Investment Objective and Approach

PGIM India Large Cap Fund is an actively managed open-ended fund which scouts for companies with high quality and growth potential. While scouting for the best companies in this space, the fund looks at the fundamentals of the business, the industry structure, the quality of management, sensitivity to economic factors, the financial strength of the company and key earnings drivers, among others.

The fund follows a disciplined investment approach with the following key characteristics:

- The fund invests 80% of total assets in Large Cap stocks and the remaining 20% in other equities and debt securities.

- The investment objective of PGIM India Large Cap Fund Direct Plan Growth is to provide investors with long-term capital appreciation by investing in a diversified portfolio of large-cap stocks.

- Focus on companies with strong fundamentals, robust business models, and sustainable competitive advantages

- Emphasis on quality management and financial strength assessment

- Strategic allocation across various sectors to optimize risk-adjusted returns

Fund Managers

The fund is managed by an experienced team of investment professionals:

Vinay Paharia - Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai. Before PGIM India Mutual Fund, he worked with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd, and First Global Stock Broking Pvt. Ltd.

Alok Agarwal - Mr. Alok Agarwal is a B.Com from St. Xavier's College, Kolkata and an M.Com from Annamalai University. He also holds an MS in Finance degree from the Institute of Chartered Financial Analysts of India (ICFAI). Mr. Agarwal is a Chartered Accountant and Chartered Financial Analyst. Mr. Agarwal became the Senior Fund Manager of Equities at PGIM India Asset Managers Pvt. Ltd. in 2016.

The fund management team brings extensive experience in equity research, portfolio management, and deep understanding of Indian financial markets.

About the Fund House (AMC)

PGIM India Mutual Fund is a wholly owned business of PGIM, the global investment management business of the US based Prudential Financial, Inc. (PFI). PGIM is a leading global investment manager with a wide range of actively managed asset classes including Equities, Fixed Income, Real Estate, private credit, and other alternatives.

Key highlights about PGIM India Mutual Fund:

- PGIM India Mutual Fund leverages PGIM's shared legacy of 150 years and global resources along with local investment expertise to create wealth-building solutions for both retail and institutional investors.

- Registered with SEBI in May 2010, PGIM India Mutual Fund has managed assets totaling Rs. 2280 crores as of December 2023.

- PGIM operates across 16 countries and has 38 offices with over 1,300+ investment professionals.

- As of March 2024, it has a total AUM of 23240.16 Crores.

The fund house combines global expertise with local market knowledge, offering investors access to sophisticated investment strategies backed by comprehensive research capabilities.

Should I Invest in PGIM India Large Cap Fund?

PGIM India Large Cap Fund may be suitable for you if:

Investment Profile:

- This fund is suitable for investors who are looking for long-term growth and have a moderate to high risk appetite.

- Suitable for investors who are looking to build their core equity portfolio.

- This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Investment Horizon:

- Since Large Cap Funds are meant for your long term goals, you should ideally have five years plus investment horizon while investing in this fund. Having a long term horizon helps in compounding your wealth.

- Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Key Benefits:

- Provides an opportunity to own India's large businesses spread across different industries and sectors. Relatively less prone to market fluctuations as compared to small cap stocks. Offers stability to your portfolio. Invests in market leaders.

Performance Highlights:

- The fund has delivered a CAGR of 13.94 since inception. (as of May 30, 2025)

- Over the past five years, PGIM India Large Cap Fund - Regular Plan has delivered an annualised return of 15.13% as of 07-Aug-2025.

Important Considerations:

- The Expense Ratio of PGIM India Large Cap Fund is 2.38% (Regular Plan) while The expense ratio of PGIM India Large Cap Fund is 0.85% (Direct Plan)

- Exit load of 0.5%, if redeemed within 90 days.

- The AUM of PGIM India Large Cap Fund is ₹593.4 Cr. (as of May 29, 2025)

- The minimum SIP amount of PGIM India Large Cap Fund is ₹1000

FAQs

What is today's NAV of PGIM India Large Cap Fund?

The NAV changes daily based on market conditions. You can check the latest NAV on Allvest or the fund house website for real-time updates.

What is the AUM of PGIM India Large Cap Fund?

The AUM of PGIM India Large Cap Fund is ₹593.4 Cr. as of May 29, 2025.

What is the expense ratio of PGIM India Large Cap Fund?

The expense ratio of PGIM India Large Cap Fund is 0.85% for the Direct Plan and 2.38% for the Regular Plan.

What are the returns of PGIM India Large Cap Fund since inception?

The fund has delivered a CAGR of 13.94 since inception. The fund was launched on January 01, 2013.

What is the minimum SIP amount to invest in PGIM India Large Cap Fund?

The minimum SIP amount of PGIM India Large Cap Fund is ₹1000 with lump sum minimum of ₹5,000.

How do I invest in PGIM India Large Cap Fund?

You can invest in PGIM India Large Cap Fund through Allvest platform by creating an account, completing your KYC, and choosing either SIP or lump sum investment options.

How to start a SIP in PGIM India Large Cap Fund?

Login to your Allvest account, search for PGIM India Large Cap Fund, select SIP option, choose your investment amount (minimum ₹1,000), set your preferred date, and complete the payment setup.

How do I automate an SIP in PGIM India Large Cap Fund?

Through Allvest, you can set up automatic SIP investments by linking your bank account and enabling auto-debit facility for your chosen investment amount and frequency.

How can I withdraw/redeem my investment in PGIM India Large Cap Fund?

You can redeem your investment through Allvest platform by logging into your account, selecting the fund, choosing partial or full redemption, and submitting the request. Exit load of 0.5%, if redeemed within 90 days.