Investment Objective and Approach

The scheme seeks to provide long term capital appreciation by investing predominantly in equity and equity related securities with a focus on identifying medium term cycles which can impact the business fundamentals. This will be done through dynamic allocation between various themes and stocks at different stages of cycles in the economy.

Sundaram Business Cycle Fund is a thematic equity mutual fund that invests in sectors poised for growth based on the current business cycle. Invest in businesses driven by medium to long-term emerging mega-themes entering strong growth cycles.

The fund follows a cyclical investment approach, dynamically allocating investments across various sectors and themes based on their position in different economic cycles. This strategy aims to capitalize on businesses that are entering or experiencing strong growth phases driven by emerging mega-themes.

Key Investment Features:

- AUM of ₹1,678 crores as of April 2025

- Fund has delivered a CAGR of 8.24% since inception (June 2024)

- Expense ratio: 0.43%

- Exit load: 1% if redeemed within 365 days

- Minimum SIP investment: ₹100, Minimum lump sum: ₹100

Fund Managers

The fund is managed by an experienced team of four fund managers:

Bharath S - Aged 43, holds B.Com, MBA, FRM, and ICWA qualifications, currently serving as Head of Investment Research & Senior Fund Manager at Sundaram Asset Management Company since April 2018. He brings over 21 years of experience in investment research and fund management.

Ratish B. Varier - A 39-year-old B.Com graduate with MBA in Finance and PG certification in Investment Analysis as a Certified Portfolio Manager, currently serving at Sundaram Asset Management Company since November 2018. He has over 17 years of experience in equity fund management.

Dwijendra Srivastava - At 51 years old, he brings a diverse academic background with Bachelor of Technology in Textile Technology, CFA charter, and PGDM in Finance. He has been Chief Investment Officer – Debt at Sundaram Asset Management Company Limited since April 2014, with previous experience at Deutsche Asset Management and other leading fund houses.

Sandeep Agarwal - B.Com graduate, ACA (Chartered Accountant), and CS (Company Secretary), working as Fund Manager at Sundaram Asset Management Company since September 2012.

About the Fund House (AMC)

Sundaram Mutual Fund is one of India's leading asset management companies, offering a diverse range of mutual fund schemes. Sundaram Asset Management delivers trusted mutual fund solutions with 28+ years' experience, managing ₹80,000+ crores for over 3.5 million investors.

Key Highlights:

- Established in 1996 with over 28 years of industry experience

- Manages assets worth over ₹80,000 crores

- Serves more than 3.5 million investors

- Wide network with presence across India and international markets including Dubai and Singapore

- Strong focus on research-driven investment approach

The fund house has built a reputation for delivering consistent performance across various market cycles through its experienced investment team and robust research capabilities.

Should I Invest in Sundaram Business Cycle Fund?

Sundaram Business Cycle Fund is suitable for investors who:

Should Consider:

- Have a long-term investment horizon (5+ years)

- Understand and can tolerate high equity market volatility

- Want exposure to cyclical investment opportunities

- Seek professional management of sector rotation strategies

- Are comfortable with thematic investing approach

Investment Considerations:

- The fund is rated as Very High risk, making it suitable only for aggressive investors

- Being a relatively new fund (launched in June 2024), it has limited track record

- Thematic funds can be more volatile than diversified equity funds

- Performance depends heavily on fund managers' ability to time economic cycles correctly

Tax Implications:

- Gains up to ₹1.25 lakh per financial year are tax-free if held for more than 1 year. Gains above ₹1.25 lakh are taxed at 12.5%

- Short-term gains (held less than 1 year) are taxed at 20%

FAQs

What is today's NAV of Sundaram Business Cycle Fund?

The NAV changes daily based on market movements. You can check the latest NAV on the Allvest platform or the fund house website for real-time updates.

What is the AUM of Sundaram Business Cycle Fund?

The fund has an AUM of ₹1,678 crores as of April 2025. AUM represents the total value of assets managed by the fund.

What is the expense ratio of Sundaram Business Cycle Fund?

The expense ratio is 0.43% for the direct plan, which is the annual fee charged for managing your investments in the fund.

What are the returns of Sundaram Business Cycle Fund since inception?

The fund has delivered a CAGR return of 8.24% since its inception in June 2024. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Sundaram Business Cycle Fund?

The minimum SIP investment amount is ₹100 per month, making it accessible for small investors to start their investment journey.

How do I invest in Sundaram Business Cycle Fund?

You can easily invest through Allvest platform online. Simply search for the fund, choose your investment amount, and complete the KYC process to start investing.

How to start a SIP in Sundaram Business Cycle Fund?

Visit the Allvest platform, select Sundaram Business Cycle Fund, choose SIP option, set your monthly investment amount (minimum ₹100), and set up auto-debit from your bank account.

How do I automate an SIP in Sundaram Business Cycle Fund?

After setting up your SIP on Allvest, you can automate payments through bank mandate or UPI auto-pay to ensure seamless monthly investments without manual intervention.

How can I withdraw/redeem my investment in Sundaram Business Cycle Fund?

Log into your Allvest account, go to your investments section, select the fund, enter withdrawal amount, and submit your redemption request. Funds typically get credited within 3 working days.