Investment Objective and Approach

PGIM India Flexi Cap Fund aims to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved, and the Scheme does not guarantee/indicate any returns.

Investment Approach

The fund follows a comprehensive investment strategy designed for capital growth:

- The Scheme actively manages a diversified portfolio of strong growth companies with sustainable business models.

- The AMC incorporates safeguards seeking to control risks in the portfolio construction process through disciplined risk management.

- Risk is expected to be reduced through diversification of the portfolio, which the AMC aims to achieve by spreading the investments over a range of industries, sectors and market capitalizations.

Key Investment Benefits

- Diversified portfolio of strong growth companies with sustainable business models spread over a range of industries, sectors and market capitalizations

- Flexibility to increase or decrease exposure to Large, Mid or Small Cap

- Participate in themes beyond the large cap space with an unconstrained investment strategy

- Suitable for achieving long-term goals

Ideal Investment Horizon

The ideal time horizon for investing in PGIM India Flexi Cap Fund should be at least five years and more.

Fund Managers

The fund is managed by a team of experienced professionals:

Current Fund Management Team (as of 2025)

1. Alok Agarwal - Current Fund Manager of PGIM India Flexi Cap Fund

2. Vinay Paharia - One of the fund managers with extensive experience

3. Puneet Pal - Fund manager contributing to the investment decisions

4. A. Anandha Padmanabhan - Fund Manager since 1 June 2021

Fund Manager Expertise

Alok Agarwal has prior experience with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager. Vinay Paharia was previously associated with Invesco Asset Management Company, L&T Mutual Fund, and other financial institutions.

Vinay Paharia, CIO at PGIM India Mutual Fund, has been in the mutual fund industry for 17 years and manages assets worth Rs 20,300 crore across nine equity and hybrid schemes at the fund house.

About the Fund House (AMC)

PGIM India Mutual Fund Background

PGIM India Mutual Fund is a wholly owned business of PGIM, the global investment management business of the US based Prudential Financial, Inc. (PFI). PGIM is a leading global investment manager with a wide range of actively managed asset classes including Equities, Fixed Income, Real Estate, private credit, and other alternatives.

Global Presence and Expertise

Prudential Financial, Inc. (PFI), with operations spanning the United States, Asia, Europe, and Latin America, provides a wide array of products and services, including life insurance, annuities, retirement-related services, mutual funds, and investment management.

PGIM India Mutual Fund leverages PGIM's shared legacy of 150 years and global resources along with local investment expertise to create wealth-building solutions for both retail and institutional investors.

Investment Philosophy

PGIM India Asset Management is a full-service investment manager that offers a broad range of equity and fixed income solutions to retail and institutional investors throughout the country across equity, debt and hybrid categories along with international fund of fund schemes. It manages 19 open-ended funds operated by 18 investment professionals.

Fund Performance and Assets

As of recent data:

- The fund currently has an Asset Under Management (AUM) of ₹24,681 Cr as of 14 Jul 2025

- PGIM India Flexi Cap Fund Direct Growth has given a CAGR return of 14.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.10%, 12.43% and 26.39% respectively

Should I Invest in PGIM India Flexi Cap Fund?

This flexi-cap fund offers several advantages for equity investors seeking diversification across market capitalizations:

Suitable For:

- Investors with investment horizons of 5+ years

- Those seeking exposure across large, mid, and small-cap companies

- Investors looking for professional fund management with risk control measures

- Those wanting to participate in growth themes beyond large-cap space

Key Considerations:

- The fund is rated Very High risk with an exit load of 0.5% if redeemed within 90 days

- Minimum application amount is Rs 5,000 for lump sum and Rs 1,000 for additional investment, with commitment to at least 5 instalments through SIP

- The fund provides flexibility to adjust allocation based on market opportunities

- Professional management team with extensive experience and global backing

Investment Process:

You can invest through PGIM India Website by creating your profile and submitting identity details, bank account information, and becoming KYC compliant. You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.

FAQs

What is today's NAV of PGIM India Flexi Cap Fund?

The NAV fluctuates daily based on market conditions. You can check the current NAV on the PGIM India website or financial platforms like Allvest for real-time updates.

What is the AUM of PGIM India Flexi Cap Fund?

The fund currently has an Asset Under Management (AUM) of ₹24,681 Cr as of 14 Jul 2025.

What is the expense ratio of PGIM India Flexi Cap Fund?

The expense ratio is 0.43% for the direct plan, which includes fund management fees and administrative costs.

What are the returns of PGIM India Flexi Cap Fund since inception?

PGIM India Flexi Cap Fund Direct Growth has given a CAGR return of 14.54% since inception.

What is the minimum SIP amount to invest in PGIM India Flexi Cap Fund?

Minimum SIP Investment is set to ₹1,000 with commitment to at least 5 instalments through SIP.

How do I invest in PGIM India Flexi Cap Fund?

You can invest through Allvest's platform, PGIM India's website, or through registered mutual fund distributors. Complete your KYC process and choose between SIP or lump sum investment options.

How to start a SIP in PGIM India Flexi Cap Fund?

Register with Allvest or PGIM India's platform, complete KYC verification, select the SIP option, choose your investment amount (minimum ₹1,000), and set up automated payments.

How do I automate an SIP in PGIM India Flexi Cap Fund?

Set up bank mandate or UPI auto-debit through Allvest's platform or the AMC's website to ensure automatic monthly deductions for your SIP investments.

How can I withdraw/redeem my investment in PGIM India Flexi Cap Fund?

Submit a redemption request through Allvest, the AMC's website, or your distributor. Exit load is 0.5% if redeemed within 0-90 Days. Proceeds typically credit to your registered bank account within 3-4 business days.