Investment Objective and Approach

SBI Flexi Cap Fund invests in equities and equity related instruments of companies spanning the entire market capitalization spectrum. The fund allocates 50-90% in large-cap stocks, 10-40% in mid-cap stocks and up to 10% in small-cap stocks.

The fund follows a dynamic investment approach where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. The fund aims to pass on the benefits of liquidity and long-term capital growth to investors. Its objective includes active asset management for a diversified basket of equity stocks, debt and money market securities.

The scheme provides investors with the flexibility of diversification across market capitalizations without being restricted to any specific category. This approach allows the fund to capitalize on opportunities across different market segments based on prevailing market conditions and valuations.

Fund Managers

Anup Upadhyay is the Current Fund Manager of SBI Flexicap Fund Direct Growth fund. Anup joined SBI Funds Management in 2007 after completing his Post-graduate Diploma in Management from IIM Lucknow. He was set on the learning path of equity market, as an Equity Analyst for the IT Services industry. Later on, he had the opportunity to cover Telecom, Media and some Capital Goods stocks.

Mr. Upadhyay joined SBI Mutual Fund in 2007 as an Equity Analyst, and is now head of research. He holds a B.Tech degree from IIT Kharagpur and PGDM from IIM Lucknow. His extensive experience in equity research and analysis across multiple sectors brings valuable expertise to fund management.

It's worth noting that Anup Upadhyay had resigned from SBI Funds Management Limited with effect from 31 December 2021, but he has since rejoined the organization and currently manages the fund.

About the Fund House (AMC)

SBI Mutual Fund is one of India's leading asset management companies with a rich heritage and strong market presence. SBI Mutual Fund manages assets worth ₹1,190,744 crores and was set up on 29 June 1987. Its current offering includes 825 debt, 142 hybrid, 136 equity, 109 other, and 20 solution oriented funds.

The company is led by its CEO Nand Kishore. SBI Mutual Fund operates under SBI Funds Management Private Limited, which is a joint venture between State Bank of India (holding 63% stake) and Amundi Asset Management (holding 37% stake).

The AMC has established itself as a trusted name in the mutual fund industry, leveraging the extensive branch network and credibility of State Bank of India. With decades of experience in fund management, SBI Mutual Fund offers a comprehensive range of investment solutions catering to diverse investor needs and risk profiles.

The fund house is known for its conservative and disciplined investment approach, focusing on long-term wealth creation for investors. Its research-driven investment philosophy and experienced fund management team have consistently delivered competitive returns across various market cycles.

Should I Invest in SBI Flexi Cap Fund?

SBI Flexi Cap Fund can be suitable for investors seeking long-term capital appreciation with the flexibility of market cap diversification. This equity mutual fund may be a good choice if you want the advantage of market cap diversification in your portfolio. The fund also has low minimum investment criteria, making it suitable even if you only have small amounts to invest each month.

However, investors should consider that it is classified as a very high risk fund, so you need to factor this in when determining its suitability for your portfolio. Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

The fund is ideal for:

- Investors with a long-term investment horizon (minimum 5 years)

- Those seeking diversification across market capitalizations

- Investors comfortable with high risk and potential volatility

- Those looking for professional fund management expertise

Like for all equity funds, you must invest only through the SIP route to benefit from rupee cost averaging and reduce the impact of market volatility.

FAQs

What is today's NAV of SBI Flexi Cap Fund?

The NAV changes daily based on market performance. You can check the current NAV on the SBI Mutual Fund website or financial platforms like Allvest for real-time updates.

What is the AUM of SBI Flexi Cap Fund?

The fund currently has an Asset Under Management (AUM) of ₹11,93,297 Cr as of July 25, 2025, making it one of the larger funds in its category.

What is the expense ratio of SBI Flexi Cap Fund?

The expense ratio of SBI Flexicap Fund is 0.85%, which covers the annual charges for managing your investments.

What are the returns of SBI Flexi Cap Fund since inception?

The fund has delivered a CAGR of 15.87% since inception. Past performance doesn't guarantee future returns and mutual fund investments are subject to market risks.

What is the minimum SIP amount to invest in SBI Flexi Cap Fund?

The minimum SIP amount is ₹500 and the minimum lump sum investment is ₹1,000.

How do I invest in SBI Flexi Cap Fund?

You can invest through Allvest platform, SBI Mutual Fund website, or visit any SBI branch. Online investment through Allvest offers convenience and direct plan access with lower expense ratios.

How to start a SIP in SBI Flexi Cap Fund?

Register on Allvest, complete your KYC, select SBI Flexi Cap Fund, choose SIP amount and frequency, set up auto-debit from your bank account, and your SIP will start automatically.

How do I automate an SIP in SBI Flexi Cap Fund?

Set up an ECS/NACH mandate with your bank through Allvest platform. This automatically debits the SIP amount on your chosen date each month without manual intervention.

How can I withdraw/redeem my investment in SBI Flexi Cap Fund?

Submit a redemption request through Allvest or SBI MF website specifying units or amount to redeem. Note the exit load of 0.10% if redeemed within 30 days. The amount will be credited to your registered bank account within 3-4 business days.