INIFC2503026
The investment objective of the scheme is to generate long-term capital appreciation by investing in equity and equity-related instruments across market capitalizations. NJ Flexi Cap Fund is a unique flexi cap fund that flexibly picks the best quality companies through its 100% rule-based investment strategy.
Key Investment Features:
- Quality-focused Strategy: The fund emphasizes quality-focused investing by selecting companies with strong financial performance including high and consistent profitability, steady cash flows and dividends, and low debt levels. The inclusion of quality companies enhances the potential for long-term growth while offering better downside protection.
- Market-cap Agnostic Approach: The fund adopts a market-cap agnostic strategy, diversifying across large, mid, and small-cap stocks without bias, while emphasizing quality.
- Dynamic Weighting Methodology: The fund employs a dynamic weighting methodology to optimally allocate across large, mid, and small-cap companies through momentum and value factors.
- Data-driven Decisions: The fund bases its investment decisions on a 100% rule-based investment strategy, powered by the in-house NJ Smart Beta research platform.
Portfolio Characteristics:
- The fund demonstrates a unique market-cap agnostic investment approach with only 15.72% overlap against the Nifty 500 Index and 10.69% against its peers, showing significant divergence and suggesting a strategy focused on unique stock selection.
Dhaval Patel is the current Fund Manager of NJ Flexi Cap Fund. The fund is managed by Viral Shah and Dhaval Patel. Prior to joining NJ Mutual Fund, Shah has worked with Axis Mutual Fund and Credit Analysis & Research Ltd. He has been Principal Officer for PMS segment with NJ Asset Management for more than 10 years.
NJ Asset Management Private Limited operates under the umbrella of the NJ Group, which has a rich history in India's financial services sector. NJ Mutual Fund was set up in 1994, with NJ being an acronym for Mr Niraj Choksi & Mr Jignesh Desai, two first-generation entrepreneurs who began their journey in 1994.
Company Evolution:
- The journey of NJ began in 1994 with the establishment of NJ India Invest Pvt. Ltd., the flagship company, to cater to investor needs in the financial services industry.
- SEBI awarded the company permission to launch a mutual fund in April 2021.
- NJ India, started by first-generation entrepreneurs Neeraj Choksi and Jignesh Desai, has emerged as the number one MF distributor in terms of commissions earned.
Investment Philosophy:
The fund house believes in "Rule-based Active Investment" or "Smart Beta Strategies" where specialised financial data scientists bring their market experience and innovative technologies to select stocks, allocate assets and assign weights. It is one of the most successful techniques of factor investing that uses the data-driven system to provide optimal value to investors and reduce human bias.
Current Operations:
- NJ Mutual Fund has grown with its unique management strategies and now has a presence across 185 locations, 23 states, with 2017 employees and 38,900+ active distributors. The Asset Under Management (AUM) is over 5,743 crores as of March 31, 2024.
- NJ PMS, which is part of the NJ mutual fund company, now manages assets worth over Rs. 2,200 crore.
NJ Flexi Cap Fund may be suitable for investors seeking:
Investment Suitability:
- Long-term wealth creation across market capitalizations
- Exposure to quality companies through systematic selection
- Data-driven investment approach with reduced human bias
- Diversification benefits with low overlap to benchmark indices
Key Considerations:
- The fund is rated Very High risk.
- Do not invest in this fund if you need to redeem your investment in less than five years.
- Like for all equity funds, you must invest only through the SIP route.
Financial Metrics:
- Fund Launch: September 5, 2023
- Current AUM: ₹2,356.83 crore as of August 14, 2025
- Expense Ratio: 0.55% as of August 14, 2025
- Minimum SIP: ₹100
- Minimum Lumpsum: ₹500
What is today's NAV of NJ Flexi Cap Fund?
The latest NAV varies daily. You can check the current NAV on Allvest platform or the fund's official website for real-time updates.
What is the AUM of NJ Flexi Cap Fund?
The AUM is ₹2,356.83 crore as of August 14, 2025.
What is the expense ratio of NJ Flexi Cap Fund?
The expense ratio is 0.55% as of August 14, 2025.
What are the returns of NJ Flexi Cap Fund since inception?
The fund has delivered a CAGR of 18.99% since inception. Returns are subject to market conditions and past performance doesn't guarantee future results.
What is the minimum SIP amount to invest in NJ Flexi Cap Fund?
The minimum SIP amount is ₹100.
How do I invest in NJ Flexi Cap Fund?
You can invest through Allvest platform by selecting the fund, choosing SIP or lumpsum option, entering the amount, and completing the payment process online.
How to start a SIP in NJ Flexi Cap Fund?
Through Allvest, select NJ Flexi Cap Fund, choose SIP option, set your monthly investment amount and date, then complete the mandate setup for automatic deductions.
How do I automate an SIP in NJ Flexi Cap Fund?
Set up an auto-debit mandate through Allvest platform by providing your bank details and authorizing automatic monthly deductions for seamless SIP investments.
How can I withdraw/redeem my investment in NJ Flexi Cap Fund?
You can redeem your investment through Allvest platform by selecting the redeem option, specifying the amount or units, and submitting the redemption request. The amount will be credited to your bank account within 2-3 business days.
Clients/Investors to abstain them from dealing in any schemes of unauthorised collective investments / portfolio management, indicative/ guaranteed/fixed returns / payments etc.
Sr. No
Name of KMP
Designation
Mobile Number
Email ID
2.
Mr. Amit Bansal
Designated Director /
Compliance Officer