Investment Objective and Approach

The Tata Business Cycle Fund is an open-ended equity scheme designed to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.

The fund follows a business cycles based investing theme through allocation between sectors and stocks at different stages of business cycle, making most of the unique investment opportunities presented by the different phases of the economic cycle.

The fund's investment approach centers around:

- Strategic allocation across sectors and stocks based on their positioning in different business cycle phases

- Allocating between sectors and stocks at various stages of business cycles, aiming to deploy a business cycle approach of investing by identifying economic trends and investing in sectors and stocks that are expected to outperform

- Focus on long-term capital appreciation through tactical positioning across economic cycles

- Performance primarily benchmarked against the NIFTY 500 TRI with NIFTY 50 TRI serving as an additional benchmark

Fund Managers

The fund is managed by a team of experienced investment professionals:

Primary Fund Managers:

- Rahul Singh (Managing Since 16-Jul-21 with overall experience of 28 years)

- Murthy Nagarajan (Managing Since 16-Jul-21 with overall experience of 27 years) - Current Fund Manager

- Kapil Malhotra (Managing Since 19-Dec-23 with overall experience of 14 years)

Assistant Fund Manager:

- Sailesh Jain (Managing Since 16-Dec-21 with overall experience of 17 years)

Rahul Singh serves as the Chief Investment Officer (CIO) - Equities at Tata Asset Management since October 2018, holding a Bachelor of Technology in Mechanical Engineering from IIT Bombay and an MBA in Finance from IIM Lucknow, with extensive experience including leadership roles at Standard Chartered and Citigroup.

About the Fund House (AMC)

Tata Mutual Fund is managed by Tata Asset Management Private Limited, a subsidiary of the prestigious Tata Group. Key highlights of the AMC include:

- Established in March 1994, with over 29 years of experience in investment management

- Secured registration with the Securities and Exchange Board of India (SEBI) in June 1995

- Track record of more than 25 years in investment management, managing investments of Tata Mutual Fund

- Part of the Tata group, one of India's largest and most respected industrial groups, with over 35 schemes across equity, debt and hybrid fund categories

- As of December 2023, manages assets crossing Rs. 131,663 crores

The fund house provides comprehensive investment solutions backed by the trust and legacy of the Tata Group, offering professional fund management services across various asset classes and investment strategies.

Should I Invest in Tata Business Cycle Fund?

This fund may be suitable for investors who:

- Seek long-term capital appreciation: The fund could be a good fit for investors seeking capital appreciation over the medium to long term, offering the opportunity to invest in a diversified portfolio of securities that are selected based on business cycles

- Have high risk tolerance: The fund is rated Very High risk, making it suitable for investors comfortable with equity market volatility

- Believe in cyclical investing: Investors who understand and appreciate the business cycle approach to investment allocation

- Have investment horizon of 5+ years: Given the equity-focused nature and cyclical strategy, a longer investment horizon is recommended

Key Fund Metrics (as of recent dates):

- AUM: ₹2,835.17 Cr as of 14th May 2025

- Expense ratio: 0.52% (Direct Plan) as of 14th May 2025

- CAGR: 18.15% since inception

- Fund launched on Jul 16 2021

- Minimum SIP: ₹100, Minimum lumpsum: ₹5,000

FAQs

What is today's NAV of Tata Business Cycle Fund?

The NAV varies daily based on market conditions. You can check the current NAV on Allvest's platform or the official Tata Mutual Fund website for the most updated price.

What is the AUM of Tata Business Cycle Fund?

The AUM is ₹2,835.17 Cr as of 14th May 2025. The AUM represents the total value of assets managed by the fund.

What is the expense ratio of Tata Business Cycle Fund?

The expense ratio is 0.52% for the Direct Plan as of 14th May 2025. This is the annual fee charged for managing your investments.

What are the returns of Tata Business Cycle Fund since inception?

The fund has delivered a CAGR of 18.15% since inception. The fund was launched on Jul 16 2021.

What is the minimum SIP amount to invest in Tata Business Cycle Fund?

The minimum SIP amount is ₹100. This allows investors to start with small monthly investments.

How do I invest in Tata Business Cycle Fund?

You can invest through Allvest's platform by creating an account, completing your KYC, selecting the fund, and choosing between SIP or lump sum investment options.

How to start a SIP in Tata Business Cycle Fund?

Login to Allvest, search for Tata Business Cycle Fund, select the SIP option, enter your monthly investment amount, choose your preferred date, and set up auto-debit instructions.

How do I automate an SIP in Tata Business Cycle Fund?

Through Allvest's platform, you can set up automatic SIP investments with bank mandate or auto-debit facility for hassle-free monthly investments.

How can I withdraw/redeem my investment in Tata Business Cycle Fund?

You can redeem your investment through Allvest's platform by logging in, selecting the fund from your portfolio, choosing partial or full redemption, and completing the process online.