Investment Objective and Approach

The fund seeks to achieve long-term capital appreciation through investment primarily in equities. Sundaram MultiCap Fund invests across large, mid, and small caps, aiming for long-term capital growth through broad market exposure and active management.

This fund is mandated to invest at least 25 per cent of its money each in stocks of large, medium and small-sized companies. This balanced allocation approach ensures diversification across market capitalizations while maintaining flexibility in portfolio construction.

The fund follows an active investment strategy focusing on:

- Diversified Market Cap Exposure: Balanced allocation across large, mid, and small-cap stocks

- Long-term Capital Growth: Primary focus on wealth creation over extended investment horizons

- Professional Portfolio Management: Active stock selection and portfolio optimization

- Risk Management: Diversification across companies and sectors to manage investment risk

Such funds can be fairly volatile since at least 50% of their assets will always be invested in mid and small cap stocks which generally experience more severe ups and downs. This makes them suitable for long-term investors who don't mind higher risk, but we suggest you also consider flexi-cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Fund Managers

The fund is jointly managed by two experienced fund managers:

Ratish Varier

Mr. Varier is a Fund manager – Equity at Sundaram Mutual being associated with the fund since November 2015. He is a B.Com graduate, MBA in Finance as well as a Post Graduate in Investment Analysis as Certified Portfolio Manager. Moreover, he possesses about 15 years of experience in the financial services domain. Also, the equity portfolios at Sundaram AMC Limited is being managed by him.

He has 18 years of experience in Equity Fund Management. Ratish joined Sundaram Asset Management Company in November 2018. Prior to joining Sundaram AMC, he worked with Mahindra Asset Management and Reliance Life Insurance Company Limited.

Sudhir Kedia

Sudhir Kedia has a rich experience of over 17 years in fund management and equity research. During his career he has managed various multicap schemes across cap curves. Prior to Sundaram Asset Management Company, he worked with Principal India Mutual Fund, Mirae Asset Global Investments and ASK Investment Managers.

He is a Chartered Accountant, Cost and Works Accountant and an MBA. His expertise spans across different investment strategies and market segments, bringing valuable experience to the fund's management.

About the Fund House (AMC)

Sundaram Asset Management Company Limited operates as a subsidiary of Sundaram Finance Limited, one of India's oldest and most respected non-banking financial companies (NBFCs). Sundaram Asset Management delivers trusted mutual fund solutions with 28+ years' experience, managing ₹80,000+ crore for over 3.5 million investors.

Key highlights of Sundaram Mutual Fund:

- Established Heritage: Part of the Sundaram Group with decades of financial services experience

- Comprehensive Fund Range: Offers diverse mutual fund schemes across equity, debt, and hybrid categories

- Strong Track Record: Long-standing presence in the Indian mutual fund industry

- Investor Base: Serves over 3.5 million investors across various investment categories

- Management Expertise: Experienced fund management team with proven track records

No.of Schemes: 39, Total AUM: ₹ 64,139.09 Cr. as per recent data, showcasing the AMC's significant scale and diversified fund offerings.

Should I Invest in Sundaram Multi Cap Fund?

Suitable For:

- Long-term Investors: When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

- Risk-tolerant Investors: Those comfortable with moderate to high volatility due to mid and small-cap exposure

- Diversification Seekers: Investors wanting exposure across market capitalizations in a single fund

- Systematic Investors: Like for all equity funds, you must invest only through the SIP route.

Key Considerations:

- Investment Horizon: Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

- Return Performance: The Sundaram Multi Cap Fund has given 18.57% annualized returns in the past three years and 23.1% in the last 5 years.

- Minimum Investment: The minimum amount required to invest in Sundaram Multi Cap Fund via lump sum is ₹100 and via SIP is ₹100.

- Expense Management: The fund maintains competitive expense ratios compared to category peers

Investment in this fund should align with your risk tolerance, investment timeline, and overall portfolio strategy. Consider consulting with financial advisors for personalized investment advice.

FAQs

What is today's NAV of Sundaram Multi Cap Fund?

The NAV changes daily based on market movements. You can check the current NAV on Allvest platform or the fund house website for the most updated value.

What is the AUM of Sundaram Multi Cap Fund?

Sundaram Multi Cap Fund has an Asset Under Management (AUM) of ₹2842.03 Cr as on August 22, 2025. The AUM reflects investor confidence and fund size.

What is the expense ratio of Sundaram Multi Cap Fund?

The fund has an expense ratio of 1.99%, which is quite reasonable as compared to most other equity mutual fund schemes. This covers fund management and operational expenses.

What are the returns of Sundaram Multi Cap Fund since inception?

Sundaram Multi Cap Fund Direct Growth has given a CAGR return of 16.76% since inception. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Sundaram Multi Cap Fund?

The minimum amount required to invest in Sundaram Multi Cap Fund via SIP is ₹100. This makes it accessible for small investors to start their investment journey.

How do I invest in Sundaram Multi Cap Fund?

You can invest through Allvest platform online, directly through Sundaram Mutual Fund website, or via authorized distributors. Complete your KYC and start investing with minimum amounts.

How to start a SIP in Sundaram Multi Cap Fund?

Register on Allvest, complete KYC verification, select Sundaram Multi Cap Fund, choose SIP option, set amount and frequency. Your SIP will start from the selected date automatically.

How do I automate an SIP in Sundaram Multi Cap Fund?

Set up auto-debit mandate during SIP registration on Allvest platform. Your bank account will be automatically debited on chosen dates, ensuring seamless investment continuity.

How can I withdraw/redeem my investment in Sundaram Multi Cap Fund?

Login to Allvest platform, select your fund holdings, choose redemption option, specify amount or units to redeem. Funds typically credit to your bank account within 3-4 business days.