Investment Objective and Approach

The scheme seeks capital appreciation and/or to generate consistent returns by actively investing in equity/ equity related securities predominantly into value stocks. This fund follows a value/contrarian style of investing, which endeavours to find stocks that are priced significantly lower than what the fund management team believes is their true worth.

The fund's strategy focuses on identifying undervalued companies with strong fundamentals that are trading below their intrinsic value. They invest in the stocks of companies which are undervalued but have a potential to grow. This approach requires thorough fundamental analysis to discover quality businesses available at attractive valuations.

Key Investment Features:

- AUM of ₹8,955 Cr as of July 2025

- Expense ratio of 1.08% as of August 1, 2025

- Minimum investment of ₹500 for lump sum and ₹100 for SIP

- Exit load of 1% if redeemed within 0-12 months

Fund Managers

The fund is managed by an experienced team of fund managers:

Meenakshi Dawar

Ms. Dawar is currently a Fund Manager at Reliance Mutual Fund. Before joining Reliance Nippon Life Asset Management Limited, she was a Fund Manager at IDFC mutual fund and Senior Associate at ICICI Securities. She did her MBA from IIM Ahmedabad and B.Tech from IGIT-Delhi.

Dhrumil Shah

Fund Manager of Nippon India Value Fund Direct Growth, since January 1, 2023

Kinjal Desai

Fund Manager of Nippon India Value Fund Direct Growth, since May 25, 2018

The fund managers are Meenakshi Dawar, Dhrumil Shah, Kinjal Desai.

About the Fund House (AMC)

Nippon India Mutual Fund (formerly Reliance Mutual Fund) stands as one of India's leading asset management companies. Nippon India Mutual Fund, previously known as Reliance Mutual Fund, was renamed on September 28, 2019, after Nippon Life Insurance, Japan, acquired a 75% stake in Reliance Nippon Life Asset Management. The Mumbai-based asset management company, established in 1995, is one of the fastest-growing AMCs in the country.

Key Statistics:

- Average asset under management stood at Rs. 3.77 lakh crores as of December 2023 with more than 225.44 lakh folios

- Total of 80 direct mutual fund schemes in operation, including 45 equity schemes, 27 debt schemes and 8 hybrid schemes

- Presence in 272 locations across India

NIMF has been established as a trust under the Indian Trusts Act, 1882 with Nippon Life Insurance Company as its Sponsor and Nippon Life India Trustee Ltd as its Trustee. NAM India's promoters are Reliance Capital Limited and Nippon Life Insurance Company that hold 75.93% of its total issued and paid-up equity share capital.

Leadership:

The company is led by its CEO Sundeep Sikka. The AMC brings together extensive experience in wealth management and investment strategies, combining local market knowledge with international best practices.

Should I Invest in Nippon India Value Fund?

Performance Track Record:

- CAGR return of 16.97% since inception

- Returns over last 1, 3 and 5 years: 2.61%, 24.79% and 27.59% respectively

- Fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods

Who Should Consider This Fund:

- Investors seeking long-term capital appreciation through value investing

- Those with investment horizon of 5+ years as value-oriented funds require patience

- Risk-tolerant investors comfortable with equity market volatility

- Investors believing in contrarian investment approach

Investment Considerations:

- When you invest for five years or more, you can expect gains that comfortably beat inflation. But be prepared for ups and downs in your investment value along the way.

- Like for all equity funds, you must invest only through the SIP route

- Warning: Do not invest in this, or any other value-oriented fund, if you need to redeem your investment in less than five years

Tax Implications:

- If mutual fund units are sold within 1 year, entire gain is taxed at 20%

- If sold after 1 year, gains up to Rs 1.25 lakh are exempt from tax. Gains over Rs 1.25 lakh are taxed at 12.5%

FAQs

What is today's NAV of Nippon India Value Fund?

The NAV varies daily based on market movements. You can check the current NAV on Allvest or the fund house website for real-time updates.

What is the AUM of Nippon India Value Fund?

The fund has an AUM of ₹8,955 Cr as of July 2025, indicating strong investor confidence and substantial asset base.

What is the expense ratio of Nippon India Value Fund?

The expense ratio is 1.08%, which covers fund management and operational expenses.

What are the returns of Nippon India Value Fund since inception?

The fund has delivered a CAGR return of 16.97% since inception, demonstrating consistent long-term performance.

What is the minimum SIP amount to invest in Nippon India Value Fund?

The minimum SIP investment is ₹100, making it accessible for small investors.

How do I invest in Nippon India Value Fund?

You can invest through Allvest's platform by completing KYC, selecting the fund, choosing SIP or lump sum, and setting up payment instructions.

How to start a SIP in Nippon India Value Fund?

Register on Allvest, select Nippon India Value Fund, choose SIP option, set amount and frequency, and authorize automatic deduction from your bank account.

How do I automate an SIP in Nippon India Value Fund?

Set up a bank mandate or UPI autopay through Allvest platform for seamless monthly deductions without manual intervention.

How can I withdraw/redeem my investment in Nippon India Value Fund?

Login to Allvest, select the fund, choose redemption option, specify units or amount to redeem. Note the 1% exit load if redeemed within 12 months.