Investment Objective and Approach

The investment objective of the scheme is to seek to generate long-term capital appreciation by investing in a portfolio of equity and equity related securities across large cap, mid cap and small cap stocks. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.

The fund follows a structured multi-cap approach with specific allocation mandates:

- The fund invests 25% each in large, mid and small cap stocks, respectively. Thus, the allocation to equities remains at 75% at all times.

- Further, it has the flexibility to invest the remaining 25% across Debt, Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs, up to 10%) and foreign securities including overseas Exchange Traded Fund (ETFs, up to 20%).

Key investment benefits include:

- Exposure to large, mid and small cap through a single fund. Diversification across sectors and themes. Benefit from stability of large caps and growth potential of mid and small caps.

- You get the benefit of diversification across three market caps through one fund which ensures that you don't miss on capturing the right opportunities when they arise.

The fund follows a minimum investment horizon of at least 5 years and more.

Fund Managers

The PGIM India Multi Cap Fund is managed by Puneet Pal as the Current Fund Manager. Mr. Pal is a B.Com (H) and MBA from SIBM Pune. Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. fund manager.

The fund management team has extensive experience within the Indian financial markets, particularly in equity research. Extensive experience in Indian equities across equity research and portfolio management. Extensive experience in Indian financial markets, with a primary focus on equity research.

About the Fund House (AMC)

PGIM India Mutual Fund operates as a wholly owned business of PGIM, the global investment management business of the US based Prudential Financial, Inc. (PFI). The parent organization, PGIM is a leading global investment manager with a wide range of actively managed asset classes including Equities, Fixed Income, Real Estate, private credit, and other alternatives.

Prudential Financial, Inc. (PFI), with operations spanning the United States, Asia, Europe, and Latin America, provides a wide array of products and services, including life insurance, annuities, retirement-related services, mutual funds, and investment management.

Key highlights of the fund house:

- PGIM India Mutual Fund leverages PGIM's shared legacy of 150 years and global resources along with local investment expertise to create wealth-building solutions for both retail and institutional investors.

- PFI, short for Prudential Financial Inc, is one of the top 10 investment managers with over USD 1.4 trillion in asset under management (AUM). PGIM operates across 16 countries and has 38 offices with over 1,300+ investment professionals. Moreover, it offers a wide range of actively managed asset classes and investment styles including Equities, Fixed Income and Real Estate.

- As of March 2024, it has a total AUM of 23240.16 Crores.

- The fund house has its presence in over 25 cities across the country.

Should I Invest in PGIM India Multi Cap Fund?

PGIM India Multi Cap Fund is suitable for investors seeking long-term capital appreciation with diversified exposure across market capitalizations. The fund is ideal for:

Investor Profile:

- Long-term investors with investment horizon of 5+ years

- Those seeking diversification across large, mid, and small-cap stocks through a single fund

- Investors comfortable with very high risk as per the fund's risk profile

Key Fund Metrics (as of latest available data):

- NAV as on 18 Jul 2025: ₹10.0100

- AUM as on 30 Jun 2025: ₹408.16 Cr

- Expense Ratio (18 Jul 2025): 0.63%

- Fund launch date: 22-08-2024

- Minimum application amount is Rs 5,000 for a lump sum and Rs 1,000 for additional investment. SIP ₹1000 & Lump. ₹5000

Investment Features:

- Exit load of 0.50%, if redeemed within 90 days.

- Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.

The fund offers the convenience of investing across all market segments through a single scheme while maintaining disciplined allocation percentages, making it suitable for core portfolio allocation.

FAQs

What is today's NAV of PGIM India Multi Cap Fund?

The latest NAV as on 18 Jul 2025 is ₹10.0100. NAV fluctuates daily based on market conditions.

What is the AUM of PGIM India Multi Cap Fund?

The fund has an AUM of ₹408.16 Cr as on 30 Jun 2025.

What is the expense ratio of PGIM India Multi Cap Fund?

The expense ratio is 0.63% as of 18 Jul 2025.

What are the returns of PGIM India Multi Cap Fund since inception?

The fund has delivered annual returns of -0.25% since inception as on date 30 Jun 2025. Being a relatively new fund launched in August 2024, longer-term performance data is limited.

What is the minimum SIP amount to invest in PGIM India Multi Cap Fund?

The minimum SIP investment is ₹1,000.

How do I invest in PGIM India Multi Cap Fund?

You can invest through Allvest platform, which offers convenient online investment options. You can invest through PGIM India Website by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant. You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI. You can also invest through MF Utility or MF Central portals.

How to start a SIP in PGIM India Multi Cap Fund?

Start your SIP through Allvest by selecting the fund, choosing SIP frequency, and setting up auto-debit. SIP: Any date of the month or quarter, as applicable.

How do I automate an SIP in PGIM India Multi Cap Fund?

Through Allvest platform, you can set up automated SIP with bank mandate for seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in PGIM India Multi Cap Fund?

You can redeem your investment through Allvest platform online or by submitting redemption request. Note that exit load of 0.50% applies if redeemed within 90 days.