Investment Objective and Approach

The primary investment objective of the scheme is to generate long-term capital growth by predominantly investing in an active and concentrated portfolio of equity & equity related instruments up to 30 companies across market capitalization. The secondary objective of the scheme is to generate consistent returns by investing in debt, money market securities, REITs and InvITs.

The fund follows a focused investment approach with several key characteristics:

- Concentrated Portfolio: A scheme focused on the number of stocks (maximum 30).

- Diversified Market Cap Exposure: The fund invests across large, mid, and small-cap companies

- Minimum Equity Allocation: Minimum investment in equity & equity related instruments - 65% of total assets.

- Flexi-cap Strategy: This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Key Financial Metrics (as of May 2025):

- Assets Under Management (AUM): ₹8,193.07 Cr as of 15th May 2025

- Expense Ratio: 1.15% as of 15th May 2025

- Latest NAV: ₹130.49

- Minimum SIP Investment: ₹100, Minimum Lumpsum Investment: ₹5,000

Fund Managers

Samir Rachh is the Current Fund Manager of Nippon India Focused Equity Fund Direct Growth fund. The fund management team has been recognized for their expertise in equity investments. Vinay Sharma, Kinjal Desai, with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

The fund management approach emphasizes:

- Quality stock selection

- Long-term investment horizon

- Focused portfolio construction

- Active management across market capitalizations

About the Fund House (AMC)

Nippon India Mutual Fund is one of India's leading asset management companies with a strong market presence. Nippon India Mutual Fund, previously known as Reliance Mutual Fund, was renamed on September 28, 2019, after Nippon Life Insurance, Japan, acquired a 75% stake in Reliance Nippon Life Asset Management. The Mumbai-based asset management company, established in 1995, is one of the fastest-growing AMCs in the country.

Key Highlights of Nippon India AMC:

- As of December 2023, the average asset under management stood at Rs. 3.77 lakh crores with more than 225.44 lakh folios.

- NIMF offers a well-rounded portfolio of products to meet the varying requirements of investors and has a presence in 272 locations across India.

- It has a total of 80 direct mutual fund schemes in operation, out of which there are a total of 45 equity schemes, 27 debt schemes and 8 hybrid schemes.

Corporate Structure:

- NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee.

- Headquarters: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013.

Should I Invest in Nippon India Focused Fund?

This fund may be suitable for investors who:

Investment Considerations:

- Seek long-term capital appreciation through equity investments

- Are comfortable with focused portfolio approach (maximum 30 stocks)

- Have a high-risk tolerance as The Nippon India Focused Equity Fund Direct Growth is rated Very High risk.

- Can invest for a minimum of 5+ years horizon

- Want professional fund management with flexibility across market capitalizations

Risk Factors:

- Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

- Concentrated portfolio approach may lead to higher volatility

- The volatility or standard deviation for the Nippon India Focused Equity Fund is 15.19

- Exit load for units more than 10% of the investments, an exit load of 1% if redeemed within 12 months.

Investment Modes Available:

- Like for all equity funds, you must invest only through the SIP route.

- Both SIP and lumpsum options available

- Direct and regular plan options

FAQs

What is today's NAV of Nippon India Focused Fund?

The latest NAV for Nippon India Focused Equity Fund is ₹130.49. NAV is updated daily and may vary based on market conditions.

What is the AUM of Nippon India Focused Fund?

The AUM (assets under management) of Nippon India Focused Equity Fund is ₹8,193.07 Cr as of 15th May 2025.

What is the expense ratio of Nippon India Focused Fund?

The expense ratio of Nippon India Focused Equity Fund Plan is 1.15% as of 15th May 2025.

What are the returns of Nippon India Focused Fund since inception?

The fund has delivered competitive returns across different time horizons. The 1-year, 3-year and 5-year returns of this fund were 11.44%, 18.19% and 26.75% respectively. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Nippon India Focused Fund?

Minimum SIP Investment is set to ₹100. This makes it accessible for investors to start their investment journey with a small amount.

How do I invest in Nippon India Focused Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and setting up payment instructions. Allvest provides a seamless investment experience.

How to start a SIP in Nippon India Focused Fund?

Register on Allvest platform, complete KYC verification, select Nippon India Focused Fund, choose SIP option, set investment amount and frequency. Allvest will help you set up automated monthly investments.

How do I automate an SIP in Nippon India Focused Fund?

Through Allvest, you can set up bank mandate or UPI autopay for automated SIP deductions. This ensures consistent investments without manual intervention every month.

How can I withdraw/redeem my investment in Nippon India Focused Fund?

Log into your Allvest account, go to your portfolio, select the fund, choose redemption option, specify amount or units to redeem. Exit load of 1% applies if redeemed within 12 months.