Investment Objective and Approach

The investment objective of the Sundaram Services Fund is to seek capital appreciation by investing in equity and equity-related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy. The scheme seeks capital appreciation by investing in equity / equity related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy.

The fund follows an active investment approach, focusing on companies within India's expanding services sector. This includes businesses across various service-oriented industries such as financial services, information technology, telecommunications, and other service providers. The fund managers employ fundamental analysis to identify quality service companies with strong growth potential and sustainable business models.

The fund maintains a predominantly equity allocation strategy, with the fund's asset allocation comprising around 93.52% in equities, 0.06% in debts, and 6.42% in cash & cash equivalents. This high equity exposure reflects the fund's commitment to capturing long-term capital appreciation opportunities within the services sector.

Fund Managers

Rohit Seksaria and Patanjali Srinivasan manage the Sundaram Services Fund. The fund benefits from the expertise of additional fund managers including Ravi Gopalakrishnan and S. Bharath.

The management team brings extensive experience in equity research and portfolio management, with a particular focus on service sector companies. Their investment philosophy emphasizes identifying quality businesses with sustainable competitive advantages and strong management teams. The fund managers maintain a disciplined approach to stock selection, combining quantitative screening with qualitative assessment of company fundamentals.

About the Fund House (AMC)

Sundaram Asset Management Company Limited is a fully owned subsidiary of one of India's oldest and most respected NBFCs - Sundaram Finance Limited (SFL). Established in 1996, Sundaram Mutual Fund operates as a wholly-owned subsidiary of Sundaram Finance Limited (SFL), one of India's oldest Non-Banking Financial Companies (NBFCs). Sundaram Asset Management Company manages total assets under management (AUM) amounting to approximately Rs. 51237 crores as of December 2023.

Sundaram Finance Ltd. is one of the largest financial institutions in India with reported net assets worth over Rs. 28,000 Crore and annual gross revenue of over Rs. 5000 Crore. Sundaram AMC was formed in 1996 in a bid to separate Sundaram's mutual fund division from its core financing operations.

The AMC has established itself as a reliable asset management company with:

- An astute 21 member investment team, comprising of fund managers, analysts, dealers and economists

- A total AuM of around Rs. 56666.81 crores, making Sundaram among the top asset management companies in India

- Its AUM has grown at a CAGR of 17% over the last 9 years. Sundaram Mutual Fund has been ranked 18th in the Asset Management industry

- 94 branches including international & shared branches along with 305 distributors. Sundaram Mutual Funds has handled over 5.6 million client folios

Should I Invest in Sundaram Services Fund?

The Sundaram Services Fund can be suitable for investors seeking exposure to India's growing services sector. Consider this fund if you:

Investment Positives:

- Want to participate in India's service sector growth story

- The fund has delivered strong historical performance with a CAGR of 20.41% since inception

- Over the past five years, the fund has delivered an annualised return of 26.21% as of 22-Jul-2025

- Prefer actively managed equity funds with experienced fund managers

- Have a long-term investment horizon (minimum 5-7 years)

- Can tolerate high volatility associated with sectoral investing

Key Considerations:

- The fund is rated Very High risk

- The volatility or standard deviation for the fund is 16.15

- Sectoral concentration may lead to higher volatility compared to diversified equity funds

- Performance depends on the services sector's growth trajectory

- The minimum investment required is ₹100 for both lump sum and SIP options

Financial Metrics (as of recent dates):

- NAV: ₹38.487 as on 18 Jul 2025

- AUM: ₹4,428.77 Crores

- Expense Ratio: 0.76% as of 21st May 2025

- Exit Load: Nil up to 25% of units and 1% for remaining units on or before 365 days, Nil after 365 days

FAQs

What is today's NAV of Sundaram Services Fund?

The current NAV varies daily based on market movements. Check the latest NAV on Allvest's platform or the fund house website for real-time updates.

What is the AUM of Sundaram Services Fund?

The fund has an AUM of ₹4,428.77 Crores as of July 2025. AUM may fluctuate based on market performance and fresh investments.

What is the expense ratio of Sundaram Services Fund?

The expense ratio is 0.76% as of 21st May 2025 for the direct plan, which is the annual fee charged for fund management.

What are the returns of Sundaram Services Fund since inception?

The fund has delivered a CAGR return of 20.41% since inception. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Sundaram Services Fund?

The minimum SIP amount is ₹100, making it accessible for retail investors to start their investment journey.

How do I invest in Sundaram Services Fund?

You can invest through Allvest's platform, which offers a seamless online investment experience. Simply register, complete KYC, and start investing with competitive pricing.

How to start a SIP in Sundaram Services Fund?

Register on Allvest, select the Sundaram Services Fund, choose SIP option, set your monthly amount (minimum ₹100), and select investment date for automatic deductions.

How do I automate an SIP in Sundaram Services Fund?

Through Allvest's platform, set up auto-debit instructions with your bank account. Once configured, your chosen amount will be invested automatically at your selected frequency.

How can I withdraw/redeem my investment in Sundaram Services Fund?

Log into your Allvest account, navigate to your portfolio, select the fund, and place a redemption request. Funds typically reach your bank account within 2-3 business days.