Investment Objective and Approach

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India. The scheme generates returns by investing predominantly in equity / equity-related instruments of companies engaged in rural and/or consumption business.

The fund focuses on identifying companies that stand to benefit from India's growing consumption story across various sectors including:

- Consumer goods and FMCG companies

- Rural consumption-driven businesses

- Companies benefiting from India's demographic dividend

- Retail and consumer services sectors

The fund maintains a minimum investment of 80% of total assets in equity & equity related instruments of companies in consumption-related sectors. This thematic approach allows investors to participate in India's domestic consumption growth story through a diversified portfolio of consumption-focused companies.

Key financial metrics as of recent dates:

- Asset Under Management (AUM): ₹1,595.84 Crores

- Expense Ratio: 1.37%

- Trailing returns: 3.01% (1 year), 18.64% (3 year), 20.2% (5 year)

- Minimum SIP: ₹100, Minimum Lumpsum: ₹100

Fund Managers

Ratish Varier and Ashish Aggarwal are the current fund managers of this mutual fund. Ratish Varier has an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited. Mr. Varier is a B.Com. & MBA (Finance) and brings significant expertise in equity research and portfolio management.

The fund management team follows a disciplined investment approach, focusing on companies with strong fundamentals and sustainable competitive advantages in the consumption space.

About the Fund House (AMC)

Sundaram Asset Management Company Ltd., the holding organisation of Sundaram Mutual Funds, is a wholly owned subsidiary of Sundaram Finance Limited, one of India's oldest and most recognisable financial institutions. They have over 20 years of experience in fund management at the highest level. At the time of its inception in 1996, the AMC was co-sponsored by Sundaram Finance Limited and Stewart Newton Holdings (Mauritius).

Its parent organisation, Sundaram Finance Ltd., was incorporated back in 1954, becoming one of the first financial organisations to be formed in independent India. It started with a paid-up capital of just ₹2 lakh. Over time, Sundaram Finance expanded its operations, going public in 1972, and ventured into areas like mutual funds, general insurance, and home and auto financing, becoming one of India's major financial institutions with over ₹28,000 crore in assets and annual revenues of ₹5,000 crore.

The AMC has a diverse portfolio of mutual funds in multiple segments including equity, debt, liquid and fixed income funds. They have an astute 21 member investment team, comprising of fund managers, analysts, dealers and economists, who are at the forefront of financial services.

With its headquarters in Chennai, Sundaram Mutual Funds has made customer satisfaction its top priority. They have one of the most robust customer-care operations, with 93 centres spread across the length and breadth of the country. They also have a fully-owned asset management subsidiary in Singapore and a branch office in Dubai.

With a total AuM of around Rs. 56666.81 crores, Sundaram is among the top asset management companies in India. They were the first AMC to launch mutual funds in emerging fields such as Leadership, Rural India, Capex, Mid-cap and Micro cap.

Should I Invest in Sundaram Consumption Fund?

The Sundaram Consumption Fund can be suitable for investors looking to participate in India's consumption growth story. Here are key considerations:

Suitable for:

- Investors with long-term investment horizon (5+ years)

- Those seeking exposure to India's consumption theme

- Investors comfortable with equity market volatility

- Those looking for diversified exposure to consumption-related sectors

Investment considerations:

- The fund is rated Very High risk, making it suitable for investors with higher risk tolerance

- Thematic nature means concentration in consumption-related sectors

- The fund has generated average returns but with exceptional consistency. You can consider this fund if the predictability of returns is what you are looking for.

The fund's focus on consumption offers exposure to India's demographic dividend and growing middle class spending power. However, investors should be aware of sector concentration risks and market volatility associated with equity investments.

FAQs

What is today's NAV of Sundaram Consumption Fund?

The NAV changes daily based on market movements. You can check the latest NAV on the fund house website or through Allvest platform for real-time updates.

What is the AUM of Sundaram Consumption Fund?

The fund currently has an Asset Under Management (AUM) of ₹1,595.84 Crores as per the latest available data.

What is the expense ratio of Sundaram Consumption Fund?

The expense ratio of this fund is 1.37%, which includes all fund management and operational costs.

What are the returns of Sundaram Consumption Fund since inception?

The fund has delivered competitive long-term returns. Recent trailing returns show 20.2% (5 year) annualized returns, demonstrating strong long-term performance.

What is the minimum SIP amount to invest in Sundaram Consumption Fund?

The minimum SIP investment is ₹100, making it accessible for retail investors to start their investment journey.

How do I invest in Sundaram Consumption Fund?

You can invest in this fund through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and making payment through various digital modes.

How to start a SIP in Sundaram Consumption Fund?

Register on Allvest, complete KYC verification, select Sundaram Consumption Fund, choose SIP option, set investment amount and frequency, and set up auto-pay for seamless investing.

How do I automate an SIP in Sundaram Consumption Fund?

Through Allvest platform, you can set up auto-pay via bank mandate or UPI, ensuring your SIP continues automatically without manual intervention each month.

How can I withdraw/redeem my investment in Sundaram Consumption Fund?

You can redeem your investment through Allvest by submitting a redemption request. The amount will be credited to your registered bank account within 2-4 working days for equity funds.