Investment Objective and Approach

The PGIM India Large and Mid Cap Fund aims to achieve long-term capital appreciation by investing in a diversified portfolio of equity and equity-related instruments of large cap and mid cap companies. The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. The fund follows a flexible allocation strategy across large and mid-cap segments to capitalize on growth opportunities in both market capitalizations.

The fund's investment approach focuses on identifying quality companies with strong fundamentals and growth potential. Aims to Identify quality midcap stocks which can benefit from a favourable economic environment. The fund managers employ bottom-up stock selection combined with top-down sector allocation to construct a well-balanced portfolio that can deliver superior risk-adjusted returns over the long term.

Key investment benefits include:

- Greater growth potential compared to pure large cap funds

- Offers greater growth potential as compared to Large Cap funds. Less volatile as compared to Small Cap funds.

- Tends to recover quickly when the economy revives.

Fund Managers

The fund is managed by an experienced team of investment professionals with deep expertise in Indian equity markets:

Kumaresh Ramakrishnan - He holds a BE degree from the University of Mumbai and an MBA degree from the Narsee Monjee Institute of Management Studies (NMIMS). He joined PGIM India Asset Managers Private Ltd. in 2016 as a Fund Manager and Head of Fixed Income.

Avinash Agarwal - Mr. Alok Agarwal is a B.Com from St. Xavier's College, Kolkata and an M.Com from Annamalai University. Mr. Agarwal became the Senior Fund Manager of Equities at PGIM India Asset Managers Pvt. Ltd. in 2016. Mr. Alok Agarwal is a B.Com from St. Xavier's College, Kolkata and an M.Com from Annamalai University. He also holds an MS in Finance degree from the Institute of Chartered Financial Analysts of India (ICFAI). Mr. Agarwal is a Chartered Accountant and Chartered Financial Analyst.

The fund management team brings extensive experience across different market cycles and has demonstrated expertise in both equity research and portfolio management.

About the Fund House (AMC)

PGIM India Mutual Fund is a wholly owned business of PGIM, the global investment management business of the US based Prudential Financial, Inc. (PFI). PGIM India AMC is a full service investment manager offering a broad range of equity and fixed income solutions to retail and institutional investors. In addition to managing our investors assets through domestic Mutual Funds and International Fund of Funds, we also offer Portfolio Management Services and Alternative Investment Funds.

Global Strength and Legacy:

- The fund house leverages the strength and stability of PGIM's shared legacy of 150 years to build on its long presence in India.

- PGIM is a leading global investment manager with over USD 1.39 trillion in assets under management.

- It has its presence across 17 countries in 39 offices with over 1,300+ investment professionals.

Indian Operations:

- Headquartered in Mumbai, PGIM India Asset Management has a presence in 25 cities across the country including branches in Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata and Pune.

- PGIM India Asset Management Private Limited is managing 342 schemes with an Asset under Management of ₹ 24,137.03 crores. (as per latest available data)

- It manages 19 open-ended funds operated by 18 investment professionals.

Regulatory Compliance:

- PGIM India Asset Management Private Limited custodian is Standard Chartered Bank - India. Its registrar and transfer agent is KFin Technologies Ltd.

- The AMC operates under strict SEBI regulations ensuring investor protection and transparency

Should I Invest in PGIM India Large and Mid Cap Fund?

This fund is suitable for investors seeking:

Investment Horizon: At least five years and more. The fund is designed for long-term wealth creation and requires patience to ride through market volatility.

Investment Goals: Ideal for your long term life goals such as retirement, children's higher education and so on. The fund can serve as a core equity allocation in your portfolio for achieving major financial milestones.

Investment Options:

- The minimum investment required to start investing in PGIM India Large and Mid Cap Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

- You can invest in lumpsum as well as through the SIP mode. You need to commit at least 5 instalments (monthly or quarterly) of Rs 1,000 per instalment through SIP.

Investment Strategy Consideration:

Investing through SIP helps you accumulate more units when markets fall. When market valuations are high, it is advisable to stagger your investments in an Equity Fund.

The fund is appropriate for investors with moderate to high risk tolerance who understand equity market volatility and are committed to staying invested for the long term. It offers diversification benefits by investing across both large and mid-cap segments of the market.

FAQs

What is today's NAV of PGIM India Large and Midcap Fund?

The latest declared NAV of PGIM India Large and Mid Cap Fund - Regular Plan, is ₹12.6500 as of 20-Aug-2025.

What is the AUM of PGIM India Large and Midcap Fund?

The fund's AUM information is part of the broader PGIM India AMC portfolio. For specific fund AUM details, please check the latest factsheet on the fund house website.

What is the expense ratio of PGIM India Large and Midcap Fund?

The expense ratio varies between Regular and Direct plans, with Direct plans having lower expense ratios. Please refer to the latest scheme documents for current expense ratio details.

What are the returns of PGIM India Large and Midcap Fund since inception?

Over the past five years, PGIM India Large and Mid Cap Fund - Regular Plan has delivered an annualised return of --% as of 20-Aug-2025. For comprehensive return data across different time periods, check the fund's performance section on investment platforms.

What is the minimum SIP amount to invest in PGIM India Large and Midcap Fund?

The minimum investment required to start investing in PGIM India Large and Mid Cap Fund - Regular Plan is ₹5,000 for the lump sum option and ₹1,000 for the SIP (Systematic Investment Plan) option.

How do I invest in PGIM India Large and Midcap Fund?

You can invest in this fund through Allvest's platform, which offers a seamless online investment experience. Alternatively, you can invest through the AMC's website or authorized distributors.

How to start a SIP in PGIM India Large and Midcap Fund?

To start a SIP, register with Allvest, complete your KYC, select the fund, choose SIP amount (minimum ₹1,000), and set up auto-debit instructions. The SIP will begin processing from your chosen date.

How do I automate an SIP in PGIM India Large and Midcap Fund?

Set up auto-debit mandate through Allvest's platform or your bank for automatic monthly/quarterly deductions. This ensures consistent investments without manual intervention each month.

How can I withdraw/redeem my investment in PGIM India Large and Midcap Fund?

You can redeem your investment through Allvest's platform, AMC website, or by submitting redemption forms. The proceeds typically reach your bank account within 2-3 business days after processing.