Investment Objective and Approach

The Tata Ethical Fund aims to provide medium to long term capital gains by investing in Sharia compliant equity and equity related instruments of well researched value and growth oriented companies. The scheme follows stock picking approach to build a portfolio of companies that are in harmony with the principles of the Shariah on investments.

The fund's investment strategy focuses on:

- Sharia Compliance: Investing in Sharia compliant stocks and bonds through a bottom-up approach in investment decisions and stock selection

- Diversified Approach: A combination of large-cap, mid-cap, and small-cap stocks can be invested in

- Growth-Oriented Selection: The fund seeks to achieve this objective through a diversified fund portfolio of growth stocks

- Research-Driven Process: Investment in well researched value and growth oriented companies

The fund may be suitable for long-term investors who wish to invest in a diversified portfolio of companies compliant with Shariah principles and are seeking medium to long-term gains.

Fund Managers

Rupesh Patel is the current Fund Manager of Tata Ethical Direct Plan Growth fund. However, some sources indicate that Abhinav Sharma is currently managing the fund, suggesting there may have been a recent change in fund management or co-management structure.

Fund Manager Credentials:

- Mr. Rupesh Patel holds a Civil Engineering degree and an MBA degree from the Sardar Patel University

- Mr. Patel began his career as a Project Manager at Gujarat State Road Development Corporation Ltd. in 1999 and joined CARE Ratings in 2001 as a Deputy General Manager of Corporate Sector Ratings

- Some of the funds managed include Tata Retirement Savings Fund, Tata Tax Savings Fund, and Ethical Fund

About the Fund House (AMC)

Tata Asset Management Company Private Limited, the AMC managing Tata Ethical Fund, is part of the renowned Tata Group with a strong heritage in financial services. As a leading Indian investment manager, they understand that managing wealth is as important as the creation of it, with emphasis on delivering superior long-term risk-adjusted performance through a disciplined approach to investment and risk management.

Key Highlights:

- The fund has a track record of more than 25 years

- The scheme was made available to investors on 30 Jun 1995

- Comprehensive product suite featuring over 60 expertly designed investment options

- Backed by the trusted Tata brand with extensive experience in financial services

Fund Performance & Key Metrics (as of Aug 2025):

- NAV as of Aug 14, 2025: ₹426.8979

- AUM: ₹3,571.7 crore

- CAGR since inception: 14.9%

- Minimum SIP Investment: ₹100

- Minimum Lumpsum Investment: ₹5,000

- Exit load: 0.50% if redeemed within 90 days

Should I Invest in Tata Ethical Fund?

Consider this fund if you:

- Seek Sharia-compliant investment options aligned with ethical principles

- Have a long-term investment horizon (5+ years)

- Want exposure to a diversified equity portfolio across market capitalizations

- Are comfortable with equity market volatility and very high risk rating

- Believe in the fund's research-driven, value and growth-oriented approach

Investment Considerations:

- Some analysis suggests the fund may be better termed as an ethical fund rather than strictly Sharia compliant, so investors should review the portfolio alignment with their specific religious requirements

- The fund's performance is subject to market risks and the specific constraints of ethical/Sharia-compliant investing

- May be considered for investors interested in macro trends and those with expertise in long-term investing

FAQs

What is today's NAV of Tata Ethical Fund?

The current NAV varies daily. Check Allvest platform for the most recent NAV or visit the fund's official page for real-time updates.

What is the AUM of Tata Ethical Fund?

The fund's AUM is ₹3,571.7 crore as of recent reports. AUM figures are updated monthly by the fund house.

What is the expense ratio of Tata Ethical Fund?

The expense ratio varies between direct and regular plans. Check the latest fact sheet on Allvest for current expense ratio details.

What are the returns of Tata Ethical Fund since inception?

The fund has delivered a CAGR of 14.9% since inception. Past performance doesn't guarantee future returns.

What is the minimum SIP amount to invest in Tata Ethical Fund?

The minimum SIP amount is ₹100, making it accessible for small investors to start their investment journey.

How do I invest in Tata Ethical Fund?

You can invest in Tata Ethical Fund through Allvest's platform by creating an account, selecting the fund, choosing SIP or lump sum, and completing the KYC process online.

How to start a SIP in Tata Ethical Fund?

Log in to your Allvest account, search for Tata Ethical Fund, select SIP option, choose amount and date, and set up auto-debit for seamless monthly investments.

How do I automate an SIP in Tata Ethical Fund?

Through Allvest, you can set up auto-debit from your bank account by providing an e-mandate, ensuring your SIP runs automatically every month without manual intervention.

How can I withdraw/redeem my investment in Tata Ethical Fund?

You can redeem your investment through Allvest's platform anytime. Note that exit load of 0.50% applies if redeemed within 90 days of investment.