Investment Objective and Approach

The Tata Digital India Fund seeks long term capital appreciation by investing at least 80% of its net assets in equity/equity related instruments of companies in the Information Technology Sector in India. The fund employs an active management approach, focusing on a bottom-up stock selection process. The fund managers seek to identify companies that are at the forefront of innovation, both in terms of breakthrough and incremental advancements.

The fund's investment universe encompasses companies across various market capitalizations and sectors that are innovating in products, services, and business models. The fund adheres to a Growth at Reasonable Price (GARP) philosophy, aiming to balance growth potential with valuation considerations.

Key investment features:

- Minimum SIP Investment: ₹100

- Minimum Lumpsum Investment: ₹5,000

- Benchmark: Nifty IT TRI

- Risk Rating: Very High

- Exit Load: 0.25% if redeemed within 30 days

Financial Performance (as of August 2025):

- AUM: ₹11,501.01 Crores as of 11th August 2025

- Expense Ratio: 0.43% as of 11th August 2025

- 1 Year Return: -10.27%

- 3 Year Return: 51.50%

- CAGR since inception: 19.96%

Fund Managers

The fund is currently managed by Meeta Shetty and Hasmukh Vishariya. Meeta Shetty has over 13 years of industry experience and serves as the Assistant Fund Manager of Tata Digital India Fund and Tata India Pharma & Healthcare Fund, since November 2018. Meeta Shetty manages assets worth ₹18,187.44 Crores with 12 years of experience, while Hasmukh Vishariya manages ₹25,235.15 Crores with 7 years of experience.

The fund management team focuses on identifying technology companies with strong growth potential and reasonable valuations, utilizing their deep sector expertise to navigate the dynamic IT landscape.

About the Fund House (AMC)

Established in 1994, Tata Asset Management Private Limited has a track record of more than 25 years in investment management. Tata Asset Management Private Limited manages investments of Tata Mutual Fund. Tata Mutual Fund is a part of the prestigious Tata Group of companies. The fund house was established in 1994 with their business model based on trust, service and performance.

The company, with its investment products, intends to make the lives of investors better. You will find mutual fund plans to achieve various financial goals. The AMC leverages the Tata Group's legacy of integrity and excellence to deliver consistent investment solutions across various asset classes and investment strategies.

Should I Invest in Tata Digital India Fund?

The Tata Digital India Fund is suitable for investors with specific characteristics and investment goals:

Ideal for:

- Investors seeking exposure to India's technology sector

- Those with high risk tolerance given the fund's sectoral focus

- Long-term investors with investment horizon of 5-7 years

- Investors bullish on digital transformation and IT sector growth

Key Considerations:

- The fund has a volatility or standard deviation of 19.12, indicating higher volatility and suggesting that returns are more spread out from the average

- Being a sectoral fund, it carries concentrated risk compared to diversified equity funds

- The alpha ratio is -0.69, indicating recent underperformance compared to expected returns

- Technology sector exposure makes it sensitive to global tech trends and regulatory changes

Performance Analysis:

The fund has delivered strong long-term returns despite recent volatility. The negative 1-year performance reflects broader technology sector challenges, but the 3-year and since-inception returns demonstrate the fund's potential during favorable market cycles.

FAQs

What is today's NAV of Tata Digital India Fund?

The latest NAV is ₹53.82 as of 28 Aug 2025. NAV is updated daily and reflects the current value of the fund's holdings.

What is the AUM of Tata Digital India Fund?

The AUM is ₹11,501.01 Crores as of 11th August 2025. This represents the total value of assets managed by the fund.

What is the expense ratio of Tata Digital India Fund?

The expense ratio is 0.43% as of 11th August 2025. This is the annual fee charged for managing your investments.

What are the returns of Tata Digital India Fund since inception?

The fund has delivered a CAGR of 19.96% since inception. Past performance may not sustain in future market conditions.

What is the minimum SIP amount to invest in Tata Digital India Fund?

The minimum SIP investment is ₹100. You can start investing with this small monthly amount through systematic investment plans.

How do I invest in Tata Digital India Fund?

You can invest in Tata Digital India Fund through Allvest's platform using both SIP and lumpsum modes. Complete your KYC, choose investment amount, and start investing online.

How to start a SIP in Tata Digital India Fund?

Log into your Allvest account, select Tata Digital India Fund, choose SIP option, set investment amount (minimum ₹100), select frequency, and set up auto-debit instructions.

How do I automate an SIP in Tata Digital India Fund?

After setting up your SIP on Allvest, enable auto-debit mandate for your bank account. This ensures automatic monthly deductions without manual intervention.

How can I withdraw/redeem my investment in Tata Digital India Fund?

You can redeem your investment anytime through Allvest's platform. Note that exit load of 0.25% applies if redeemed within 30 days. Redemption proceeds are credited within 2-3 working days.