Investment Objective and Approach

The scheme seeks to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. This open-ended equity scheme aims for growth by primarily focusing on companies that regularly pay dividends.

Investment Philosophy:

The fund endeavors to predominantly invest in companies paying regular dividends. Research shows that such companies have potential to provide greater protection during market volatility and generate gains that are in line with the broader market when market stabilizes.

Key Investment Approach:

- Invest in quality companies with high cash flow, stable business outlook and scalable earnings growth

- Companies that regularly pay dividends generally offer greater stability in market downturn

- Invest in companies that can potentially gain from attractive valuation, re-rating and dividends

- Invest in a diversified portfolio with a healthy mix of both stable growth & aggressive bets in companies across various market caps and sectors

- The scheme may invest in the units of REITs and InvITs & overseas securities

The fund follows a thematic approach focusing on dividend yield category, making it suitable for investors seeking regular income potential along with capital appreciation.

Fund Managers

The Tata Dividend Yield Fund is managed by a team of experienced professionals:

Primary Fund Managers:

- Murthy Nagarajan - M.Com, ICWA and PGPMS

- Sailesh Jain - Joined Tata Asset Management in November 2018 as the Fund Manager (Equities). He holds an MBA degree in Finance from Queensland University of Technology in Australia. Before Tata AM, he had worked as Senior VP Head of Equity Derivatives at IDFC Ltd and as VP - Inst Sales - Equity Derivatives at Quant Capital Pvt Ltd.

- Kapil Malhotra

Murthy Nagarajan, Sailesh Jain, Kapil Malhotra are the current fund managers of this mutual fund with an extensive experience of 15 years while managing equity & related investments. He is focused on picking quality companies and holds them for a long duration to generate good compounding returns in their funds.

The fund management team brings substantial experience in equity investments and has a proven track record in managing dividend-focused strategies.

About the Fund House (AMC)

Tata Asset Management Limited (TAML)

Tata Asset Management Ltd. (TAML) is part of the Tata Group that manages Tata Mutual Fund. The company was established in 1994 and offers diverse investment options to investors based on their risk appetite, financial objectives, and income. According to the company, their business is based on the 3 most significant aspects – performance, service, and trust.

Key Details:

- Registered as a mutual fund with SEBI under the registration code MF/023/95/9

- Established in March 1994, boasts over 29 years of experience in investment management. In June 1995, Tata Mutual Fund secured registration with the Securities and Exchange Board of India (SEBI).

- Total AUM ₹196,796.52 Cr with 183 schemes as of latest available data

- As of 31 March 2024, Tata Asset Management Ltd has an asset under management (AuM) of Rs. 147169.65 Crores

Ownership Structure:

Tata Sons Ltd. holds 67.91% shares in TAML, 32.09% shares are held by Tata Investment Corporation Ltd.

Vision & Mission:

Its vision is to deliver a better quality of life to their investors by securing their financial future. The company focuses on trust, service, and performance as its core pillars.

Awards & Recognition:

The fund house has received multiple awards including:

- CNBC TV 18 Mutual Fund Awards awarded the Tata Equity P/E Fund as the Best Value/Contra Fund

- CNBC TV 18 Mutual Fund Awards also awarded the Tata Treasury Advantage Fund as the Best Low Duration Debt Fund

Should I Invest in Tata Dividend Yield Fund?

Fund Suitability:

This fund is suitable for investors who:

- Seek regular income potential through dividend-paying companies

- Have a medium to long-term investment horizon (minimum 5 years recommended)

- Can tolerate high market volatility as it's categorized as a "Very High Risk" fund

- Want exposure to quality companies with stable cash flows

Key Considerations:

Positive Factors:

- Focus on dividend-paying companies provides stability during market downturns

- Experienced fund management team with 15+ years of experience

- Well-diversified portfolio across market caps and sectors

- Part of the established Tata Group with strong brand credibility

- Minimum SIP Investment is set to ₹100. Minimum Lumpsum Investment is ₹5,000

Risk Factors:

- Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years

- Very High risk rating as per SEBI's risk-o-meter

- Investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team

- Thematic focus may limit diversification compared to broad-based equity funds

Financial Metrics (as of August 14, 2025):

- Latest NAV: ₹18.91

- AUM: ₹997.06 Cr

- Expense Ratio: 0.55% (Direct Plan)

- Exit Load: 1% for redemption within 365 days

This fund is recommended for investors with specific preference for dividend-yielding companies and those seeking defensive equity exposure with regular income potential.

FAQs

What is today's NAV of Tata Dividend Yield Fund?

The latest NAV of Tata Dividend Yield Fund is ₹18.91 as of August 14, 2025. The NAV is updated daily after market hours.

What is the AUM of Tata Dividend Yield Fund?

The AUM (assets under management) of Tata Dividend Yield Fund is ₹997.06 Cr as of 14th August 2025.

What is the expense ratio of Tata Dividend Yield Fund?

The expense ratio of Tata Dividend Yield Fund Plan is 0.55 as of 14th August 2025 for the Direct Plan. Regular Plan has a higher expense ratio due to distributor commissions.

What are the returns of Tata Dividend Yield Fund since inception?

It has delivered 12.68% returns since inception. The fund was launched in May 2021, making it approximately 4 years old.

What is the minimum SIP amount to invest in Tata Dividend Yield Fund?

Minimum SIP Investment is set to ₹100. This makes it accessible for small investors to start their investment journey.

How do I invest in Tata Dividend Yield Fund?

You can invest through Allvest platform by completing your KYC, selecting the fund, choosing SIP or lumpsum option, and making the payment. Allvest provides a seamless digital investment experience.

How to start a SIP in Tata Dividend Yield Fund?

Log into your Allvest account, search for Tata Dividend Yield Fund, select SIP option, choose your monthly amount (minimum ₹100), set the date, and complete the payment setup for automated investing.

How do I automate an SIP in Tata Dividend Yield Fund?

Through Allvest, set up auto-debit by providing bank account details and NACH mandate. This ensures your SIP continues automatically on your chosen date each month without manual intervention.

How can I withdraw/redeem my investment in Tata Dividend Yield Fund?

Access your Allvest portfolio, select Tata Dividend Yield Fund, choose partial or full redemption, specify the amount or units, and submit the request. Proceeds will be credited to your registered bank account within 3-4 business days.