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Navi Flexi Cap Fund: Investment Details, Returns, NAV & Analysis | Allvest

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Get comprehensive insights on Navi Flexi Cap Fund - investment objective, fund manager details, returns since inception, expense ratio, minimum SIP amount and how to invest through Allvest.

Investment Objective and Approach

Navi Flexi Cap Fund aims to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time. The fund is mandated to invest at least 65 per cent of its assets in equity stocks at all times.

Flexi cap funds have complete freedom to invest in companies of different sizes, depending on where the fund management team expects maximum gains. Unlike multi-cap mutual funds, flexi-cap funds do not need to invest a fixed percentage in large, mid and small-cap stocks. This flexibility allows the fund manager to dynamically allocate investments based on market opportunities and potential returns across market capitalizations.

The fund follows a diversified investment strategy, focusing on stock selection without being constrained by market capitalization limits. This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager.

Key Investment Details:

- Returns since inception: 13.71% (Direct Plan)

- Expense ratio: 0.43% (Direct Plan)

- AUM: ₹243.97 crores as of May 2025

- Minimum SIP amount: ₹100

Fund Managers

Ashutosh Shirwaikar serves as the Head of Investments & Fund Manager at Navi, overseeing all equity schemes. Ashutosh has a total experience of nearly 9 years in the Equity markets. Prior to joining Navi, he spent 7 years at Quantum Advisory, where he worked as an analyst, focusing on sectors such as Auto, Media, Power, and Chemicals.

Ashutosh holds an MBA in Finance from Jamunalal Bajaj Institute of Management Studies (JBIMS). He is a post graduate in MBA Finance from JBIMS, Mumbai and is currently pursuing CFA level III. With a solid foundation in fundamental analysis, he now endeavors to hone his skills in the area of stock investing with the objective of generating long term wealth for his clients.

The fund is co-managed by Aditya Mulki, an investment professional with close to a decade of experience in equity research and fund management. As the Head of Investments at Navi AMC, he currently manages an AUM of ₹7,000 crores encompassing both active and passive schemes.

About the Fund House (AMC)

Navi Mutual Fund (formerly Essel Mutual Fund) was established on April 9, 2009, as a Trust sponsored by Navi Trustee Limited (formerly Essel Mutual Fund Trustee Limited). It was in December 2009 when Navi AMC Limited (formerly Essel Finance AMC Limited), got a green signal from SEBI to commence its mutual fund business and operations as Navi Mutual Fund.

Navi was founded by Sachin Bansal (co-founder of Flipkart) & Ankit Agarwal (ex-banker with Deutsche Bank and Bank of America) which acquired Essel Finance Mutual Fund and renamed it Navi Mutual Fund. Currently, Mr. Rajiv Naresh is the Managing Director & CEO of Navi Mutual Fund.

As of Dec 31, 2024, the fund house's assets under management (AUM) were Rs 6,998 crores. Navi Mutual Fund offers a wide array of investment options - from a range of low-cost index funds to ELSS funds among other investment options across sectors, market caps, and geographies to help investors meet their unique financial goals.

The AMC is known for its low-cost investment approach and focus on passive investing strategies. In 2022, Navi Mutual Fund launched 6 index funds that serve the different needs of investors, keeping their risk tolerance in mind. With a passive investing strategy and strong leadership, Navi's low-cost funds make Navi Mutual Fund one of India's most popular and sought-after AMCs.

Should I Invest in Navi Flexi Cap Fund?

Navi Flexi Cap Fund can be suitable for investors seeking long-term capital appreciation with diversified equity exposure across market capitalizations. Here are key considerations:

Suitable For:

- Long-term investors with investment horizon of 5+ years

- Investors seeking diversified equity exposure without market cap constraints

- Those comfortable with high equity market volatility

- Investors looking for professional fund management with flexibility

Key Advantages:

- Low expense ratio compared to category average

- Experienced fund management team

- Flexibility to invest across all market capitalizations

- No lock-in period for redemptions

Risk Factors:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way. Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

The fund carries very high risk as per the riskometer and is subject to equity market volatility. Like for all equity funds, you must invest only through the SIP route.

FAQs

What is today's NAV of Navi Flexi Cap Fund?

The NAV changes daily based on market movements. You can check the current NAV on Allvest's platform or the fund's official website for real-time updates.

What is the AUM of Navi Flexi Cap Fund?

The assets under management (AUM) of Navi Flexi Cap Fund Direct Growth is Rs 243.97 crores as of May 2025.

What is the expense ratio of Navi Flexi Cap Fund?

The expense ratio of Navi Flexi Cap Fund - Direct Plan is 0.43%. The Regular Plan has a higher expense ratio of 2.29%.

What are the returns of Navi Flexi Cap Fund since inception?

The Direct Plan has delivered 13.71% returns since inception. The fund was launched in July 2018, making it approximately 6 years 9 months old.

What is the minimum SIP amount to invest in Navi Flexi Cap Fund?

The minimum SIP amount for Navi Flexi Cap Fund is ₹100.

How do I invest in Navi Flexi Cap Fund?

You can invest in Navi Flexi Cap Fund through Allvest's platform via SIP or lump sum investment. Simply create an account, complete your KYC, and start investing with as low as ₹100.

How to start a SIP in Navi Flexi Cap Fund?

Register on Allvest platform, search for Navi Flexi Cap Fund, select SIP option, choose your investment amount and frequency, and set up auto-debit instructions for seamless investing.

How do I automate an SIP in Navi Flexi Cap Fund?

After setting up your SIP on Allvest, enable auto-debit from your bank account. This ensures your SIP amount is automatically debited on your chosen date every month without manual intervention.

How can I withdraw/redeem my investment in Navi Flexi Cap Fund?

You can redeem your investment anytime through Allvest platform as there's no lock-in period. Simply go to your portfolio, select the fund, choose redemption amount, and the proceeds will be credited to your registered bank account within 2-3 working days.