Investment Objective and Approach

The investment objective of the Scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities, foreign equities and related instruments and debt securities.

The fund follows a value investing philosophy, focusing on:

- Buying securities at a discount to intrinsic value will help to create value for investors. Our investment philosophy is to invest in such value stocks.

- The Fund Manager will follow an active investment strategy primarily based on fundamental research driven bottom up stock selection approach.

- Its investment universe is not restricted by any self-imposed limitations in terms of sector, market capitalisation, geography, etc. However, an average of 65% of its corpus will be invested in listed Indian equities, in order to benefit from the favourable Capital Gains tax treatment accorded to such schemes.

Key Investment Approach:

- Long Term refers to an investment horizon of 5 years and more.

- We believe that a person does not require more than 25 to 30 good investments to create wealth in the long term. Thus, a single scheme can suffice if one has the confidence and trust in the managers who are operating the fund.

- Since Investing requires disciplined risk management, the AMC would incorporate safeguards seeking to control risks in the portfolio construction process. Such safeguards would include reasonable diversification of the portfolio, which the AMC aims to achieve by spreading the investments over a range of industries, sectors and market capitalizations.

Fund Managers

The fund is managed by a team of experienced professionals:

Domestic Equity Management:

- The domestic equity portion of the scheme will be managed by Mr. Rajeev Thakkar and Mr. Rukun Tarachandani

International Investments:

- while Raunak Onkar manages the foreign investment component.

Fixed Income Management:

- Raj Mehta and Ms. Mansi Kariya is responsible for the 'fixed income' investment component.

Fund Manager Profiles:

- Raj Mehta: Commerce Graduate from University of Mumbai (N.M. College); Fellow Member of Institute of Chartered Accountants of India (ICAI); CFA Charter Holder.

- Rukun Tarachandani: has done B Tech (Information Technology), PGPM (Finance), CFA and CQF. Prior to joining PPFAS Mutual Fund, he has worked with Kotak Mutual Fund, Goldman Sachs, Unnati Investment Management & Research Group.

- Mansi Kariya: has done B.Com, MS Finance and CFA

About the Fund House (AMC)

PPFAS Asset Management Private Ltd. is the asset manager of PPFAS Mutual Fund, established back in 2012. The AMC is registered as a trust under the Indian Trust Act, 1882. It is registered with SEBHI vide registration code MF/069/12.

PPFAS Mutual Fund Characteristics:

- The fund house follows a distinctive investing ethos centered around long-term investment, simplicity, and process orientation.

- Reflecting its investment philosophy, the AMC has chosen a tortoise, affectionately named Professor Tortoise or ProTo, as its logo, representing attributes of age and wisdom.

- PPFAS mutual fund is Best Value Mutual Fund for Long Term Investing.

Fund House Philosophy:

- While some may regard us as boring, we are adamant that we will never sacrifice prudence for the sake of providing excitement.

- Also, having strong conviction in the principle of compounding, we will offer our investors only the 'Growth Option" and not the 'Dividend Option'.

Should I Invest in Parag Parikh Flexi Cap Fund?

Fund Suitability:

Ideal for investors who:

- For whom the term 'long term' means a minimum period of five years. Who gets excited rather than repelled, when stock prices and valuations are low. For whom purchasing a stock is no different from purchasing a business.

Performance Metrics (as of August 28, 2025):

- Parag Parikh Flexi Cap Fund fund has generated a return of 6.80% in 1 year, 21.11% in 3 years, 22.77% in 5 years.

- The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

- Ranked 2 out of 21 mutual funds in the flexi cap category as per INDmoney.

Key Investment Details:

- Current NAV: ₹91.17, as of 28th August 2025

- AUM: ₹113280.87 Cr as of 28th August 2025

- Expense Ratio: 0.63 as of 28th August 2025

- Minimum SIP: ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

Exit Load Structure:

- 2.00 % if the investment is redeemed on or before 365 days from the date of allotment of units. 1.00 % if the investment is redeemed after 365 days but on or before 730 days from the date of allotment of units. No Exit Load will be charged if investment is redeemed after 730 days from the date of allotment of units.

FAQs

What is today's NAV of Parag Parikh Flexi Cap Fund?

The current NAV of Parag Parikh Flexi Cap Fund is ₹91.17, as of 28th August 2025. NAV is updated daily after market closure and reflects the per-unit value of the fund.

What is the AUM of Parag Parikh Flexi Cap Fund?

The AUM (assets under management) of Parag Parikh Flexi Cap Fund is ₹113280.87 Cr as of 28th August 2025. This represents the total value of assets managed by the fund.

What is the expense ratio of Parag Parikh Flexi Cap Fund?

The expense ratio of Parag Parikh Flexi Cap Fund Plan is 0.63 as of 28th August 2025. This is the annual fee charged for managing the fund, which is relatively low compared to industry standards.

What are the returns of Parag Parikh Flexi Cap Fund since inception?

Parag Parikh Flexi Cap Fund Direct-Growth scheme return performance in last 1 year is 6.80%, in last 3 years is 77.66% and 815.99% since scheme launch. The fund was launched in May 2013, delivering strong long-term performance.

What is the minimum SIP amount to invest in Parag Parikh Flexi Cap Fund?

The minimum investment required to start investing in Parag Parikh Flexi Cap Fund - Direct Plan is ₹1,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

How do I invest in Parag Parikh Flexi Cap Fund?

You can invest in Parag Parikh Flexi Cap Fund through Allvest platform by creating an account, completing KYC verification, and selecting the fund for lump sum or SIP investment. Allvest provides a seamless investment experience with comprehensive fund analysis tools.

How to start a SIP in Parag Parikh Flexi Cap Fund?

To start a SIP through Allvest, log into your account, search for Parag Parikh Flexi Cap Fund, select SIP option, choose your investment amount (minimum ₹1,000), select frequency, and complete the mandate setup. Your SIP will begin from the next cycle.

How do I automate an SIP in Parag Parikh Flexi Cap Fund?

Through Allvest platform, you can set up automatic SIP by providing bank mandate authorization during SIP setup. This ensures seamless monthly deductions without manual intervention, making your investment journey completely automated.

How can I withdraw/redeem my investment in Parag Parikh Flexi Cap Fund?

You can redeem your investment through Allvest by logging into your account, selecting the fund, choosing partial or full redemption, and submitting the request. The exit load is 2% if redeemed in 0-365 Days, 1% if redeemed in 365-730 Days. Processing typically takes 1-3 business days.