Investment Objective and Approach

The scheme seeks to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

The fund follows a flexi-cap approach, which means it has the flexibility to invest across market capitalizations - large, mid, and small-cap companies based on market opportunities and the fund manager's conviction. The fund's allocation of assets is distributed as 97.01% in equities, 0.00% in bonds, and 2.99% in cash and cash equivalents, demonstrating its equity-focused investment strategy.

The investment approach focuses on identifying quality companies with strong fundamentals and growth potential across different market segments, allowing the fund to capitalize on opportunities across the entire market spectrum while maintaining portfolio diversification.

Fund Managers

Manish Gunwani is the Current Fund Manager of Nippon India Flexi Cap Fund Direct Growth fund. Mr. Gunwani is currently the CIO of Equity Investments at Nippon India Mutual Fund. He is an alumnus of IIT Chennai, where he completed his B.Tech and also has a PGD in Management from IIM Bangalore. With over 21 years of experience in work and research, mostly in Equity and Fund management.

The fund managers of Nippon India Flexi Cap Fund Regular Growth are Manish Gunwani, Dhrumil Shah, Kinjal Desai, Nikhil Rungta. This experienced team brings together diverse expertise in equity research, portfolio management, and market analysis to deliver consistent performance across market cycles.

About the Fund House (AMC)

Nippon India Mutual Fund is one of India's leading asset management companies with a rich legacy spanning decades. Nippon India Mutual Fund stands as one of the premier asset management companies in India, managing Assets Under Management (AUM) amounting to Rs. 380049 crores as of December 2023. Initially known as Reliance Mutual Fund, it underwent a transformation when Nippon Life Insurance Company, based in Japan, increased its stake to 75%, leading to the renaming of the company as Nippon India Mutual Fund in November 2019. Notably, it holds the distinction of being the first mutual fund company to be listed on stock exchanges in 2017 during its earlier avatar as Reliance Mutual Fund.

Nippon India Mutual Fund is one of India's leading mutual funds, with Average Assets Under Management (AAUM) of Rs 2,79,431 Crores​​. NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.

The AMC's backing by Nippon Life Insurance Company, one of Japan's largest life insurance companies, provides it with strong financial stability and access to global investment expertise. The fund house has consistently focused on delivering value to investors through disciplined investment processes and robust risk management frameworks.

Should I Invest in Nippon India Flexi Cap Fund?

This fund could be suitable for investors seeking:

Ideal Investor Profile:

- Long-term wealth creation goals (5+ years investment horizon)

- Moderate to high risk tolerance

- Preference for actively managed equity exposure

- Seeking diversification across market capitalizations

Key Strengths:

- Nippon India Flexi Cap Fund Regular Growth has delivered average annual returns of 13.08% since inception

- Experienced fund management team led by seasoned CIO Manish Gunwani

- Flexibility to invest across market caps based on opportunities

- Strong fund house with substantial AUM and proven track record

- The minimum SIP amount of Nippon India Flexi Cap Fund is ₹100, making it accessible to retail investors

Important Considerations:

- The Nippon India Flexi Cap Fund Direct Growth is rated Very High risk

- Equity market volatility can impact short-term returns

- The Expense Ratio of Nippon India Flexi Cap Fund is 1.72% for regular plan, while The expense ratio of Nippon India Flexi Cap Fund Plan is 0.43 as of 4th July 2025 for direct plan

- Exit load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days

The fund's flexi-cap nature provides the advantage of capitalizing on opportunities across different market segments while maintaining professional management. However, investors should align their investment with their risk tolerance and investment timeline.

FAQs

What is today's NAV of Nippon India Flexi Cap Fund?

The Latest NAV as of 14 Aug 2025 is ₹17.32 for the direct growth plan. NAV updates daily based on market movements.

What is the AUM of Nippon India Flexi Cap Fund?

The AUM (i.e. assets under management) of Nippon India Flexi Cap Fund is ₹8951.15 Cr as of 4th July 2025. The fund has substantial assets reflecting investor confidence.

What is the expense ratio of Nippon India Flexi Cap Fund?

The expense ratio of Nippon India Flexi Cap Fund Plan is 0.43 as of 4th July 2025 for direct plans. Regular plans have higher expense ratios due to distributor commissions.

What are the returns of Nippon India Flexi Cap Fund since inception?

Nippon India Flexi Cap Fund Regular Growth has given a CAGR return of 15.97% since inception. Direct plans typically deliver slightly higher returns due to lower expenses.

What is the minimum SIP amount to invest in Nippon India Flexi Cap Fund?

Minimum SIP Investment is set to ₹100. This low minimum makes the fund accessible to investors starting their investment journey.

How do I invest in Nippon India Flexi Cap Fund?

You can invest through Allvest's platform by selecting the fund, choosing investment mode (SIP/lump sum), entering the amount, and completing KYC requirements. Allvest offers a seamless digital investment experience.

How to start a SIP in Nippon India Flexi Cap Fund?

Through Allvest, select SIP option, choose investment amount (minimum ₹100), set frequency (monthly/quarterly), provide bank mandate details, and activate your SIP for automated investing.

How do I automate an SIP in Nippon India Flexi Cap Fund?

Allvest's platform allows you to set up automatic SIPs with bank mandate registration. Once set up, investments will be debited automatically on your chosen dates without manual intervention.

How can I withdraw/redeem my investment in Nippon India Flexi Cap Fund?

You can redeem through Allvest's platform by logging in, selecting the fund holding, choosing partial or full redemption, and submitting the request. Proceeds typically credit within 3-4 working days.