and Approach

The scheme seeks to provide medium to long-term capital appreciation by investing primarily in large and midcap stocks. This fund invests in a combination of large and medium-sized companies, providing reasonable degree of flexibility to the fund management team to invest in companies of different sizes, depending on where it expects maximum gains.

The fund follows a diversified approach by investing across different sectors and market capitalizations:

- The fund has allocated its assets majorly in Cash Equivalent, Industrial, Consumer Cyclical, Financial Services, Tech, Utilities, Real Estate, Health, and Basic Materials

- Its top holdings include Eternal Ltd, Bharat Electronics Ltd, CG Power & Industrial Solutions Ltd, Waaree Energies Ltd, and Apar Industries Ltd

Key Fund Details:

- Launch Date: 17 October 2019

- Benchmark: NIFTY 500

- Risk Rating: Moderately High risk

- Minimum SIP: ₹500, Minimum Lumpsum: ₹500

Latest Financial Metrics (as of August 29, 2025):

- Latest NAV: ₹35.47 (as of 28 Aug 2025)

- AUM: ₹12,428 Crores (as of Aug 2025)

- Expense Ratio: 0.68%

- Exit Load: 1% if redeemed in 0-1 years

Performance Track Record:

- 1 Year Return: 5.62%

- 3 Year Return: 29.11%

- 5 Year Return: 29.75%

Fund Managers

The fund is managed by a team of experienced professionals:

Current Fund Management Team:

- Atul Mehra, Ajay Khandelwal, Rakesh Shetty, and Sunil Sawant

Management Timeline:

- Atul Mehra: Fund Manager since 1 October 2024

- Ajay Khandelwal: Fund Manager since 11 December 2023

- Rakesh Shetty: Fund Manager since 22 November 2022

- Sunil Sawant: Fund Manager since 1 July 2024

The fund management team brings extensive experience in equity research and portfolio management, with proven track records in identifying growth opportunities across market capitalizations.

About the Fund House (AMC)

Motilal Oswal Asset Management Company (MOAMC) is one of India's leading asset management companies, established with a strong foundation in equity expertise.

Company Background:

- Incorporated in 2008 under the Companies Act of 1956

- Registered as a Portfolio Manager under SEBI (Portfolio Managers) Regulations, 1993

- Promoted by Motilal Oswal Financial Services Limited (MOFSL), which offers diversified financial services including retail brokerage, private wealth management, investment banking, and currency broking

Investment Philosophy:

The AMC follows a core investment philosophy of QGLP (Quality, Growth, Longevity, and Price), reinforced by robust risk management processes to create high quality, high growth portfolios. The combination of high quality and high growth is considered the sweetest spot.

QGLP Framework Details:

- Quality: Both Quality of Business and Quality of Management matter, with management quality judged from efficiency of capital allocation

- Growth: Focus on sustainable growth potential

- Longevity: Emphasizes longevity of competitive advantage

- Price: Approach of buying a good business for a fair price rather than buying a fair business for a good price

Investment Approach:

- "Buy Right, Sit Tight" investing philosophy

- Over 30 years of equity expertise leveraged to master wealth creation

- Stringent risk management framework integrated into the investment process

Company Scale:

- Current AUM across all schemes: ₹45,993.97 Crores

- Offers 34 schemes across various categories including 14 equity, 5 debt, and 5 hybrid mutual funds

- Serves over 9 lakh clients, including many High Net Worth individuals

Should I Invest in Motilal Oswal Large and Midcap Fund?

This fund may be suitable for investors who:

Investment Suitability:

- Seek medium to long-term capital appreciation

- Want gains that can comfortably beat inflation and fixed income returns over five years or more, while being prepared for ups and downs in investment value

- Prefer diversified exposure across large and mid-cap segments

- The fund has consistently outperformed its benchmark (NIFTY 500) over 1Y, 3Y, and 5Y periods and is ranked 6 out of 21 mutual funds in the large & mid-cap category

Key Considerations:

- Like all equity funds, investment should preferably be made through the SIP route

- The fund provides flexibility to invest across different market capitalizations

- Managed by an experienced fund management team with a proven investment philosophy

- Strong track record of the AMC in equity fund management

Tax Implications:

- Short term capital gains (less than 1 year): 20% tax

- Long term capital gains (more than 1 year): 12.5% tax without indexation benefit, with gains up to ₹1 lakh exempt

- Dividends taxed at slab rate

The fund's consistent outperformance, experienced management team, and robust investment philosophy make it a viable option for long-term wealth creation through systematic investment planning.

FAQs

What is today's NAV of Motilal Oswal Large and Midcap Fund?

The latest NAV is ₹35.47 as of 28 Aug 2025. NAV is updated daily after market hours and reflects the per-unit value of the fund.

What is the AUM of Motilal Oswal Large and Midcap Fund?

The fund has an AUM of ₹12,428 Crores as of August 2025. This represents the total value of assets managed by the fund.

What is the expense ratio of Motilal Oswal Large and Midcap Fund?

The expense ratio is 0.68%. This is the annual fee charged for managing the fund, including administrative costs and fund management fees.

What are the returns of Motilal Oswal Large and Midcap Fund since inception?

The fund has generated 246.84% returns since its launch. The scheme was launched in October 2019, making it approximately 6 years old.

What is the minimum SIP amount to invest in Motilal Oswal Large and Midcap Fund?

The minimum SIP amount is ₹500. This allows investors to start systematic investment with a relatively small monthly commitment.

How do I invest in Motilal Oswal Large and Midcap Fund?

You can invest through Allvest platform by completing KYC, selecting the fund, choosing between SIP or lumpsum investment, and setting up payment methods. Online investment provides convenience and better tracking of your portfolio.

How to start a SIP in Motilal Oswal Large and Midcap Fund?

Register with Allvest, complete your KYC verification, select the fund, choose SIP option, decide the monthly amount (minimum ₹500), select frequency and duration, then set up auto-debit for seamless investing.

How do I automate an SIP in Motilal Oswal Large and Midcap Fund?

Set up bank mandate or UPI auto-pay through Allvest platform during SIP registration. This ensures automatic deduction from your bank account on chosen dates without manual intervention each month.

How can I withdraw/redeem my investment in Motilal Oswal Large and Midcap Fund?

Log into your Allvest account, select the fund, choose partial or full redemption, specify units or amount to redeem. Note that 1% exit load applies if redeemed within 1 year.