Investment Objective and Approach

SBI Healthcare Opportunities Fund is a sectoral equity mutual fund scheme that seeks to provide the investors with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Healthcare space. The fund maintains a concentrated approach towards the healthcare sector, with 93.23% of its total allocation focused on healthcare companies.

The investment strategy is centered on identifying quality companies within the pharmaceutical and healthcare ecosystem. The fund managers are focused on picking quality companies and hold them for a long duration to generate good compounding returns in their funds. The fund also maintains 3.50% allocation to chemicals and materials, which are closely related to the healthcare supply chain.

Key performance metrics as of August 2025:

- Latest NAV: ₹499.19 as of August 22, 2025

- AUM: ₹4,026.55 Crores as of August 20, 2025

- Expense Ratio: 0.91% as of August 20, 2025

- 1-year return: 11.48%, 3-year return: 112.33%

- Since inception return: 729.22%

Fund Managers

The fund is jointly managed by two experienced professionals:

Tanmaya Desai - Primary Fund Manager

Tanmaya Desai is the Current Fund Manager of SBI Healthcare Opportunities Fund. Mr. Desai has close to 6 years of work experience with over 3 years of experience in Indian capital markets. He has been associated with SBI Funds Management Private Limited from May 2008. Mr. Desai is a B.E. (Electronics), MBA (Finance) and CFA (Level III). Prior to join SBI Funds Management Pvt. Ltd. he was a lecturer in Electronics Department with D J Sanghvi College of Engineering, Mumbai.

Pradeep Kesavan - Co-Fund Manager

Pradeep Kesavan serves as the current fund manager of this mutual fund alongside Tanmaya Desai. The fund managers have extensive experience of 15 years while managing equity & related investments. Mr. Kesavan focuses on overseeing the fund's overseas securities, leveraging his expertise in international markets.

About the Fund House (AMC)

SBI Funds Management Private Limited (SBIFMPL) operates as the Asset Management Company for SBI Mutual Fund. The SBI Mutual Fund was set up on June 29, 1987 and was incorporated on February 7, 1992. It was India's second Mutual Fund after the Unit Trust of India started operations in 1963.

Corporate Structure:

SBI Mutual Fund is a Joint Venture between SBI and AMUNDI (France), one of the world's leading fund management companies, with SBI currently holding 63% stake in SBIFMPL. In July 2004, SBI decided to divest 37% of the Fund and roped in Amundi as a partner. Amundi is an asset management major created jointly by Crédit Agricole and Société Générale.

Key Achievements:

- As of March 2024, the SBI Mutual Fund manages assets worth Rs. 9.14 lakh crores. In early 2019, it moved past Aditya Birla and HDFC Mutual Funds to emerge as the 3rd largest Mutual Fund body in India based on Assets under Management

- SBI MF has many firsts to its name. It was the first Indian Mutual Fund player to launch a 'Contra' fund, called the SBI Contra Fund

- SBI Mutual Fund holds the distinction of being the first in India to launch an ESG Fund, focusing on Environment, Social, and Governance criteria for sustainable investments

Investment Philosophy:

With 30 years of rich experience in fund management, SBI Funds Management Ltd. (SBIFML) bring forward their expertise by consistently delivering value to their investors. They have a strong and proud lineage that traces back to the State Bank of India (SBI) - India's largest bank.

Should I Invest in SBI Healthcare Opportunities Fund?

SBI Healthcare Opportunities Fund presents a compelling investment opportunity for investors seeking exposure to India's growing healthcare sector. The fund has demonstrated exceptional long-term performance, with the fund established in July 1999 demonstrating outstanding performance, consistently delivering impressive annual returns exceeding 18%, with a notable 37% return in the previous year alone.

Investment Considerations:

Positives:

- Strong long-term track record with a monthly SIP of Rs 2,500 from inception growing to Rs 1.18 crore

- Experienced fund management team with specialized sector expertise

- Concentrated approach in a high-growth sector

- Annualised return of 21.60% over the past five years as of August 4, 2025

Risk Factors:

- The fund is rated Very High risk

- Sectoral concentration makes it vulnerable to healthcare industry cycles

- Standard deviation of 14.57 indicates higher volatility, suggesting that the returns are more spread out from the average

Suitable For:

- Investors with high risk tolerance

- Those seeking long-term capital appreciation (minimum 5-7 years)

- Investors bullish on India's healthcare sector growth prospects

- Portfolio diversification through sectoral exposure

Investment Details:

- Minimum investment: ₹5,000 for lump sum and ₹500 for SIP

- Exit load of 0.50% if redeemed within 15 days

- Tax implications: Equity taxation rules apply

FAQs

What is today's NAV of SBI Healthcare Opportunities Fund?

The latest NAV of SBI Healthcare Opportunities Fund Direct Plan is ₹499.188 as of August 22, 2025. NAV is updated daily and reflects the per-unit value of the fund.

What is the AUM of SBI Healthcare Opportunities Fund?

The fund has an AUM of ₹4,026.55 Crores as of August 20, 2025. This represents the total value of assets managed by the fund across all investor holdings.

What is the expense ratio of SBI Healthcare Opportunities Fund?

The expense ratio of SBI Healthcare Opportunities Fund is 0.91% as of August 20, 2025 for the direct plan. This is the annual fee charged for fund management and administrative expenses.

What are the returns of SBI Healthcare Opportunities Fund since inception?

The fund has delivered 729.22% returns since its inception. Additionally, over the past five years, the fund has delivered an annualised return of 21.60%.

What is the minimum SIP amount to invest in SBI Healthcare Opportunities Fund?

The minimum SIP investment is ₹500, making it accessible for retail investors to start their healthcare sector investment journey with small monthly contributions.

How do I invest in SBI Healthcare Opportunities Fund?

You can invest through Allvest's platform for a seamless investment experience. Alternatively, investments can be made through the SBI Mutual Fund website, authorized distributors, or other online investment platforms after completing KYC requirements.

How to start a SIP in SBI Healthcare Opportunities Fund?

To start a SIP, register with Allvest, complete your KYC, select the SBI Healthcare Opportunities Fund, choose your SIP amount (minimum ₹500), select investment frequency, and set up auto-debit instructions for seamless monthly investments.

How do I automate an SIP in SBI Healthcare Opportunities Fund?

Use the Auto-Invest feature available on investment platforms. This allows you to set up automatic investments at regular intervals. Once configured, your chosen amount will be invested automatically, ensuring consistent contributions without manual intervention.

How can I withdraw/redeem my investment in SBI Healthcare Opportunities Fund?

You can redeem through Allvest's platform, SBI Mutual Fund website, or your investment app. Note that there's an exit load of 0.50% if redeemed within 15 days. Redemption requests are processed within 3-4 business days.